I am 21 yr old college student with $5K worth of CC Debt I am a full time engineering student, I am taking close to 20 credits this quarter (my school does a 10 week quarter and not the usual 15 weeks semester therefore it is very stressful and I have little room to breathe) when I am not in school I work, but I make very little, my debt was mainly racked from school necessities like Pearson subscript…

Pay off $2600 CC in full or over 3 months? So I managed to rack up $2600 in CC debt spending wantonly and I’m wondering what strategy you guys think I should take because I’m currently in a mental loop trying to decide. I have $9400 in an emergency fund and make around $3600 a month. My situation isn’t crazy, I’m just really stuck on hitting my $15k emergency fund goal ASAP, and I have a…

Just messing about with makeup. CC always welcome. submitted by /u/chomhmaith

Some shots from Florida CC welcome submitted by /u/Brlnn

wedding guest eye makeup practice! cc welcome! would love to know thoughts on the above eye look, I feel like it’s just fine and might be too dark almost for my eyes? the wedding is this weekend in the afternoon/evening (early October). also if you have mastered the art of applying mascara without getting it on your lids lmk 😅 oh and pls drop your favorite wedding lip combo!! this is a lip o…

23 with ~20k in CC debt Hi Reddit. So I’m here for any advice I’m 23 from nyc and recently got into some heavy cc debit. Long story short, losing my job and mental health really took its toll on me. I was out of work for 7 months from Oct-April 2023. During those 7 months I was charging everything to credit cards. I had just moved during the summer so I was already low…

Lightroom CC I used to use Lightroom classic on my laptop, but the laptop started to get buggy and would crash regularly while editing. However, it’s still fine for browsing etc (I have some other options for computer use but maybe difficult to install software). I’d been avoiding Lightroom CC because of the subscription model, but I can afford it really and…

$6.7k CC debt with $7.4k emergency fund I’m in a position where I could pay off my credit card debt in one lump sum with my emergency fund. I currently have 6.7k on a discover card at 5.99% APR. My emergency fund is in a HYSA at 4.4%. It makes me nervous to almost completely deplete my emergency fund to pay off the cc debt but from everything I’ve learned on this sub, it’s likely the…

Wellness visit to Family Physician, gentle CC please. 58yo m2f Both GP and her Associate Physician said kind things that made me blush. I’d like to hear gentle opinions about today’s look to see if any tallies with the opinions of two lovely lady Physicians that takes care of my family health. ❤ sorry about my unruly brows, they have a mind of their own. submitted by /u/SylvieJay

Tried out “fall makeup” for an upcoming wedding. Gentle CC welcome! Used to have fun doing makeup, haven’t had much of a chance lately. I was a bit sloppy overall, but would love suggestions! But please be kind, my makeup confidence is low. submitted by /u/joderd

CC Surcharging I am in the process of looking for an ecommerce solution that allows credit card surcharging. I am curious what platform others are using and what their experiences have been. Has anyone found a solution that allows you to bypass surcharging if needed? All options I have found force you to surcharge all or none of the CC transactions. I’d love t…

Roughly 30k in cc debt Just found out (wife has been handling the finances, I know I should have kept tabs) that between our shared account $12k, a retail account $6k and her account I don’t have access to $12k I’m in a fuck load of credit card debt! I have literally 0 experience with this, I didn’t get my first cc until I was 32….what the hell am I supposed to do!?…

Should I withdraw from 401k to pay very high interest CC debt? Over the year 2022, I (24M) racked up a substantial amount of credit card debt. I was drinking too much, had just moved to Boston for a better-paying job (I make $85k + 10-20% EOY Bonus), and lived above my means, keeping up with the Jones. I don’t come from any money, and I got behind my skis. This happened right as interest rates were rising, …

How do I make a baby wing stand out?! (Other CC’s welcome as well!) I tried to do a subtle wing with brown liner- the type I’ve been seeing on social media everywhere because it’s so cute! But I feel like, looking at photos, it didn’t come across and maybe even looks unintentional?? I think it looked better in person and certainly in my mirror. I don’t want it to be dramatic, I just want the pretty, subtle, smud…

Wedding Makeup CC please (doing it myself) Hi! Wedding is soon. I am doing my own makeup. This is basically my go to full face glam. I’m thinking of adding a half lash and a smoky wing liner situation with a deep auburn color, and nude liner on the water line. Some other CC I noticed was that I think I should do less blush/contour on the tip of my nose since it almost looks more bulbous …

I don’t usually use lipstick because my lips are not symmetrical…CC welcome! submitted by /u/TheRedHerself

CC Credit Score Help I acquired two new credit cards in addition to my main, buy everything credit card, because while I always paid it in full every month, using it for all of my expenses would get it up to around 50% utilization, and I mainly wanted to increase my limit. The two new cards have specific uses and will only be used for that. For one of them, I could …

Personal loan for CC debt? I have 11k in CC due to a series of life events including using it to make ends meet, school and honestly just not being taught anything about money and a mom who really only said “it’s fine just make the minimum payments.” I have a better job now (although I have student loans federal and private. Roughly $700 monthly which I hate but I can man…

CC wanted in terms of colour palette please. I realise I tend to buy very warm toned makeup and I am wondering if there might be other flattering shades anyone can suggest? submitted by /u/rabbitsredux

Is it generally wise or dumb to make 4.8% – 5.5% on cash that would otherwise pay off a 0% interest CC? Instead of paying off my credit card in full, (which I can do at any time) I have been holding a large amount (~$20K), in High Yield cash accounts to take advantage of the current interest rates. I have made many hundreds of dollars in interest with zero risk, but at the expense of placing in the stock market where i would have made more, but at…