Car may get totaled with just comesmetic damage. What can I do? Hello! Long story short. I was in an accident and guy ramped my car. Luckily only damage to the fender and some damage to the my headlight. Due to my car being almost 20 years old I’m worried they are going to total it. I myself can make the repairs easily for less than a thousand. His truck is perfectly fine besides the existing damage he alre…