#collections

ER bill went to collections should have been paid by workers compensation

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ER bill went to collections should have been paid by workers compensation I had an injury at work last June that required me to get stitches. My workers comp claim was approved and they paid the hospital bill. I then received a physician bill which I sent to my workers comp claims associate. She said she would make sure they send all bills to her. Now the bill has gone to collections, my claims associate is jerking me…

Reddit Personal Finance 902 2024-07-16

How to pay off my collections debt

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How to pay off my collections debt Hello everyone, I am almost 34 and trying to get my life together. I had a really tough year when the pandemic hit, got broken up with, had to move out on my own, got layed off from work and developed a drug addictoon. I’m good and clean now but fast forward a few years later I owe almost $18,000 to collections agencies and have a credit score o…

Reddit Personal Finance 386 2024-07-15

Why are lipstick collections so boring?

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Why are lipstick collections so boring? Don’t get me wrong, I love lipsticks, but it seems (mainstream) companies release the same shades over and over again. There’s no innovation, rarely any cool tones or special colors/formulas. Instead, there are a ton of reds, oranges and pinks – as if people wouldn’t use anything else more daring. submitted by /u/nosfiery

Reddit Makeup Addiction 1.1k 2024-07-10

Student loan collections debt

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Student loan collections debt My wife had a small student loan go to collections. Around $2,700. They wanted her to pay a certain amount monthly but she can’t afford to do it. She has been giving them $25 a month for a few months. Are there any negative effects from only giving $25 a month? submitted by /u/Ruthlessness8

Reddit Personal Finance 975 2024-07-01

Medical debts, collections

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Medical debts, collections Hi everyone. I have about $8,500 worth of medical debts- $3,800 on a care credit card and the rest are collections from 2 expensive hospital visits and some small doctors visit costs. I have a medical condition that is not covered by insurance so I had no choice but to go into debt to deal with it. My credit right now is in the high 500s (droppe…

Reddit Personal Finance 1.2k 2024-06-30

Fraudulent AT&T account opened in my name now sent to collections… Should I just pay?

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Fraudulent AT&T account opened in my name now sent to collections… Should I just pay? Last September I was notified that my new AT&T account and iPhone were ready. This was legit from AT&T. I don’t have an AT&T account (my work pays for my phone) and it was opened in a state I grew up in but haven’t lived in in 15 years. I contacted global fraud and they were quite helpful at first. Opened up a case – they closed it with no notif…

Reddit Personal Finance 1.2k 2024-06-26

Got a unknown debt posted against me on FCR collections.

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Got a unknown debt posted against me on FCR collections. I recently got an unknown debt of 1800$ posted against me on FCR collections. I am not a US citizen and was just a visitor there for a few weeks. I have few questions: Do FCR accept debt without any proof? In the mail, I have the option to dispute the debt. Should I bother with that? I said above because as I mentioned I am not a US citizen o…

Reddit Personal Finance 1.2k 2024-06-11

Medical bill sent to collections, less than 6 months

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Medical bill sent to collections, less than 6 months I went to the hospital in January of this year and received a bill. I’ve been meaning to pay it, but well, I haven’t. It’s less than $900. It’s been less than 6 months; I haven’t gotten any notification that it would be sent to collections. I received a letter from a debt collection agency that they will accept $450 for the payment. Should I pa…

Reddit Personal Finance 887 2024-06-10

Dynamite funds classic Terminator comic collections in 2 hours on BackerKit

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Dynamite funds classic Terminator comic collections in 2 hours on BackerKit Get ready for more tales of death-dealing robots, because there’s a heaping helping of classic Terminator books coming up from Dynamite. Well, that was a success Not long ago, we told you about the return of the Terminator license to comics. Publisher Dynamite Comics picked up rights to the famed action/sci-fi property, and will be … The post Dy…

Brutal Gamer 847 2024-04-23

State income tax refund offset to collections?

