#college

Trying to figure out how to invest $5k as a college student

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Trying to figure out how to invest $5k as a college student Hello! I’m trying to learn about investing and my finances. I’m still a college student, and I’ve saved $5k to invest. How would you recommend going about this? I have very little knowledge and am trying to learn more as well. I will be opening a Roth IRA, and I want to know what else I should invest in. Also, for my Roth IRA, is it better to in…

Reddit Personal Finance 843 2025-01-02

College financial help!!!!

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College financial help!!!! I’m a college student and I’m trying to start with a new bank to get my future going. I’m 20 with no credit because my parents rule my finances and won’t let me do anything. I tried Chase and they closed 2 accounts of mine for “reasons we don’t know” and couldn’t tell me why. I don’t know who to bank with and I’m worried I’m ruining my financial…

Reddit Personal Finance 462 2025-01-02

A college student making connections and experiences everyday, Is social media a necessity or even recommended? Thoughts?

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A college student making connections and experiences everyday, Is social media a necessity or even recommended? Thoughts? I don’t have social media like instagram due to all the negative aspects that impacted me like comparison, false sense of connection and relationships, false sense of reality and expectations and Snapchat for reasons like non meaningful conversation(sending streaks) anyways it seems like everyone has them so when I make any connections I’m alway…

Reddit Social Media 1.1k 2024-12-28

College Life and Housing

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College Life and Housing Hi all, So currently, I commute to Drexel University from South Jersey, and I find it very difficult during rush hour (the commute during this time is about 1 hour). My total cost of attendance this year is 16k, and i have 5k in federal loans, the rest is private at a 10% interest rate. I plan on paying off my unsubsidized/private loans next fal…

Reddit Personal Finance 607 2024-12-27

Trying to get out of debt while in college and plan for the future, looking for advice

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Trying to get out of debt while in college and plan for the future, looking for advice I am currently a 25f graduating from nursing school in 8 months. I wasn’t the best with my finances in the past few years and have about 18k in credit card debts alongside about 30k in student loans and car payment of about 700 a month. I work part time as a manager for a shipping company and work as much as I can but the time obligation with nu…

Reddit Personal Finance 726 2024-12-26

Where Should I invest my Money as a 20 year old College student.

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Where Should I invest my Money as a 20 year old College student. Hi everyone, I’m a college student and have managed to save up over $5,000. I’m looking for ways to grow my money and am willing to start by investing $2K-$3K, with plans to add more as I learn. I’ve heard about money market accounts and a few other options, but I’m unsure where to start or how they work. Does anyone have recommendations for a b…

Reddit Personal Finance 356 2024-12-25

21 year college student managing money

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21 year college student managing money So right I’m a 21 year old senior college student right now and have 18k student loan debt by the time I’m done with college it’ll be 21k But recently my car since freshman year went out on me forcing me to get another car. So I have to get another car, I have job secured paying 75k and 5K sign on bonus out of college, and I plan to get a roomm…

Reddit Personal Finance 565 2024-12-24

I’m 21 year old college student studying IT

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I’m 21 year old college student studying IT I roughly making 25K this year but I made few mistakes. I bought a car and in a car loan trap now (so far i’m paying on time monthly) and a credit card dept around 5k. I’m helping my parents too financially a lil bit. What are the advice you got for me to reduce my dept should I sell my car If I do how ? submitted by /u/Ok-Meal3946

Reddit Personal Finance 907 2024-12-24

Did you guys ever get medical debt while in college?

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Did you guys ever get medical debt while in college? Hey guys, As a college student (23) what would be options (heaven forbid) I got medical debt? I know if you have proof that you’re low-income / are enrolled in university (things of that sort) ”potentially” you can get charity care or a price adjustment on a hospital bill? Is medical debt really that bad? I thought it doesn’t impact your credit …

Reddit Personal Finance 1.0k 2024-12-22

I just turned 20 years old. I make 3500 a month with 2 jobs. I do not attend college

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I just turned 20 years old. I make 3500 a month with 2 jobs. I do not attend college Income: 2400 a month from one job 800 from second job 300 roughly a month in tips Total: 3500 Expenses: I live in a trailer so rent is only 500 Utilities: 100 Phone + WiFi: 85 Car Insurance: 150 Gas: 200 Groceries: 150 Total: 1,185 I live with my girlfriend so these expenses are my portion of what I pay. How should I decide to manage my money…

Reddit Personal Finance 1.2k 2024-12-22

If we need to make college payments for my husband, should we use our emergency fund (4% interest) or federal loans?

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If we need to make college payments for my husband, should we use our emergency fund (4% interest) or federal loans? Hi! We are newlyweds (23 & 25) Looking at FASFA, my husband likely won’t get financial aid anymore due to my income. He has a year and a half left of public college. I’m thinking we will be on the hook for about $10-15k left in tuition, and I’m wondering if we aren’t able to use a payment plan, should we take out federal loans OR use our emergen…

Reddit Personal Finance 408 2024-12-17

Just Graduated College – Need Advice on Investing $20k Gift for a Future Down Payment

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Just Graduated College – Need Advice on Investing $20k Gift for a Future Down Payment Hey everyone, I’m 23, recently graduated college, and landed a decent job in finance where I’m making about $4,500/month. I’m already contributing to my Roth IRA and company 401(k), so I’ve got some retirement stuff covered. Here’s the kicker: my grandmother just gifted me $20k. My goal is to invest this money for the long-ish term (2-4 years, p…

Reddit Personal Finance 558 2024-12-11

UNC women win College Cup, school’s 23rd title

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UNC women win College Cup, school’s 23rd title Olivia Thomas scored on a free kick in the 62nd minute for her fourth goal of the NCAA tournament as North Carolina beat Wake Forest 1-0 on Monday night for the program’s first national championship since 2012.

ESPN 476 2024-12-11