#collector

Received notice from debt collector on medical debt for about $1200

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Received notice from debt collector on medical debt for about $1200 Long story short, I got injured last year and eventually had other medical issues as well as personal ones which included moving. I forgot to update my address. I picked up mail back in Sept and there was nothing noteworthy and then again last night I received a letter from a debt collector for 2 bills for about $1200. I called the medical pract…

Reddit Personal Finance 476 2025-03-01

Debt collector took money from my account

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Debt collector took money from my account Got a few calls from a very well known debt collection agency in New York. The lady told me I owed them for a credit card that I already knew was going to come back to bite me. She told me the lowest I could pay monthly was $150. I told her okay I want to do that and gave her my bank info (lesson learned) She then started reading me an agreemen…

Reddit Personal Finance 1.0k 2025-02-20

Calls from supposed debt collector

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Calls from supposed debt collector First off I have no idea what this could be for, I don’t have medical or cc debt or student loans. I do everything to stay out of debt by living below my means and keeping a diligent eye on my finances. Each time they call it goes to voicemail. I don’t ever pick up calls from unknown numbers, and the voicemail is a robot saying it’s a debt colle…

Reddit Personal Finance 1.1k 2025-02-15

Sign on Bonus Debt Collector

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Sign on Bonus Debt Collector I was recently contacted by Summit A*R Debt Collection regarding a sign on bonus for a previous company ($25k). I received a debt validation letter via email with the contract and everything. I asked for the original creditor’s contact information and was told no basically. That they didn’t want to contact me since they hired this company on the…

Reddit Personal Finance 978 2025-01-31

Send an EOB to debt collector?

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Send an EOB to debt collector? I just received a debt collection notice for over 1k for a surgery I had in 2022. I’ve never received any bill for that amount. Per my insurance, I only owed $150 which I paid. I called the hospital and they confirmed they had sold a debt to that agency and said they’d send an itemized bill in 2 weeks. I called the debt collector and disputed t…

Reddit Personal Finance 389 2025-01-29

Debt collector trying to collect 10 year old debt

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Debt collector trying to collect 10 year old debt As title says. Ten years ago I had an account with Sprint with my then partner. Between being young and stupid, and situations with my ex, the account was closed. I honestly forgot about it, but I just a letter from a debt collector. I’m in ohio, and from what I’ve been able to find the statute of limitations is 8 years. On top of this, it says …

Reddit Personal Finance 936 2025-01-23

Letter from debt collector for around $7800 in debt

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Letter from debt collector for around $7800 in debt Hi everyone! I was recently sent a letter in the mail from Northstar Location Services attempting to collect a payment of $3700 for the original $7800 debt from discover. They gave me until the end of December to pay, but due to being in a very rough financial situation I can’t afford to pay that. Any advice for a situation like this? I don’t kn…

Reddit Personal Finance 517 2025-01-16

Can a collector remove a debt after 7 years and then renew it shortly after as if a new collection?

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Can a collector remove a debt after 7 years and then renew it shortly after as if a new collection? About 8 years ago I had a business and an apartment that had electric provided by the same company. They were both different accounts but same provider. When I moved I closed the account in good standing. Shortly after I closed the business and closed the account. A few weeks later I received a bill in the $700’s for the business which was BS. I…

Reddit Personal Finance 1.1k 2025-01-13

Debt collection scam or a real stupid debt collector?

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Debt collection scam or a real stupid debt collector? A unknown number called me I didn’t pick up but they left a voicemail “we have called you a few times with no communication back at this point we have done a complete liability report as well as an unemployment verification, which will go back to our client and they may file this with County by the end of this week for final concerns, our offic…

Reddit Personal Finance 492 2025-01-12

Unbox Sideshow’s Beetlejuice, as the collector figure preps to haunt collectors

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Unbox Sideshow’s Beetlejuice, as the collector figure preps to haunt collectors From the beloved original 80s film, comes Sideshow’s own take on the ghost with the most. Here’s the unboxing of Beetlejuice. Try not to say it As a property, Beetlejuice is going through something of a renaissance as of late, and is maybe more popular than it’s ever been. The film recently spawned a big … The post Unbox Sideshow’s Beetlejuice, …

Brutal Gamer 509 2024-12-19

Bank says I still owe them even though I paid in full to debt collector

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Bank says I still owe them even though I paid in full to debt collector I had a personal loan through a credit union and it was given to a collection agency when I went delinquent on it back in 2020. I eventually paid it off in full in 2022 but it remains on my credit saying it still has a balance so I thought maybe I had missed something and I contacted the credit union back in October and they said I had to pay th…

Reddit Personal Finance 499 2024-12-05

Settled with debt collector, but balance lowered instead of disappearing?

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Settled with debt collector, but balance lowered instead of disappearing? I went to pay a credit card collection, online it offered me a settlement amount with “Portfolio Recovery”. Is this normal, or did they do something other than settle? The portal I paid at still shows payment processing, but it’s been several days and the balance updated in credit karma. Ideas? Thoughts? submitted by /u/AnExtraMedium …

Reddit Personal Finance 950 2024-11-11

Unpaid tuition was sent to a debt collector. Is it better to pay through them with no interest and take a hit on my credit score or get a loan from Sally Mae etc.?

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Unpaid tuition was sent to a debt collector. Is it better to pay through them with no interest and take a hit on my credit score or get a loan from Sally Mae etc.? I have about $18,000 in unpaid tuition from a graduate program that was sent to a debt collector (the reasons are convoluted and annoying, but it’s there now and valid). It hasn’t been reported to the credit bureau yet, but will be on August 1st if the debt stays with them. They have suggested I try to get a student loan through Sally Mae or Co…

Reddit Personal Finance 996 2024-07-13

Bargain for pay-to-delete, or hope that debt collector takes pity?

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Bargain for pay-to-delete, or hope that debt collector takes pity? Ridiculous title, I know, hear me out. Two years ago comcast said I didn’t pay $140 when I moved – either I didn’t return the router (I did) or I didn’t pay the last month (it was on autopay, the card never changed). Stupidly, I wasn’t as aggressive in getting this figured out years ago, it disappeared, I forgot about it. Two months ago, it was…

Reddit Personal Finance 584 2024-07-10

Pre-orders open up for  Disney Epic Mickey: Rebrushed, complete with Collector’s Edition

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Pre-orders open up for  Disney Epic Mickey: Rebrushed, complete with Collector’s Edition Fans looking forward to Disney Epic Mickey: Rebrushed finally have a release date, plus some pre-order options. *insert Mickey laugh First launched in 2010, Disney Epic Mickey brought the legendary cartoon character back for a whole new generation of video game fans. The game put a magical brush in the hands of Mickey Mouse, and set … The post P…

Brutal Gamer 891 2024-06-26

Debt collector saying I owe a debt that is in my fathers name.

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Debt collector saying I owe a debt that is in my fathers name. Hi guys. In 2019 I was in college and my dad paid for my first apartment. His name was on the apartment as the co-signer and guarantor and he made the payments for the apartment. I ended up getting kicked out of this apartment totally illegally (I think). My ex boyfriend broke into my apartment one night and assaulted me and my current boyfriend…

Reddit Personal Finance 729 2024-05-31