#cash

Continue to save cash or invest more?

( www.reddit.com )

Continue to save cash or invest more? My fiancé and I are getting married summer 2025 and we just finalized everything for the wedding. We’re now looking at our financial picture and trying to figure out where we should allocate our savings. Combined we make about $290k a year, we have $300k in cash and about $300k invested between tax-advantaged and brokerage accounts…

Reddit Personal Finance 1.0k 2024-11-10

Selling a home with a low interest rate in order to purchase a home in cash?

( www.reddit.com )

Selling a home with a low interest rate in order to purchase a home in cash? Purchased home in Southern California with an interest rate of 2.875%. Home is now valued at ~ $840,000, could realistically walk away with high 300’s to low 400’s if I were to sell thanks to a large downpayment + appreciation. Mortgage + HOA is ~$3100. Market rent for this area would be ~$3750-$4000 a month. Recently a job opportunity came up …

Reddit Personal Finance 399 2024-11-09

$30k in Cash, where to put it?

( www.reddit.com )

$30k in Cash, where to put it? Hey All, I just sold my car and am leasing a new car. I got $31,500 for the car. What are some suggestions/recommendations for where to put this money? I intend to use it to pay for my lease and build up an emergency fund. submitted by /u/alktrio06

Reddit Personal Finance 1.2k 2024-11-08

90% Cash Out Refinances

( www.reddit.com )

90% Cash Out Refinances Hey, wondering if anyone has experience getting a 90% cash out refinance? It looks like UWM has recently launched a 89.99% cash out refinance product and Discover’s website claims they do 90% cash out refinances also. submitted by /u/Hairy-Tailor71

Reddit Personal Finance 1.1k 2024-11-04

I got a check from the US of 288$ but I live in europe and dont know how to cash it, HELP!

( www.reddit.com )

I got a check from the US of 288$ but I live in europe and dont know how to cash it, HELP! So basically, I filed a claim in a company’s lawsuit and my claim was redeemed which consists of 288$, i live in portugal and received the check in the mail, I went to my bank (bankinter) to cash it and they told me that they wouldnt cash checks from the US if they are under 300$, if anyone knows how i can cash it? I would be eternally gratefull…

Reddit Personal Finance 1.1k 2024-11-03

Earnings keep increasing and not sure what to do with cash.

( www.reddit.com )

Earnings keep increasing and not sure what to do with cash. I’m not really sure what to do in my situation. And yes, it’s not a bad situation to be in. I am wary of financial managers and advisors as the few people I know who have used them did not have good experiences. Most of the advice was, “Give me access to your funds and I’ll manage them for a fee”, and not a lot of other options. One person lost …

Reddit Personal Finance 1.2k 2024-11-02

I got 40k cash suddenly, I don’t have rooms left for my pension(already maxing them out), what would you do?

( www.reddit.com )

I got 40k cash suddenly, I don’t have rooms left for my pension(already maxing them out), what would you do? Hey all, I’m seeking advices about how to deal with a chunk (not a fortune but chunk certainly IMO) cash suddenly got. Let me give you brief context (current situation) 1. Mortgage :Have mortgage 6% and already paying them back in an accelerated manner (paying 2k extra every month) 2. Rainyday funds :Have enough rainy day funds saved 40K in c…

Reddit Personal Finance 425 2024-11-02

Larry Cuban on School Reform and Classroom Practice: Cash Incentives to Improve Schooling

( nepc.colorado.edu )

Larry Cuban on School Reform and Classroom Practice: Cash Incentives to Improve Schooling Larry Cuban on School Reform and Classroom Practice: Cash Incentives to Improve Schooling In What Money Can’t Buy: The Moral Limits of Markets (2012), Michael Sandel says that today “almost everything is up for sale.” He gives some examples. #Rent out space on your body to display ads: Air New Zealand paid 30 people $777 to shave t…

The Best Education Blog 1.2k 2024-10-31

Personal loan or cash straight up for a car

( www.reddit.com )

Personal loan or cash straight up for a car Hey guys I’m trying to build credit and as I already have a motorcycle loan that’s almost paid off, would it be a good idea to try and get a cash loan on a car or pay cash. It’d be majority of my savings if i paid straight up and thats what the individual wants. Not a cashiers check, but I saw personal loans had higher interest rates. I’d still …

Reddit Personal Finance 878 2024-10-28

Building a house: pay cash or secure a loan? What’s optimal in today’s environment?

( www.reddit.com )

Building a house: pay cash or secure a loan? What’s optimal in today’s environment? Sage guidance or perspectives requested. In the position where I can use 80% of my liquid savings (sitting in hysa) to build a house. Qouted interest rates for construction loan are approx 6.5%. In today’s market, what would be an optimal path to consider? Self fund and have no mortgage, loan and try to beat interest rate (e.g. index investing,…

Reddit Personal Finance 1.2k 2024-10-28

21 years old. Invest more in VOO or hold cash?

( www.reddit.com )

21 years old. Invest more in VOO or hold cash? I’m 21 years old with 30k saved. Right now I have 15k invested (7k in Roth IRA and 8k in taxable) all in VOO. I have 13k in SPAXX yielding 4.5% and the rest is a 2k emergency fund. I am a full time student but work all year and make around 20k. I also live at home and have barely any expenses ($100 a month or so). Question is should I buy more V…

Reddit Personal Finance 1.1k 2024-10-27

Just got married and have some extra cash.

( www.reddit.com )

Just got married and have some extra cash. My wife has this book where you add Cash into these little pockets that number 1 through 100. So she has $1, $2, $3, $4, $5, ect, up to the $100 spot filled up. She recently filled it up, and just keeps it in a drawer in the bedroom. It totals $5050.00 so I’m wondering what we can do with that? I recently got an email from Wells Fargo about a 4….

Reddit Personal Finance 1.2k 2024-10-26

Is paying cash for a phone have any real financial benefit?

( www.reddit.com )

Is paying cash for a phone have any real financial benefit? So I grew up on Dave Ramsey and although I have matured enough to know he isn’t the end all be all with finances, I am still a big advocate of avoiding debt on stupid purchases that aren’t a necessity. That being said, I feel like the way phone plans are set up, it doesn’t seem that bad just to just do their payment plans as opposed to spending …

Reddit Personal Finance 388 2024-10-24

Cash or Credit card?

( www.reddit.com )

Cash or Credit card? My family (wife and 17yo son) are going to Santiago and Puerto Natales next month, what is the ratio of cash and credit card payments? Would credit cards be acceptable in larger restaurants and hotels, but not in town cafes or on the train? I don’t want to carry too much cash, so I’m trying to figure out what to do with it. Please let me know if…

Reddit Travel 782 2024-10-24