#checking

My mother has joint access to checking, remove?

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My mother has joint access to checking, remove? I have a college checking account with chase and my mom has joint access, where she can transfer funds in and out and see the activity. This has been my first account with chase and I have had it for years now. I am currently 26 and the account can still be active even though I’ve graduated college already. Now that I am of age, I am gathering o…

Reddit Personal Finance 1.0k 2023-10-25

LPT: in the northern hemisphere start thinking about checking your heat

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LPT: in the northern hemisphere start thinking about checking your heat As we get closer to the winter months it becomes more important to check and ensure your heat is going to work. Most people wait for the first cold snap to find out their furnace is not working. Not only is this a major inconvenience you’ll also likely have a hard time getting repairs as the repair man will now be very busy Testing your heat no…

Life Pro Tips 212 2023-10-07

Someone transferred more than $64k from my mom’s checking account to a stock company. What exactly should we do?

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Someone transferred more than $64k from my mom’s checking account to a stock company. What exactly should we do? Hi, this morning my mom was checking her Bank of America app to see if she received a deposit she was expecting but she saw that there was a transaction from yesterday that totaled more than $64k to a stock company called “TD AMERITRADE DES”. She has never heard of this company nor knows anything about stocks/investing, so this was definitely no…

Reddit Personal Finance 153 2023-10-03

How long do pending transactions take to post on WF checking account?

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How long do pending transactions take to post on WF checking account? I made some transactions through paypal with hot topic using my wells fargo checking account last Friday. I don’t see any pending transactions yet but some of my items are ready for pickup. When I called wells fargo they can’t see any pending transactions yet today. Is this common? How do I know if my orders went through or not? submitted by…

Reddit Personal Finance 147 2023-09-29

LPT: Take pictures of your hotel room before checking out. You may need evidence for any damages that may be wrongfully charged to your credit card.

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LPT: Take pictures of your hotel room before checking out. You may need evidence for any damages that may be wrongfully charged to your credit card. Currently dealing with a hotel trying to charge me for a broken lamp that we didn’t break. Thought I’d share this tip to prevent others from going through the same hassle. submitted by /u/DiannaSparks6

Life Pro Tips 152 2023-09-21

Is it smart to keep only a small amount of money in my checking account?

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Is it smart to keep only a small amount of money in my checking account? I’ve been following a strategy where I purposely keep only $300-500 in my checking account at any given time. I use my credit card for most of my day-to-day purchases and pay it off in full every month. After paying my bills and rent, I transfer the remaining funds to my savings account. This way, I minimize the risk of losing all my money if my…

Reddit Personal Finance 202 2023-09-07

What should I keep in my checking account?

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What should I keep in my checking account? So, I made a post recently about getting my finances in order and a lot of people were saying to start with a 6 month rainy day fund in a high yield savings. That had me wondering, what should I leave behind on my checking, if anything at all? I have a no fee checking account with no minimums, and all of my bills go straight to my credit cards s…

Reddit Personal Finance 199 2023-08-29

Just married, joint checking account

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Just married, joint checking account My husband and I just got married and have been discussing how we manage we bank accounts. This is the set up we have pre-wedding: we each have our personal checking accounts and credit cards from Chase. We earn a similar amount and have our paychecks deposited in our own checkings. For credit cards, I have the freedom and he has the reserve. …

Reddit Personal Finance 175 2023-08-26

Options for minor urgently needing to open an independent checking account?

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Options for minor urgently needing to open an independent checking account? (Throwaway/keeping some details vague because my father uses Reddit and I’m concerned about this issue being escalated before we’re ready). I have a sibling who is a few months shy of the age of majority in my state. They recently moved across the country, away from my father, to begin attending university later this month. They are using my fat…

Reddit Personal Finance 241 2023-08-14

I have a little over 20k in my checking account, should I keep all of it in there?

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I have a little over 20k in my checking account, should I keep all of it in there? I’m a 24 year old female and I have roughly a separate 3k invested in stocks/real estate. I’m planning on being a medical student so I won’t have a stable income for the next 4-5 years aside from gig work. I’ve been trying to save as much as I can before entering grad school, but is it wise to keep this much money in my checking account? I wante…

Reddit Personal Finance 163 2023-08-14

Is Amex’s checking account worth it?

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Is Amex’s checking account worth it? I need to change bank accounts because my current one, Exceed (work pay card) keeps failing to send my rent payments for whatever reason and customer support is next to non existent. I already have an Amex gold card and Amex HYSA. Is there any reason not to go with Amex for my general banking? submitted by /u/AmberRosin

Reddit Personal Finance 223 2023-08-05

How much money do you keep in checking?

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How much money do you keep in checking? I’ve been going down more of a rabbit whole regarding finance health lately, and a lot of the advice seems to say the same thing about everything – except checking accounts. I’ve heard to keep the minimum, I’ve heard to keep up to 3 months living expenses, and everywhere between. For us, our paychecks come in, bills go out, savings go out, and …

Reddit Personal Finance 214 2023-08-04

What to do with $30,000 in checking ?

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What to do with $30,000 in checking ? So I worked for 2-3 years to save enough for undergraduate degree. My husband works and we agreed that all of my savings will go towards my school. However, I realized that it’s stupid to allow so much money to sit at Wells Fargo account. I need to pay for school every semester so I also need to account for that. I should be able to graduate by…

Reddit Personal Finance 227 2023-08-03

LPT: If you’re troubleshooting electronics and they suddenly stop working, try checking for nearby Bluetooth devices first.

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LPT: If you’re troubleshooting electronics and they suddenly stop working, try checking for nearby Bluetooth devices first. LPT: If you’re ever in a situation where your electronics suddenly stop working, and you’re not sure if it’s just you or a widespread issue, one quick way to find out is to check for nearby Bluetooth devices. If you can’t find any Bluetooth devices around you, chances are it’s a larger problem affecting others as well. This could be a power outa…

Life Pro Tips 205 2023-07-29

LPT Request: Advanced Trigger/Phobia Checking in Movies or Tv series

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LPT Request: Advanced Trigger/Phobia Checking in Movies or Tv series Thought this might be relevant or useful. Just wanted to share a website I released recently to check triggers or phobias in movies and tv series prior to watching them. Also useful for PTSD sufferers or parents checking if viewings for kids is safe. www.triggerchecker.com Unlike other websites you can search for triggers specific to you for an…

Life Pro Tips 193 2023-07-27