How can I calculate when I’ll catch-up on retirement I’m 40 years old, I make $100k per year and I have $147k in retirement. I’ve been investing 15% into VTSAX/VTI + 2% employer match. Starting this year I will max out HSA & Roth IRA. If I stretch my budget paper-thin I can increase my 15% to 25% & max out 401k too. How do I figure out how long it’ll take me to catch up at this rate vs. how much s…

Ethereum ETFs See Record $333M Inflows, Outpacing Bitcoin Funds as Catch-Up Trade Gains Momentum Improved outlook for the DeFi space and warmer regulatory climate with incoming U.S. administration are main drivers behind the sentiment shift towards ether, LMAX strategist Joel Kruger said.

2025 401k limit and super catch-up Anyone else completely forget this tidbit from SECURE 2.0 was going into effect next year? (not close myself so that’s probably why it didn’t get priority seating in my memory bank) https://www.usatoday.com/story/money/2024/11/03/irs-401k-limits-2025-super-catch-up/75994341007/ Starting in 2025, employees aged 60 to 63 years old who participate…

Mid-career investing, no debt, catchup with retirement I love the advice I’ve seen so far here, so I figured I would ask everyone for their opinion on how to proceed with my investing. Quick facts: 42/M Working as a contractor part-time with other work on the side (was a full-time freelancer until last year) Homeowner (in SoCal no less, locked in good rates in 2020) No student loan debt, credit car…

401k catchup question I’m trying to help my mom out as she got her first 401k. She is over 60 so she thought she can contribute the amount+ catch up which was around 30k. She ended up 1000 or so over the normal but never did anything to initiate a catchup. Will that put her over or does the catchup mechanic apply anyways? I’m not familiar with 401ks at all. She also …

With China playing catchup with the U.S., these 3 charts show the top countries for fintech in 2023 Using data provided by research firm Statista, CNBC analyzed the top nations overall when it comes to financial technology.