Need to move apartments but CC debt from job loss, grad student and bad credit score now To make a long story short, I lost my job 6 months before starting grad school during COVID. I had a difficult time finding work, was suffering some mental health issues and was applying all the time everywhere I could. I took a couple of one-off opportunities but they were literally enough to buy groceries. I cut down all the extras, entertainm…

Perbelle CC Cream—worth the hype? I’m seeing a ton of ads and am wondering if it is all that. Thoughts? It seems like on the ads, it’s mostly older women using it. Is it only for older women? Has anyone under 30 tried it? When I watch the videos, the ladies do look much better after applying it, it seems unlikely that the cream can just automatically match any skin tone. And I’m also wondering if it is available for purchase in stores (meaning can…

Pink look for my birthday! CC welcomed! submitted by /u/camposgrises

been happy with how my everyday look has been coming out lately but always welcome to CC! product list in comments submitted by /u/trashmount

Should I cash out 401K to pay off CC debt? I’ve been unemployed for almost a year. I’m running low on cash. I’ve racked up ~40K in credit card debt (~14K of that is rent I put on the card). I’m moving back home and will not have to pay rent anymore. I can pay it all off if I cash out my 401K, but I’ll have no retirement savings. I’m afraid the interest is going to spiral out of control i…

Advice needed: CC chargeback “unauthorized use of card” Apologies in advance if it‘s too off topic. I am hoping to find some advice and experiences about credit card chargebacks aka “friendly fraud”. Payment processor is Stripe. The situation: a stylist makes a purchase via my ecomm store for a photo shoot. The same day product is delivered, this person files a dispute with their bank stating they di…

Is it worth using my savings to pay off a CC? For context I have a CC with a balance of $1,700 and ~$3,900 is my savings. I am worried about actually pulling anything out if savings but hate the CC interest. submitted by /u/MrCoolHandLukie

Is it worth it to stop contributing to 401k to pay off CC debt? Long story short my wife switched jobs at a significant pay. We kept spending like we were making the same money and racked up 15k in credit card debt. We are currently working on a budget that reflects are current income to keep spending down. Would it be worth pulling the 200$ from the money I put into my 401ks to pay this down quicker or is t…

Seeking CC on my Brow Shape Before I Commit I found that I have a pretty strong browbone, and have been experimenting with a higher raised brow to open up the lid space. Does it work? (I know my natural shape is visible, I didn’t go for blocking hehe) submitted by /u/Baiirey

✨Inner corner highlight✨ (cc welcome, foundation looks a little off) submitted by /u/Right-Butterfly5036

Not really sure on this? any cc or tips would be welcome (after 8hrs) submitted by /u/ameilih

Is This a Realistic Plan for Me to Tackle 40k CC Debt Long story short I moved to a HCOL city out of college and lived in a high rise that cost almost 5 times my previous rent. In the 10 months I lived there I racked up about 30k in cc debt, and got a loan to consolidate my cc. 7 months later I have 40k cc and 20k on that personal loan that I still make payments on. I just told my SO my entire fina…

BB or CC cream with SPF for extremely fair people ? Looking for a BB or CC cream with SPF For extremely fair ppl I was looking into the IT CC cream with spf but the lightest shade is still too dark and yellow for me. Could anyone give me a recommendation please? submitted by /u/Sudden-Street6679

Doing wedding makeup up myself, looking for CC First time attempting my makeup for the wedding. I’m definitely thinking a less rosy blush (maybe more orange/warm), as well as going a little softer light on the brown in the cut crease. But would love some objective feedback about the whole look and ideas/suggestions! submitted by /u/sloppy_b3ar

When exactly IS it a good idea to take out a personal loan to repay cc debt? I know this gets posted a lot but I’ve been putting thought to it. When is the right solution to take out a personal loan? I’m paying off multiple cards now but only get paid once a month. If I can find a loan that has interest less than my total cc interest, do I do it? Obviously shred/ lock the card, maybe even close them when paid off… but…

CC: Bridal Makeup Take Two My first MUA was terrible. I coached this one quite a bit throughout and gave super specific upfront visual (with example pics of me) and verbal guidance about what I wanted and did not want. I think it looks nice but I’m not sure it’s natural enough and I’m not convinced I shouldn’t just do myself. Other suggestions? Thoughts? Please share any …

I need help lowering CC debt from $14K to $5K (at least) I make $48K annually and take home $3,089 every month on the 15th (I’m paid monthly). I have just over $14K in CC debt that I’m looking to pay off. My goal was to pay $500 a month until I get it down to $5K then $300/monthly to give myself some breathing room. Below is the breakdown of my debt: $977.53 (22.99 APR) $8,850 (0% APR until 11/19/24;…

CC willing to settle on 20% of debt – is it possible to get loan for $1.2k with not great credit? CC debt with Capital One for $6,218. It was $5 when I stopped affording minimum payments. The rest is interest and fees. The debt was from emergency and medical during a hard time, so please be kind. It’s not retail debt or anything fun. I got an email saying they’d settle for $1,243.74 in a one time payment. I don’t have that available. My c…

Need advice to work through ~10k in CC debt. Hello All, Need to get some piece of mind here will help me relax tomorrow if I have a plan. So here is the jist: about 9.5k in CC debt at the moment between 6.5k (27%) APR and 3k (26%) My monthly income post tax is $3800 My expenses are as follows. $2100 Rent/m (I live with my parents and when I move out I get the money back, they just know I’…

Advice on paying cc debt I come to the masses for advice…. So I’m making around 1.7k biweekly so around 3.4K every month (shoutout to California taxes) and my rent is 1.4K leaving with with around 2k monthly. I’m currently 26k in credit card debt from two years ago and finally ready to start taking action to fix my credit. The first plan is paying $900 a month to slow…