#cc

Is this a smart option CC consolidation?

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Is this a smart option CC consolidation? I recently reached out to my credit union for a personal loan for $15,000 to consolidate credit card debt. I had not used credit cards to that level in years but I had to during the pandemic because I was laid off. Won’t go into all that but I stopped using them…but the interest rates were high and it’s been slow for me to get back on track with…

Reddit Personal Finance 989 2024-04-14

Best way to get out of cc debt?

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Best way to get out of cc debt? Hello, I’m trying to pay off my credit card debt so I can improve my credit score (hovering around ~680 right now). I have about 7k debt spread across multiple credit cards, which I know isn’t a lot compared to other people but I would really like to pay them off. What is the best strategy to do this without consolidating debt? I had two options…

Reddit Personal Finance 851 2024-04-14

Balance transfer or payoff cc?

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Balance transfer or payoff cc? So I have a CC with a about a $6,500 balance on 0% until the end of the month. I have the funds to pay this off no problem in a money market account earning 5.17 percent yield at the moment. I thought about transferring this balance to another 0% 12 months card with a 3 percent transfer fee. Should I payoff the card I have now or keep that money…

Reddit Personal Finance 586 2024-04-08

Playing around with makeup on this chilly day in NY. CC welcome!

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Playing around with makeup on this chilly day in NY. CC welcome! Eyeshadow: ND Yucca palette, Milani Gilded Mini in Whiskey Businessn and UD Wild Greens for blending edges. Liner: Sephora waterproof gel liner in Lime for my waterline. Mascara: Maybelline Surreal Lashes and Lancome Monsieur Big Lashes Brows: Rare Beauty pencil and Benefit Gimme Brow gel submitted by /u/TheRedHerself

Reddit Makeup Addiction 1.2k 2024-03-22

15k in CC debt – not sure next steps

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15k in CC debt – not sure next steps I take home $3,600 every month. Reoccurring bills equal $1500 a month. What CC debt should I tackle first, and how long will this realistically take me to pay off?? am ex (29%) 5,495 chase slate (0% until nov 2024) 5,860 us bank (3% until nov 2024) 3,850 TOTAL 15205 submitted by /u/mediumstirs

Reddit Personal Finance 1.0k 2024-03-21

70k CC debt – Overwhelmed and losing sleep

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70k CC debt – Overwhelmed and losing sleep Looking for advice on how to proceed with becoming debt free. For the last year we have not used the credit cards (destroyed) anymore and have tried to pay down as much as we can. However, with the high interest rates it is extremely slow going even though I’ve raised my pay by 13k in the last two years. My last zero % interest card expired this…

Reddit Personal Finance 771 2024-03-17

Looking for some cc

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Looking for some cc Been shooting for a few years now hobbyist at best doing some paid stuff. Want to get better and looking into more pro level looking shoots and shots. First few are pets, my kiddo, senior picture and her sister, my wife and finally a shoot with a coworker mostly featuring her car. Most are LR auto only, the senior picture has some blemishes remo…

Ask Photography 754 2024-02-22

Would it make sense to take a 401k loan to pay off CC debt?

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Would it make sense to take a 401k loan to pay off CC debt? My wife and I are working on clearing out our credit card debt to be able to actually save money rather than guess if we have enough money for gas to get to work. Now that my wife is working again part time we aren’t THAT bad anymore, but in the 5 years that she wasn’t working (she was a stay at home mother for our little girl for 5 years) ​ Bu…

Reddit Personal Finance 1.3k 2024-02-09

$35k in CC Debt, and no idea what to do. Please Help

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$35k in CC Debt, and no idea what to do. Please Help (26 year old) Let me start by saying yes I know I’m an idiot, I put myself in this situation by just overspending and acquiring liabilities while my credit was still great but since then it’s gone to complete shit (last time I checked it was around 500 but honestly I’m too terrified to look anymore.) My family has never been great with money and…

Reddit Personal Finance 1.2k 2024-02-05

15k CC debt, slowly paying it off but it’s overwhelming looking at how much we pay each month and how long we’re going to be paying

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15k CC debt, slowly paying it off but it’s overwhelming looking at how much we pay each month and how long we’re going to be paying We made poor choices years ago and it’s haunting us in the form of credit card debt. Between working at unstable jobs, growing up in poverty and being financially inept, living paycheck to paycheck, and overspending we got ourselves into a hole. For the first time in a while we finally feel like we’re in a position to tackle this debt and erase …

Reddit Personal Finance 774 2024-02-05

Using CC to pay overseas suppliers or workers

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Using CC to pay overseas suppliers or workers Anyone use credit cards to pay suppliers/workers overseas? If so, which service do you use? In this case, I need a solution that can pay either in RMB or in PHP. Transferwise can pay in RMB but has a $2k daily limit. submitted by /u/appJC

Reddit ecommerce 1.3k 2024-02-04

Elf Camo CC cream – what primer?

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Elf Camo CC cream – what primer? What primer do you like if you use Elf Camo CC cream? Do you also do moisturizer under it or instead of primer? New to makeup and looking for recommendations! I do have acne scars not sure if that makes a difference! Thanks ❤️❤️ submitted by /u/Comfortable-Star6224

Reddit Makeup Addiction 925 2024-02-03

Elf putty primer/cc camo combo?

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Elf putty primer/cc camo combo? Hi all, any help would be appreciated. I recently bought the elf liquid putty primer and cc camo cream. I’ve noticed the foundation seems to smear very easily still. I do not have oily skin. I’m debating exchanging the liquid putty primer with the power grip, does anyone know if this will help the issue? Thank you! submitted by /u/Special…

Reddit Makeup Addiction 920 2024-01-16

Parents opened up cc in my name

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Parents opened up cc in my name So, my parents opened up a CC in my name “inadvertently.” Don’t know how that happens, but anyways. I was giving them leeway to make the monthly minimum payment but they missed 2 months of payments crashing my credit. They missed a payment before, but this time was supposedly due to a banking error. To make matters worse, this crash resulted in …

Reddit Personal Finance 840 2024-01-11