#circumstances

How much money do you spend annually on unforeseen circumstances? I feel like I’m going crazy with constant surprise expenses.

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How much money do you spend annually on unforeseen circumstances? I feel like I’m going crazy with constant surprise expenses. I am married with two young kids, a dog, and a house, and it feels like every month there is another accident, injury, mistake, breakdown, etc. I’m feeling very frustrated with the amount of money that we spend annually on unforeseen circumstances. Here are just a few examples from the past year or so: – Dog ran into neighbors yard and got bit b…

Reddit Personal Finance 564 2025-01-07

Put myself in debt due to unforeseen circumstances, I’m not sure what my next step would be but I had a plan but i’m not sure if it’s the right call.

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Put myself in debt due to unforeseen circumstances, I’m not sure what my next step would be but I had a plan but i’m not sure if it’s the right call. Hi! Thank you for checking out my post! Due to unforeseen circumstances I had to put myself in debt. That doesn’t matter, I don’t regret my decision (it was for family). But now i’m having a hard time recovering. hyphotetical/ballpark numbers but, I have a 10k balance personal loan 7k on a 28% apr credit card (10k limit) 1k balance on car loan. …

Reddit Personal Finance 1.2k 2025-01-02

How to upskill to improve life circumstances

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How to upskill to improve life circumstances Hello! I’m 25, have a degree in psychology, and currently work fully remote in a simple data role with basic SQL/Excel use. I would like to move further in my career or increase my earning potential, but I’m not sure what route to take with the free time I currently have. I’ve tried self-paced classes on my laptop to improve my SQL knowledge, bu…

Reddit Personal Finance 860 2024-12-08

Should i finance a used car in my circumstances?

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Should i finance a used car in my circumstances? I’m 21 and have limited credit history. When I was 19, I bought a car for $3.5k, and spent an additional $5-6k in repairs. Broke down after a month and haven’t bought a car since. Now, I rely on daily Ubers to commute, which costs me about $15/day. I work full-time in retail, making $2.5-3k a month, and still live with my parents. This situation…

Reddit Personal Finance 637 2024-06-09

Pull $ when refinancing? No penalty because of circumstances, divorce.

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Pull $ when refinancing? No penalty because of circumstances, divorce. Divorced, I’m keeping the house. I have to Refi to pay my ex equity & get his name off. Should I pull additional $20k to beef up my emergency fund & pay off my car? It increases my mo payment $140/mo. The increased mortgage is already a stretch but having some cash at this point would be nice. The rate I have locked in is 6.6% (RIP sweet 2.5% f…

Reddit Personal Finance 1.1k 2023-11-03

LPT: Don’t EVER, under ANY circumstances, pay for someone to do a job for you before ALL of the work is done.

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LPT: Don’t EVER, under ANY circumstances, pay for someone to do a job for you before ALL of the work is done. If they refuse to do the job unless you pay all upfront, consider yourself lucky you dodged a bullet and find someone else. No true professional who doesn’t want to scam you will ever require payment upfront before a job has been completed. submitted by /u/JennieFairplay

Life Pro Tips 1.1k 2023-10-20

Choosinf between XT30ii and r10 with some special circumstances

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Choosinf between XT30ii and r10 with some special circumstances I have come to the shop and try it around and like both bodies and how it operates. Also I am from indonesia in south east asia. Leaning a bit to fuji, the problem is I must buy the lens from the capital city which is on the other side of the island. I ask around 6 camera store they dont have the xf 18-55 and even 2nd hand is more expensive than…

Ask Photography 205 2023-08-25

Would you pay off low interest (4.4%) student loans under my circumstances?

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Would you pay off low interest (4.4%) student loans under my circumstances? As most of us know, student loan interest kicks back up in a few weeks. I graduated from college during COVID, so fortunately none of my loans have every accrued any interest. I have some money I could move around and get them gone, but I’m wondering if it’s the best move since the interest rate is so low. Here’s a breakdown of my current situat…

Reddit Personal Finance 192 2023-08-12

Seeking advice on ensuring I don’t end up homeless in a set of precarious life circumstances

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Seeking advice on ensuring I don’t end up homeless in a set of precarious life circumstances I’m 31, making 90K in a major city. 40K in fed student loan debt, 30k in savings, rare medical condition- seeking advice on maximizing my potential for stability? I am seeking advice on maximizing my stability in life. I’ve been with my current company for 5 years, during that time My pay rate has increased from 50K to 90K, I do computer work es…

Reddit Personal Finance 244 2023-07-14