Wellness company sent my account to collections. I fell behind on my membership due to personal reasons and planned to get caught back up when things got better. I sent a letter to cancel it but was still charged for multiple months due to the balance not being paid off. They sent an email saying that it’s too late to set up a payment plan because it was sent to collections. 2 weeks later – …

Can a gym really send me to collections for a membership I never agreed to? Up until a couple months ago, I had a membership at Gym #1. It was a $10/month, cancel any time membership, not a 12-month or 6-month contract. A couple of months ago, they went out of business, so I signed up for a membership at Gym #2. About a week later, I got an email from Anytime Fitness (which is NOT one of the other 2 gyms I had signed up…

Medical Bill sent to collections I had physiotherapy with a provider who wasn’t in my insurance network. They asked me to give them any checks that my insurance mailed to me, assuring me that I wouldn’t be billed for any extra costs. I found this strange, so I asked them and was provided a letter confirming that I didn’t owe anything. This was at the beginning of my treatment 4…

Been served court papers for a credit card that went to collections and I forgot about. What should I expect, going into this? So, over lockdown, I maxed out my Walmart rewards credit card with Capital One, and before the maxed out balance was reflected on my credit report, I applied for a Citi Double Cash, because they had a “No interest for 18 months on balance transfers” promo going on. Well, I wasn’t able to keep up with payments after the balance transfer, and the …

Closed Account in Collections Hello all, I had a short stint of sports betting for about a month before deleting my accounts and calling it quits. About a month after I deleted my FanDuel account, they attempted to charge my bank 2 transactions and 2 fees. (Which were declined). Yesterday, I received an email from collections for the same amount. I have received no communcat…

Canceled Gym Membership Went to Collections, Now What? As stated in the title, I joined a local branch of Title Boxing Gym. I went for a few months, then stopped when I got a new job which caused my schedule to change so I could no longer go to the gym. I called to cancel my membership, and was told on the phone that it was all set, but of course I didn’t record the conversation (I know, I was a nai…

Ambulance Ride from a state I’ve not been to, went to collections. To make this simple I’m just going to outline a chain events/timeline in attempt to make this as short but as detailed as possible. Sometime in late 2020/early 2021 I got a bill from American Medical Response for $2500 for an ambulance ride that occurred in Northern California. The bill came to my address. An address that, at that time, had onl…

Affirm Collections Process My girlfriend has had several affirm loans sent to various collection companies mid 2023. These loans were stupid purchases that she purposely did not pay as she didn’t have the means to at that time. She has now began to see the light in personal finance and my good financial habits are rubbing off on her since she is now taking a bunch of majo…

Deactivating: Instagram & Facebook temporarily – do you lose content like stories or collections ? I want to temporarily deactivate my Instagram and Facebook accounts to focus on my life and l’m wondering will I lose any content when I reactivate? submitted by /u/KittyAshkitty

Car Payment Mistakenly Sent To Collections. Issue Fixed By Bank and Collections / Debt Agency But Credit Bureaus Won’t Remove Hi all, The title says it all. My car payment has been automatic for a year. I pay around $300 a month which is automatic. Somebody at USAA sent it to collections on accident. I received a letter, called USAA, called collections, and it was handled promptly. I waited five weeks and saw no change to my credit score that tanked. I submitted a dis…

800 dollar credit card debt sent to collections, help Hey, so I’m in my 20s and was doing fine making payments to my credit card back in 2022, but then I lost my job. Since then I’ve been struggling to find employment of any kind. I’ve been applying to jobs left and right just trying to get anything but no luck. A little less than a month ago I got contacted by a credit card collections company say…

How Bad is Collections, Really? (Student Loan Debt) Little Background: I was let go from my job in March of this year. I have been applying non-stop to new jobs since then, but I have not been able to find one(barely even a call back). I have to pay $800 a month in student loan payments(private not federal) and since I have been able, I have paid everything on-time and in full. Due to my recent f…

Medical bill went to collections when my insurance was supposed to cover it Not really sure what to do here. August of 2022 I had to go to the ER. I have tricare, and usually the insurance number is my SSN. When doing the paperwork, that’s what I put. Well, there was some sort of mess up and they sent me a HUGE bill ($7k) because they didn’t use my insurance. When I got the bill, I was unable to log on to the portal t…

I messed up and let a bill go to collections… I need help sorting out my medical bills. Where to start? I went to the ER on March 1, 2023. I had a huge, infected abscess underneath my collarbone that needed to be drained. Because I put it off, I was on the verge of septic shock. I also saw a wound care doctor for about 6 weeks at the same hospital. Fast forward to about a month after the initial procedure. The bills started coming …

Debt from credit card fraud sent to collections Tldr: last year my uncle’s credit card was stolen and the thief racked up about $400 in charges. The credit card company rejected the fraud claim and said my uncle had to pay. My uncle refused to pay on principle and just ignored it. A few months ago the debt was sent to collections due to non-payment. Is there anything he can do at this point t…

Dad owes around 25k to collections, I’m trying to get him to settle as some companies are suing him but his CPA is telling him not to. His CPA says my father shouldn’t pay as he has no income and is on disability. His suggestion is to wait for the 7 year mark and it will fall off his report. I’m telling him to settle and (I’ll)pay. If he goes with the cpa, won’t he still have to pay as another company has collected the debt? Also, some company is suing him for 7k from Capital …

Demand for payment California vehicle registration collections – I had a vehicle registered me & surrendered back in 2020 . It took them 3 years to finally pick up the vehicle even tho I did not drive it since surrendered . I received a letter from ca ftb for a demand for payment . I called the dmv and explained to them that I had surrendered vehicle in 2020 and have been waiting for them to pick up the vehic…

Medical bill to collections I live in the US. I received a debt collector letter in the mail. I have not received any bill from the hospital. I don’t know what to do! submitted by /u/StlNativeRemoved

Call from collections I wasn’t thinking and I took a call from a collection agency and confirmed my address. They said I had a $300 debt from a hospital here in town. I know there are changes to how medical debt shows up on credit scores. Are there any negative consequences to entering a payment plan with the collector? ( I’ve tried paying this literally 4 times by …

Major NFT Collections Post Double-Digit Monthly Losses as Floor Prices Drop Losses in the NFT markets have exceed ether’s decline, which is down 9.6% on-month.