First “look” ever, cc please It’s my wedding soon and I’ve made the (maybe terrible) decision to try and do my own makeup because I hated how caked on it felt during my trial. Here is take one, would gratefully appreciate constructive criticism! Including honest opinions on whether I should just hire another artist. N.b. my face will be less hairy on my wedding day. su…

Freshmen college student with 7k worth of CC debt. Can’t afford min payments. Im a freshmen in college Im 22 never thought I would be back in college but I felt like it was time this year and decided to go back to school for my BSN im in a community college at the moment for smaller tuition and will be transferring once I get my scholarships back that I lost while being depressed first year of college back in 2019. I got …

Trans girl trying the 90’s supermodel look (and branching out from natural makeup) CC welcome! submitted by /u/Over-Roof-6492

28yo 45k CC Debt & taxes Hi Reddit I wanted to seek your advice about my current debt situation. I need to get my life right. Backstory: I moved out of NYC during covid 2020 and neglected my financial responsibilities. During this time I did not work & have no work history. In this time I have default on three cards. Credit card 1: $45k chase reserve card Credit card …

CC Debt – Pay Off In Full, or Take Settlements When COVID hit, my wife and I lost both our jobs for almost a year. We exhausted savings, then used credit cards to survive. Between us, we have $70k in CC debt. In late 2021, we both got jobs and out net income is higher than ever before. We have new credit cards (no balances), very low expenses (30% of net income), and a decent savings account…

Lost my fafsa for nursing school and have 17k im CC debt,should I take private loans to continue with school? Hey guys, So basically I’ve written here before and many have offered good advice on my CC situation but it gets worse( unsurprisingly) I have 17 in cc debt on one card and 1k on an Apple Card, these are my only two cards atm. Due to losing my job after covid I’ve missed payments on my CC. I have a new job now but they’ve been cutting my hours. …

Pay off CC debt slowly or all at once? I (29M) have ~9.5k in credit card debt left after having been aggressive the past couple months to paying it off. I’m on track to earn 120k+ this year on 1099. I’ve been of the thought of continuing my aggressive pay down and should be able to pay off this card by end the year, latest early next year. However, I do have an emergency fund (in a H…

CC Cream Palette? I have been using Asian beauty products for several years now and the change in my skin has been astonishing. I was never able to wear makeup previously as my skin was just so sensitive before I started my obesity regime. I’ve done some test patches and my skin is thriving with Missha BB cream, which is very exciting for me! However, I need som…

When should I get my next CC? So I turned 18, 4 months ago and got the discover secured cc. I only use 1-5% utilization and want to get another card to increase my credit mix. When is the appropriate time to apply for another card? I keep getting mixed answers all over the internet. I hear 6 months, 12, and 24. submitted by /u/DryFox11

I have $20K in CC debt and a low wage job. What should I do? I was stupid when I got my credit cards, had a horrible shopping addiction (under control now) and had a “pay it off later” mentality. Now I am in $20K credit card debt. I’m terrified I’m going to be sued. I made the minimum payments every month, and at one point almost had one card paid off…but then I temporarily lost my job. I wish I had a t…

Is it worth paying off high interest CC debt if it takes my EF down to

20 with 8k in cc dept Hello – first post and I want opinions on this. Thank you in advance. I messed up and got myself in some debt with a failed business I’m getting killed in interest on the 8K and I have an idea that I think can work. Im currently paying $700 in cc payments and $200 in car payments a month. I can sell my current car for $12.5K and I only owe $4800…

How to successfully pay off CC debt ? I’m 21 with about 8k in Cc debt across 5 cards. I owe ~5k on my car so in total i have 13k in debt. I’m not worried about the car payment it’s manageable i’m worried about the HIGH interest on the cards with balances that i can’t immediately pay. I was a very dumb 19 year old and opened a card with a very high interest rate which is now my highe…

32k in CC debt, 30k in student loans. I’m making the most I ever have, but how do I get out of the hole? Trying to put my life together this week, and I’m floored at where I’m at. I’ve doubled my salary over the last three years, and in the meantime have dug myself into such a deep hole I’m struggling to wrap my head around climbing out of it. This link is my financial situation as it stands today. Any review of my budgeting would be appreciated t…

Tried a lighter look, CC greatly appreciated I’m trying to pan a pink toned palette and I want to get better at this kind of look for everyday makeup, thoughts? My phone camera can’t really pick it up but I’m wearing bronzer, pink blush and a subtle pink highlight Disregard the eyebrows, I know they’re a mess :”) submitted by /u/Wide-eyed-dreamer

Girlfriend using student loans to pay off cc? Hey all, asking on behalf of my GF. She is currently in her masters program and up to now has 0 student loan debt due to pell and cal grants, as well as scholarships. This year, she got an offer for free tuition + a job from her school, which she accepted, but it limits her to ~20 hrs a week, which would leave her with a limited budget. However…

Airline charged cancelation fee when they said there wouldn’t be one — dispute charge on CC? Wondering if this is an appropriate situation to dispute a charge. Long story short, I booked two separate “flexible” (refundable) itineraries on Iberia. They were advertised as “refundable without a fee.” Now I need to cancel, but the only way to cancel is over the phone, which they charge a fee for (~$200 USD in total). To me, this is false a…

One of my wildest CC chargeback cases to date. Scam or just stupidity? Following up on this post, I‘d love to hear your opinions on the story. Background: I run a small fashion brand here in Germany, a self-hosted Woocommerce store and on marketplaces like Etsy. It’s a physical clothing product (a men‘s jacket). A well-known New York based celebrity stylist made an order worth 1k in my woocommerce store and after d…

Trans girl here, tried to match my dress!! What do you think? CC welcome

Parents are ruining credit of authorized CC user. A family member added their daughter as a authorized user some time ago. Recently the father has racked up $13k on the CC. The daughter has loads of student loan debt and possibly some other debt but is in a high paying career. That being said, it’s not her debt to pay(though I know she’s legally responsible for it as well). What are the steps t…