#college

I am a Junior in college with student loans from my freshman year, what is the best way to pay it off?

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I am a Junior in college with student loans from my freshman year, what is the best way to pay it off? As I mentioned, I am a Junior in college right now essentially with a full ride scholarship at this point for the rest of my schooling. That being said, I have 5500 dollars in student loans from my freshman year of college. 3500 dollars of the loan is subsidized so I do not have to pay interest until I am out of school. The 2000 dollar loan howe…

Reddit Personal Finance 1.0k 2024-05-27

College student looking to buy my first DSLR setup. What would you recommend to start with?

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College student looking to buy my first DSLR setup. What would you recommend to start with? I’m a college student looking to expand my photography hobby. I’m sure there are millions of these posts but I’m curious to see what people would suggest. I really enjoy landscape photography, but I’ve never owned a DSLR and I thought this would be a good opportunity to try it out. I’m fully open, and would even prefer, to buy used equipment fro…

Ask Photography 882 2024-05-27

Fair college savings allocations between kids

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Fair college savings allocations between kids I finally got around to opening up 529s for my kids. I have a 5 year old and a 2 year old. I’m trying to think through how to be fair to them as I fund the accounts both with any lump sums that come in over the years and with monthly payments to each. I’ll probably sell 20k or so of stock I’ve got in a taxable account to get things started and t…

Reddit Personal Finance 1.2k 2024-05-26

If They’d Told Me We Were Poor, I Would’ve Given This Commencement Speech to Other Poor College Graduates

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If They’d Told Me We Were Poor, I Would’ve Given This Commencement Speech to Other Poor College Graduates Well, look at you. You’re all so brand spanking new, shiny, and gleaming. The world was made for the likes of you as you are now. Young. Supple. Idealistic. Yes, even the goths with their cloaks of (imaginary? performative?) sorrow, black as their black kohl-rimmed eyes. Yes, you are hopeful and just as starry-eyed and dreamy as the sunshiny one…

McSweenys 1.2k 2024-05-20

Continue to fund 529 once kids near college age?

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Continue to fund 529 once kids near college age? Have two children (18 and 16 years old) and have been funding their 529 accounts at the maximum amount of 14k/year. Thanks to a great market, both have 200k at this point. The 18 year old has decided on his college which should be just under 50k/year with room and board so i stopped funding his 529. The 16 year old just did some college tours an…

Reddit Personal Finance 1.2k 2024-05-18

Getting married for college financial aid

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Getting married for college financial aid Not looking for relationship advice here. Would getting married but still living with parents still qualify me as an independent for FAFSA? I know the FAFSA benefits are not amazing for marriage either, but the college I will be going to has free tuition to all making under an income bracket (that my spouse and I would fall under). The college b…

Reddit Personal Finance 996 2024-05-13

What careers should i look into if I’m not going to college?

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What careers should i look into if I’m not going to college? Hey reddit, so it’s recently occurred to me that i am not gonna attend college for a variety of reasons. Luckily for me though, i won’t be paying bills for around a year and in that time I would like to find a career that time will reward me in , however, I’m not really sure where to start as media seems to just push college and nothing else. I …

Reddit Personal Finance 1.1k 2024-05-11

First job out of college at 25. How should I be managing the money I’m making? What should I be saving? What are my savings options when my work only offers a non-matched 401k?

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First job out of college at 25. How should I be managing the money I’m making? What should I be saving? What are my savings options when my work only offers a non-matched 401k? I have my first job out of college at age 25 making $52,500/yr pre-tax. I get paid bi-weekly net around 1700$ (3400/month net). – Rent, utilities, phone, car insurance costs $1650/month – Phone – 15, car insurance – 90, utilities – 105 – Food bill is around 200-300/month – I have no existing debts as I was lucky to get scholarships and grants th…

Reddit Personal Finance 703 2024-05-08

Returning to college

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Returning to college ~190k in networth Cash: 140k Roth: 27k Thrift Savings Plan: 13k Crypto 10k Worked a few years and plan on going to law school full time. Will be paying around 10.5k a year for fees & on campus housing. Total should be around 32k. Plan on paying out of pocket and taking no student loans. I don’t have any debt, trying to decide if I should just ho…

Reddit Personal Finance 651 2024-05-08

Advice for a college student

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Advice for a college student I’m a 21 year old college student and I currently have about $2700 in credit card debt. I go to college away from home and I just recently started working for DoorDash (I’m not sure if it’s sustainable because my car isn’t in the best shape). I have about $1000 saved. I work 2 jobs when I’m at home. The problem is, the money that I make while I’…

Reddit Personal Finance 1.2k 2024-05-01

Worth it moving in with a roommate while I’m in college to save $600 a month?

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Worth it moving in with a roommate while I’m in college to save $600 a month? I’ve known this guy for years, seems cool. Been to their house plenty of times and whatnot. My renewed leased is gonna be $1175 compared to what it is now which is $1015. Might break my renewal lease, and who I’ll be moving in with wants $600 a month. It’s only going to be for 2 years. Alternative to this would be to work my ass off in the summe…

Reddit Personal Finance 890 2024-05-01

Old college keeps mailing a bill, but won’t give me an itemized receipt when emailing the bursar

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Old college keeps mailing a bill, but won’t give me an itemized receipt when emailing the bursar It just says “remaining balance” on the bill. I try asking for a little more elaboration (in the form of an itemized receipt) from the Bursar and he doesn’t, all he said in his email was repeating my letter from the mail already said. I’m not going to be mailing the school $1200 when I don’t know what it’s for, that’s just not in the cards right…

Reddit Personal Finance 1.1k 2024-04-20