What is the best way to pay off my CCs right now? I have $2,170.85 total in credit card debt ($1,296.21 on a discover card with 9.99% APR, $874.64 on capital one with 0% interest until July ‘25) and $16,942.20 total across 6 public student loans (with an averaged interest rate of 4.2%). I have $800 in savings. I make $4000 net on a monthly basis. I want to knock out my cc debt, build an emergen…

Need a plan/Urgent help with CCs Long story short, I’ve caught myself in too much debt. My spending habits were trash during my divorce. The divorce cost me money, temporary places to live above my means started my snowball into debt, and furnished an entire new home. A 10K emergency in the summer. I make $128,000 which brings in $3,091 biweekly. 30K in 401 K with 5% match, $…

At a loss for what to do- Dealing with bots testing cc’s Hey all, earlier this year there was a large number of attempted transactions with card testing bots, I got temporarily disabled from processing transactions but was re-enabled. Unfortunately it happened again, but I got re-enabled. However this third time my processor has said I must do something to resolve the issue. The trouble is, they host …

Thinking of cancelling 3 of my CCs – advice?! I have 7 credit cards Chase Sapphire Preferred Chase Freedom Unlimited Marriott Boundless Southwest Plus – Personal Southwest Performance – Business Discover IT Apple Card I am thinking of cancelling my Chase Freedom Unlimited, Discover IT, and Apple Cards. I made a spreadsheet (can share via link) and none of them have benefits that the…

Nissan Barely Gave CCS A Shot Before Committing To Tesla’s Charging Standard Good morning! It’s Wednesday, July 19, 2023 and this is The Morning Shift, your daily roundup of the top automotive headlines from around the world, in one place. Here are the important stories you need to know. Read more…