Changing my investing and savings strategies with a baby on the way? My wife and I are expecting our first child in March. We have two incomes and a good amount of savings, but I’m unsure if we should change our current saving and investment strategy given that we will soon be spending a good chunk on the baby (including around $2500-3k a month on childcare. Yay DC!). Other than cutting back on expenses where we …

Changing Raw file extension could degrade the quality? Sometimes I change the ARW file extension to DNG to edit it in lightroom mobile for free. My question is, will it degrade the quality of my photos? If yes, is this significant or should be fine as a beginner. submitted by /u/antellar

Check to See If Your Tax Bracket Is Changing for 2025 Bracket thresholds are going up, as is the standard deduction.

Life changing trips What is the most life changing trip you’ve taken? Not your average week long trip to Italy or the Bahamas to sip cocktails on the beach but a trip that really made you think differently about life or that made you feel like a different person after you took it. submitted by /u/Feeling-Middle891

Employer changing me from W-2 to 1099: How much more should I get paid? I am a Physical Therapy Assistant in pediatrics and I have been working as a W-2 employee for this company for 6 months now. The whole company is having a whole rebrand and with it, they are now deciding to change everyone to 1099. I have never been a 1099 before but I understand that now I am responsible for my taxes, my health insurance, and m…

LPT: During FaceTime Audio, you can minimize the FT menu by changing your Display Zoom in the settings. For iPhone users: If you are in a call , you can change your Display Zoom in the settings to minimize the FaceTime menu whenever you wake your phone up. This is extremely helpful for iPhone users who are always in a call. The following incidents were my biggest problems that were solved by this tip. Ending the cal…

Changing Financial Advisors query Changing FAs? We’ve had an FA that we like, he’s really helped us increase our savings and investment portfolio, however he’s dodgy when it comes to asking his fees. Basically word salad where I give up. But I asked him recently to provide details on their fees (I just know they charge 1.65%) and they sent me a 40+ page report and said the info …

Voicemod Key brings voice changing and soundboards to Xbox and PlayStation Image: VoicemodPopular voice changing software Voicemod is finally going to work with game consoles like the PS5, Xbox Series X, and Nintendo Switch. While Voicemod has been available as an app on Windows PCs for more than five years, platform limitations have forced Voicemod to create dedicated hardware to bring its popular voice changer and so…

LPT – COBRA coverage when changing jobs If you change jobs and will have a gap between the end of your current insurance coverage and the beginning of you new insurance coverage, you should elect COBRA coverage and delay making the payment until after the new insurance begins. If you don’t have any medical expenses during the gap, you can decide not to pay after all. Example: You leav…

Rory ‘blanked’ Tiger by changing phone number Tiger Woods was among the people who reached out to Rory McIlroy via text message following his final-round collapse in last month’s U.S. Open at Pinehurst No. 2.

What color changing tool shall I use for a specific part of the image? Hi, I want to know any tool ( online or android app) which I can use to change color of specific part of the photo. So I am helping a friend in deciding the color of floors and the cabinets of her kitchen and bathroom. So I want some tool which I can use easily to play around with different colors and textures. Any help is appreciated. Thanks. …

how many sites visits before i start changing my offer? I have my 1 product website running for 3 days with a total of 88 visits and 2 add to carts. No sales yet. How many more visits i should wait before I consider changing my offer (decrease the price, bundle, 10% off..etc)? submitted by /u/wtfmoe

State of Florida – Homestead rebate and changing ownership of a house to a trust This may be a longshot. My father owns a home outright in the state of Florida. He takes advantage of a Florida program that takes up to $25,000 off the taxable value of his home. He is wondering if he changes the ownership on the house to a trust, would he lose the $25,000 reduction in the taxable value of the house. I believe it does, but hop…

Jags star pass rusher Allen changing last name Jaguars Pro Bowl defensive end Josh Allen is changing his last name to Hines-Allen to pay “tribute to Joshua’s maternal side of the family and the other relatives who have worn ‘Hines’ and ‘Hines-Allen’ on their jerseys.”

How Memes and Gamification Are Changing Finance As We Know It As social, finance, gaming, messaging become folded in single “super apps” – as they are already in Asia – memes transmit subtle but powerful cultural meaning in a digitally-native way, says Ray Chan, CEO of Memeland. Welcome to the Meme Age.

My everyday makeup, thinking of changing something. Would love to know your advices 🥰 submitted by /u/koskasa

American Jews and Israel: A Changing Political Landscape Religion News Service The post American Jews and Israel: A Changing Political Landscape appeared first on Religion News Service.

Followers count not changing even when people are following! Please help My followers count is not changing even I see my friend and our mutual clicking on following. It remains same. I have tried refreshing, closing and opening the app, updating the app, sending the report to instagram and even reinstalling the app. Nothing worked! Please help. I can see my engagement growing from 2k to 10k but not a single followe…

NFTs Are Dead (But They’re Changing Everything) Forget million-dollar profile pictures, the real innovation of NFTs is ownership rights. This technology still has potential to transform industries, says Layne Nadeau, Founder and CEO of Nval, a pricing and analytics platform for NFTs and other assets.

How do you make traveling more meaningful and life-changing? Hey everyone! I’m from an Asian country and have had some incredible travel experiences, particularly a year-long working holiday in Australia during my early 20s. That experience profoundly impacted me. I got to live and work there, and I made some of my best friends. To this day, I still feel a part of me is Australian. Lately, however, my tra…