#college

junior in college expected to graduate with 50-60k in loans, best course of action?

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junior in college expected to graduate with 50-60k in loans, best course of action? i am a junior in college going to graduate in 2026 with a secondary education degree. i will have about 35k in private and 20k in federal loans. i have done everything in my power to keep this number as low as i can, besides not going to school. i am commuting my senior year to save money, i have payed my own rent to not take out extra loans and…

Reddit Personal Finance 739 2024-11-25

How much should I save for when I graduate college and move

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How much should I save for when I graduate college and move Hi all, I am currently a freshman in college, graduating in 2028. I am extremely blessed and in a great financial situation. I will finish college w no debt, no car payments, and health insurance till I’m 25. Right now I am able to spend freely and don’t really have a limit. I don’t pay for any bills and usually spend around 1k a month on food, …

Reddit Personal Finance 422 2024-11-25

22yo, college student, CC debt

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22yo, college student, CC debt Seeking advice. I’m 22, in my final year of college, and have about 4.5k in credit card debt. This is from about 50% cost of living (groceries, gas, gym memberships) and 50% stupid shit (energy drinks, eating out/ordering food) I graduate school in may with absolutely no student loans (extremely lucky). However, this CC debt worries me tremendou…

Reddit Personal Finance 1.1k 2024-11-24

Graduating college, would like some financial advice for the future

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Graduating college, would like some financial advice for the future Hello everyone. I, 22M, am fixing to graduate college and have accepted a job offer with a salary of 85k base in a LCOL town in south Texas (after per diem, bonus, and possible relocation later in the year will be 100-120k total compensation). They offer a 6% 401k match, with an additional 0-4% depending on how good the company does for the year…

Reddit Personal Finance 895 2024-11-23

Taking out loans for college – is my plan bad?

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Taking out loans for college – is my plan bad? Ive been attending a community college for electrical engineering. Ive been paying out of pocket with personal savings and received some help from my parents. I’ll be transferring to a 4 year univeristy soon and estimate I’ll need between 30 – 45k for tuition and books alone to wrap up my last 3 years. I have about 24k in the bank, and make abo…

Reddit Personal Finance 886 2024-11-20

Forced to go to college, what should I major in?

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Forced to go to college, what should I major in? Hey everyone! So, I’m really interested in getting into e-commerce, but l’m currently forced to go to college. So I want to make sure l’m picking a major that will actually help me in e-commerce or make it easier to get started. Also, if anyone’s been down this path and has tips on balancing college with building an online business, l’d love to …

Reddit ecommerce 778 2024-11-12

Opportunity cost on college fund and donor advised funds to reduce taxable income

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Opportunity cost on college fund and donor advised funds to reduce taxable income I got into 37% for first time due to lot of stock sales. I am looking at reducing my taxable income and going down a bracket. For that I am thinking of putting $100k on donor advised funds to get deduction on charity. Also looking at $20k on college funds. Are there any opportunity cost risks I should consider before I make this choice? subm…

Reddit Personal Finance 384 2024-11-12