#chunk

Employer gave me a small chunk of stock 3 years ago. It’s tripled in value since then, and fully vests this year. Should I cash out? If so, how?

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Employer gave me a small chunk of stock 3 years ago. It’s tripled in value since then, and fully vests this year. Should I cash out? If so, how? They gave me $5000 in stock around 3 years ago. I have access to half of it right now. One quarter becomes available next month, with the final quarter of shares becoming available in August. Stock price has nearly tripled since then. To be honest I kind of forgot about the fact they gave it to me and it’s just been hanging out. There’s not anyt…

Reddit Personal Finance 708 2025-01-29

Should I sell a big chunk of my stocks to pay off my car?

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Should I sell a big chunk of my stocks to pay off my car? Hey everyone, So I currently owe about 11k on my car right now and I have about 20k in stocks. I have about 3 more years until the car is paid off in full but the thought of selling some stocks to pay it off sounds a little nice. The idea of no longer having a car payment sounds great but I’ve held onto some of these stocks for such a long time …

Reddit Personal Finance 1.3k 2025-01-20

I have a decent chunk in my savings, what do I do with it?

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I have a decent chunk in my savings, what do I do with it? I am a 23 year old male. I have twin sons that were just born in August. I’m a public high school teacher with ~$16,000 in savings and very little debt. That money just sits in my bank account. I have zero knowledge in investing or generating passive income. Treat me like a toddler please. How can I take advantage of having this money saved up …

Reddit Personal Finance 1.1k 2024-10-24

Through a settlement acquired a large chunk (to me at least) of money. Good ways to safely invest it for a nice ten year return?

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Through a settlement acquired a large chunk (to me at least) of money. Good ways to safely invest it for a nice ten year return? Hey all, I recently have just been giving a large sum of 46 thousand. I dont have any debt, own a house & am employed. I have a 401k and some savings (close to the amount given). My fiance and I want to get married next year and were thinking of using ten for that. We would like to have kids in the next two years. Would really love to use this m…

Reddit Personal Finance 973 2024-06-29

Using a large chunk of savings to knock down student loans

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Using a large chunk of savings to knock down student loans I have just under $100k in federal student loans. I was fortunate to land a decent job during the pandemic, and build a decent savings, purchase a house with a reasonable mortgage rate (3%) and continued to build a savings. Here are some details and my plan: Around $43k of my loans groups are >4.5 % interest rate I currently have just about…

Reddit Personal Finance 337 2023-08-21

What happens to monthly car payment amount if I pay off a huge chunk?

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What happens to monthly car payment amount if I pay off a huge chunk? I have a car loan of 22k. I’m planning on paying 18k in a week on it. It’s a 72 month loan and I am 5 months into it. So I’d still have about 6k left on it. Would the monthly payments change ti reflect the lower balance ? Or would it be the same each month? submitted by /u/StockMan1210

Reddit Personal Finance 267 2023-07-13