Removing myself from my mother’s CC A few years ago my mother got a credit card through her bank and also added me as an authorized user. This was during the time we (family members) realized she was sliding into dementia. I was never given the cc with my name on it, as she then couldn’t understand why a card with my name on it was sent to her. (Damn dementia) As her daughter and …

Protecting cc information for orders in other countries Hi! The woman I’m dating is currently on a trip in Panama City, Panama and I want to surprise her by having flowers delivered to her hotel. All of the florists that I am interested in using require orders to be placed through WhatsApp. Is the best way to protect my financial information to purchase a visa gift card with the arrangement amount an…

Look for help to pay off CC Hi between me and my wife we have about 16k in credit card debt due to vet bills. Most of the cards have 27% apr. we haven’t missed any payments and even pay little extra on one but balance don’t seem to be going down much with the high rates and don’t have whole lot extra to pay extra. we are not using them anymore. But we’re weighing out optio…

CC Debt Free Today! Next Steps? submitted by /u/rrnah

(Can) Is it worth getting a loan to pay off my CC debt? I have $16K in credit card debt in 2 cards despite having a stable job. I feel like I’m stuck in a cycle of high interest payments ($350~ interest payments) that barely make a dent in the balance. Every time I make a payment, most of it seems to go towards interest rather than reducing what I actually owe. A friend suggested looking into a loan …

Cash out refi, HELOC, or 0% CC? I’m retired in the US and living in London. My wife is pregnant and we are moving to West Bridgford outside of Nottingham where the cost of living is low and the quality of life is high. We’ll actually save roughly $100 month just from my pension money and her 52 weeks of paid maternity leave, but we intend to work also. I’m going to incur some …

CC to have Yanks logo in HOF; Astros for Wagner CC Sabathia (Yankees), Billy Wagner (Astros), Ichiro Suzuki (Mariners), Dave Parker (Pirates) and Dick Allen (Phillies) will represent their longtime teams on their Hall of Fame plaques.

Reported CC fraud, but I have the shipping address and name they tried to send stuff to On Thursday I noticed on my phone that all of the sudden in rapid succession there were 5 orders all of around $60-$100 on my Capital One card. All at sporting goods stores, one of those being Cabela’s. I reported it immediately and they shut down my card and charged back all the retailers. Now, the interesting part. I had never ordered from the…

Went through a bad time but now I have 7k in savings and 5k CC debt? What to do? Do I pay off all my debt or just half? It’s nice to finally have money again.. I was laid off and took me months to even get unemployment and then I came into some money from a settlement. I’m looking for jobs but now receive 940 every 2 weeks for unemployment. This helps with bills forsure. I don’t want to use all my money to pay off my debt in…

Advised to put money into high and low risk investments to pay off CC debt? I have $27,000 in CC debt, no bills, and work remote I make $6,000 a month. I have $12,000 at 28%, $9000 at 21%, and $4000 at 21%. I live with parents while working remote. What’s a feasible timeline to get this paid off? I have $4,000 in the bank right now. Should I take Ramsey’s advice and just keep $1,000 in savings, using the rest of my mone…

Savings to pay off CC or hit emergency fund THEN CC? Need some advice: I’m stuck right between… A) using savings to pay down my $3000 CC debt – I am only $1000 away from my 3 month emergency fund or B) hit my emergency fund amount, and from that point just throw what I WAS putting to savings directly into the CC on top of my monthly payments submitted by /u/CarolinaMountaineer2 …

In 4.5k CC debt, should I pay off in increments or save up to pay all at once? Hi! 21 y/o here. This has been giving me great shame but I made some irresponsible decisions in both 2023 and 2024 and wasn’t able to work last year so I ignored my debt. Now my mistakes from last year are coming back to bite me in the ass. I started working again and make about $2,000 a month. I could attempt to chip away at this debt in $500-…

Why retouch/edit images on Photoshop, not C1P or LR CC? Im curious to ask since Photoshop is a destructive editing software while C1P/LR CC are not unless you are using a camera RAW filter which then still limited. I’m more focused on color grading since compositing, skin retouching, and others are only available for Photoshop but for color grading, you can do that on C1P and LR CC. Are there any f…

Debating whether I should do my wedding makeup, CC welcome 🙂 To save money (and make use of my frankly ridiculous makeup collection) I have been on the fence on whether I should do my own makeup. My main considerations are to do with money but also convenience so I’ve just been doing looks as practise – would love love love advice! Please be kind though hahah I haven’t got very thick skin 😅 I think mainl…

Need advice on paying off CC debt Need some advice, I have about $8800 in CC debt and I have around $10000 in savings. I also have around $6000 in a Robin Hood account. I’m about to pull out $3000 from my savings and pay off one of the credit cards for $2400. Should I sell some of my stocks and pay off a good chunk of the other credit card? submitted by /u/lsd6940

Is there any good reason to have this much CC debt? I (24 y/o) was recently home for the holidays and discovered my parents (Mom in late 50s, Dad in late 60s — both still working) are carrying ~30k in credit card debt. My dad left the CC bill on the kitchen table overnight and I saw it. They’re getting charged 26% APY — this isn’t a case where they’re taking advantage of a promotional interest …

Getting out of CC debt with Low starting hourly job Hey all 27 year old here with 4 credit cards totaling 13k in credit card debt. Was young and dumb. I have an hourly job that is part-time but can pick up as many hours as are put up to cover the operation of the job. 30 to 40 a week. I’ll usually make 800 to 1000 a check, but it quickly goes away with rent and car payments and that such. Interes…

22 year old with cc debt. need advice. i am a 22 year old with cc debt. i would like to pay this all off by the end of the year. please give me any advice you may have. i have 3 credit cards: chase, apple and capitol one chase – $1,600 / APR 19.24% apple – $700 / APR 26.24% capitol one – $1400 / APR 0% i am currently working full time making $22 an hour. i don’t have any car p…

Everyday look for me! CC welcome and encouraged. Products- Peach slices snail mucin moisterizer Got2Be glued eyebrow/edges wand for brows. No other product in them. About Face Performer Foundation in F1 Olive (game changing pale olive shades in this foundation) Makeup by Mitchell palette in light for bronzer/blush. I use the cooler shades. Maybelline age rewind concealer in porcelain(?) in the…

Should I pause my 401k contributions to pay off CC debt? Hey everyone, I’m 25 years old and make about $48,000/year. I racked up $6,500 of credit card debt over the course of about 4 years and finally started to take action about 10 months ago. I started really budgeting, got rid of unnecessary subscriptions, stopped eating out entirely, and controlled impulse spending. I froze then hid all of my cred…