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State income tax refund offset to collections? I recently received a letter that my Ohio state income tax refund was offset to the AG’s office. I called the office line and the automated account balance said I owe something like $5000. I literally have no idea what this could be. Never missed a payment on any account I have and checked all three credit reports, nothing. Haven’t received a le…

Reddit Personal Finance 490 2024-04-20

How does she proceed next? Collections letter.

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How does she proceed next? Collections letter. My wife received a collections letter from Unifin a few days back. The debt origination date is from 2011 from Bank of America. She said she paid off her credit card balance of 687 from her 401k before that branch closed. She doesn’t have any collections listed on her Credit report. There is no proof of payment since she switched to a different …

Reddit Personal Finance 776 2024-04-12

Just received a collections letter from Penn Credit for something that happened 21 years ago.

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Just received a collections letter from Penn Credit for something that happened 21 years ago. Just received a collections letter from Penn Credit for something that happened 21 years ago. I was pulled over in 2003 and received 3 different traffic citations. Based on the records online, I contested the citations and two of the citations resulted in adjudication withheld, resulting in me paying the court costs. The third citation was dismi…

Reddit Personal Finance 1.3k 2024-04-08

Advice on collections for $30

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Advice on collections for $30 I just got a letter that I owe $30 to a collections agency from unpaid copays to my doctor. I’m honestly so angry that they sent such a minuscule amount to collections without ever giving me a call. Is there anything I can do to prevent credit damage? Is it possible to just pay my doctor’s office instead of the collections agency? Other tips? …

Reddit Personal Finance 1.2k 2024-03-15

Sent to collections without knowing I had anything to pay

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Sent to collections without knowing I had anything to pay Hi everyone, I just saw on my credit report that I have about $120 in collections from my apartment… I moved out months ago and had no idea that I owed any money. It has really affected my credit score. I’ve never had any issues like this before. I am so confused… is it legal to not be notified of this before being sent to collections? Most impo…

Reddit Personal Finance 1.0k 2024-03-14

Ex wife is behind on her mortgage payments, and the owner of the mortgage is sending me collections letters. TX

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Ex wife is behind on her mortgage payments, and the owner of the mortgage is sending me collections letters. TX As the title states, my ex wife has apparently fallen behind on her mortgage payments, and the mortgage servicer has sent me a notice of default and intent to accelerate. The mortgage is, and has always been, in her name only (I had been laid off shortly before we bought the house, so we only used her credit, employment, and income. I am no long…

Reddit Personal Finance 543 2024-03-14

A lawsuit was filed against me for collections, how can I proceed?

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A lawsuit was filed against me for collections, how can I proceed? So I got a letter in the mail with information of a case against me along with a number and a website to a private debt relief company that could help me. I immediately checked if this case was legit and sure enough it was. I was able to see everything that was submitted and information from all the parties involved. This is legit and I’m just u…

Reddit Personal Finance 625 2024-02-15

Medical bill in collections?

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Medical bill in collections? I have a medical bill that I was waiting to pay until I got a big enough check to actually pay off a huge amount of the debt. When I go on the hospitals website, it says part of your balance is in collections. can I still negotiate down the total bill amount with the hospital or do I have to go through the collections agency now? submitted b…

Reddit Personal Finance 594 2024-02-10

Parent Plus loan in collections for deceased parent – should I dispute it?

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Parent Plus loan in collections for deceased parent – should I dispute it? I finished undergrad in 2011 and have been paying on an unpaid balance with my school since 2012. The account is with Williams & Fudge and the original balance was almost $17.5k and a majority of it was a Parent Plus loan that my dad took out to help put me through college. He passed away in 2015 and I initially called to inquire if this debt be…

Reddit Personal Finance 1.4k 2024-02-10

Is it legal for a company to tack on a 30-50% fee when they send you to collections?

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Is it legal for a company to tack on a 30-50% fee when they send you to collections? I’m in a dispute right now with a roofer who wildly over billed me and I’m trying to negotiate the bill down but in the mean time I’ve been getting emails from them about what I owe and the last one says if I’m sent to collections they will tack on 30-50%. I’m just wondering if that’s legal. It’s definitely not in any contract I signed. I feel l…

Reddit Personal Finance 803 2024-01-27