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Should I Use My Inheritance to Enjoy College Life or Invest It? Hey everyone, I’m a 20-year-old college student who just inherited $20,000. It’s a crazy amount of money for someone my age, and honestly I don’t know what to do with it. On one hand, I feel like I should invest it in stocks, open a Roth IRA, or even save for a down payment on a house after graduation. But then there’s the other part of me that …

A Major Change in College Football General managers — once purely the domain of professional sports — are taking over.

Would it be financially irresponsible to rent an apartment for $1350/month (including utilities) on a $45k/year income (single, no kids, new college grad)? My situation is somewhat unique in that I cannot and do not drive so need to be in a central location near my new job, transportation, and grocery stores. I am considering living in a 1BR apartment w/ no roommate and toured one for that price in my desired neighborhood (which is in a MCOL major city). It feels kind of…indulgent? But, I pay $1200…

18 years old, 36k yearly income, full time college student, what can I do to make more? I currently work 2 jobs and my biweekly pay ranges from $1,200 to $1,700. I’m a server and a busser at two restaurants and work 25 hours a week. I’m wondering if I should quit one of my jobs to focus on school, or quit both and try to find a higher paying one. I live with my parents so I have no bills or any debt. I also am looking to move out s…

Getting Better Credit as a College Student with Little Understanding of Credit I am 21f. My mom had me under her credit card for 5 years. I had excellent credit. I recently found out she removed me, and my score dropped 50 points. I was wondering how to build my credit history now that that was removed. My first instinct is a credit card. I am a college student with unsteady or little income, though I did see there are stu…

20 year old college student Howdy to anyone reading this ! So I’m a 20 year old college student (21 in April) and I am wanting to start my research in terms of building my financial independence and literacy. Before I opened investment accounts I wanted to hear input on how I should go about things , although I have been reading the book recommendations I got from here (if…

The College Enrollment Crisis submitted by /u/Chii

Trying to Help my Kid Go To College with an Out of State 529 I am trying to figure out what set of rules apply when the 529 is out of states. For example if I am in NC and I setup a 529 under Utah’s plan. On Saving For College it says that the Utah plan qualified educational expenses do not include k-12 and that the money will be taxed at the state level if the distribution is directly to a Roth IRA. How …

First job out of college- how to pay off debt I graduated from a four-year university and currently have about $27,000 in student loans. I’ve been employed for a few months now and have started contributing $500 to my individual brokerage account and another $500 to my student loans using the debt snowball method. However, the minimum payment for my student loan account is approximately $16…

Just graduated from college and got my first job. Looking for advice on what to do with left over income. (23M) Just got my first post grad job making 65k gross in a LCOL area (Besides my rent lol). I have roughly $1k-1.2k left over a month I’d say after student loans, rent, utilities, and food. I honestly don’t play to stay at this job longer than a year but I was curious if I should put any leftover income into a 401k, IRA, or HYSA. Unfortunately …

About to go to college, worried about finances Im 18M getting ready to go to college this year. Due to rigorous academics, sports, and clubs. I was only just able to get a job. I also don’t have a bank account just a Venmo card. This is, a little, discouraging for me, but as I’m finally starting my first job I want to be as prepared as possible. Does anyone have any advice on budgeting/lite…

Is A College Course Required In Professional Photography? I’m a 18 year old amateur photographer from Ireland looking to choose photography as my future career. Im currently in my final year of school and i am not sure whether to continue with my education and pursue a digital media course, or to focus on my own photography, build my own skills and start my own photography business. If anyone has exper…

Messed up semester of College and College refunded the student loans. Now I owe that amount to the College. What do I do? I need some no judgement advice please. Long story short I supremely failed my last semester of college and the college refunded the loans to the govt and I now owe that much to the college. I want to try and make this right and finish college, but I have no idea how to find 5000$. What can I do? Will the college even let me enroll for the next …

Six stats that show the SEC’s men’s college basketball dominance Just how good has the SEC been this season? These numbers tell the story.

529 advice. May not go to college Writing this about my nephew. His parents contribute to a 529. He is a HS freshman. Family always assumed he would go to college. However he Hates school and has shown an interest in being an electrician. College isn’t for everyone and we get that. However my SIL is now wondering if she should stop contributing to 529 now and put monthly contri…

Trying to figure out how to invest $5k as a college student Hello! I’m trying to learn about investing and my finances. I’m still a college student, and I’ve saved $5k to invest. How would you recommend going about this? I have very little knowledge and am trying to learn more as well. I will be opening a Roth IRA, and I want to know what else I should invest in. Also, for my Roth IRA, is it better to in…

College financial help!!!! I’m a college student and I’m trying to start with a new bank to get my future going. I’m 20 with no credit because my parents rule my finances and won’t let me do anything. I tried Chase and they closed 2 accounts of mine for “reasons we don’t know” and couldn’t tell me why. I don’t know who to bank with and I’m worried I’m ruining my financial…

College football bowl games, expanded playoff dates and times With the expanded playoff, the 2024-25 bowl schedule is bigger and better than ever.

Dartmouth College Basketball Players Halt Effort to Unionize The decision to withdraw the petition appeared to be an effort to preserve a favorable federal ruling that could have been in jeopardy under President-elect Donald J. Trump.