#cash

Cash on hand vs zero credit debt..

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Cash on hand vs zero credit debt.. Edit: I paid both cards in full. Sitting with $5,900 in checking now with $21,000 in open credit between those two cards. Thanks for giving me the small push I needed. I have $9,500 in checking, practically nothing in savings (except a 401k) and about $3,500 in credit card debt across two cards ($700 on one and the rest on another both 20-30% in…

Reddit Personal Finance 175 2023-08-05

Discover the Secret Trick Retailers Use to Turn Your Slow-Moving Stock into Cash!

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Discover the Secret Trick Retailers Use to Turn Your Slow-Moving Stock into Cash! Hello pomaddicts, Ever had products that just won’t sell? You’re not alone. Many of us have inventory that’s been sitting idle for months. But what if I told you there’s a trick that can transform that unwanted inventory into cash in no time? You might think that the best way to shift slow-moving inventory is to put it in the clearance section. …

Reddit Social Media 173 2023-08-04

What’s the best way to make some extra cash online?

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What’s the best way to make some extra cash online? I struggled all last year getting my e-commerce store off the ground. I doubled down and took a risk and decided if it didn’t work I would regroup and try something else. Long story short, it didn’t pay off. I’m not in the whole too bad, but I’ve still got about a thousand I gotta pay off before interest starts in March 2024. Any ideas to help…

Reddit ecommerce 168 2023-08-03

3 Cash-Making Ways You Can Make $$$ With UGC

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3 Cash-Making Ways You Can Make $$$ With UGC Hey social media experts, I’ve been researching ways to monetize user-generated content (UGC) and thought I’d share some interesting strategies: Affiliate Marketing: This is a classic method. You get the product by purchasing from the brand (or asking them to send a free sample in exchange for content) and promoting it on your social media pla…

Reddit Social Media 223 2023-07-28

Why You Should Choose Credit Over Cash When Traveling Abroad

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Why You Should Choose Credit Over Cash When Traveling Abroad On a recent trip to Madrid, I realized something that would have been unimaginable as a traveler five years ago: I didn’t need cash once. On the one hand, this meant no leftover euros as a “souvenir.” On the other, more important hand, this was confirmation of a shift in common consensus for travelers: Despite… Read more…

Lifehacker 224 2023-07-28

My mom has been hoarding cash over the years. She’s sick, and I need to get this money into an account. Please advise.

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My mom has been hoarding cash over the years. She’s sick, and I need to get this money into an account. Please advise. My mother (in law) is showing serious signs of dementia. These last few days, my wife and I have been cleaning out and organizing her home to “simplify” things for my MIL. We came across a large suitcase loaded with boxes full of jewelry and envelopes filled with cash. We didn’t count it all, but it looks to be around $40k-50k T…

Reddit Personal Finance 219 2023-07-27

Help! Mom has been hoarding $10,000+ in cash

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Help! Mom has been hoarding $10,000+ in cash My mom has basically been stashing cash under her mattress for the last 20 years. Its her retirement fund. I don’t know how much she has but its more than 10 grand. How does she go about depositing that cash without triggering a “money laundering” alarm clock? ​ Should we hire a lawyer? I don’t know what to do submitted by /u/SnooEagles75…

Reddit Personal Finance 150 2023-07-19

How to give a cash gift without causing problems

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How to give a cash gift without causing problems My FIL recently died and we’d like to give his old car and some cash to the wonderful girl who helped us with him in his last years. We’re worried about causing her any problem and don’t want to mess anything up for her. Is it true that a check for over 10k is flagged as suspicious? Is a check for $9,999 noon suspicious??? How can we give her th…

Reddit Personal Finance 254 2023-07-18

Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We can pay cash but should we?

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Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We can pay cash but should we? Child is starting college in the fall. After exhausting all scholarships they will need roughly 6k per year to cover expenses (tuition/room and board). We have the means to pay the tuition bill comes due each semester but is this the best approach? Under normal circumstances, I would not consider taking on debt but federal student loans seem a l…

Reddit Personal Finance 254 2023-07-18

Should you invest left over extra cash every month in the market or to pay down the mortgage?

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Should you invest left over extra cash every month in the market or to pay down the mortgage? I have around $1-2K left over every month after accounting for all expenses, 401K contributions, and contributions to my personal investment account. I also have a ARM mortgage (currently low interest) but that can charge up to 8% after 6 years. I plan to refinance to a 30-year assuming the market allows anytime before the variable interest rate…

Reddit Personal Finance 146 2023-07-17

Total $35 Walgreen cash offers when you spend $2 (YMMV)

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Total $35 Walgreen cash offers when you spend $2 (YMMV) Walgreens is offering *Select myWalgreens Members: various W Cash Rewards* such as *Spend $1, Earn $15 in W Cash & More*. Offer valid Online or In-Store with varying expiration dates as listed…

Slickdeals 175 2023-07-16

Buying a house in cash and quitting full time job?

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Buying a house in cash and quitting full time job? My partner and I both have bachelors degrees and a decent amount of liquid cash saved up at $225K total. We can probably get more from our families also. We’re currently renting at $2,300 a month, she’s been laid off for 5 months, and I’m seriously considering quitting my job when our lease is up in 3 months due to severe burnout and mental fati…

Reddit Personal Finance 233 2023-07-16

Pros & cons of cash vs financing for new car?

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Pros & cons of cash vs financing for new car? Wife and I are buying a pricey new car and trying to decide if we’ll finance or pay cash. HHI: 365k Car price: 70k (60k after trade) 401k, Roth IRA, emergency funds all good, no debt except 2.75% mortgage Expecting a loan interest rate would be ~6.5%, so paying cash would get us that as risk-free return. Not planning any other big purchases soo…

Reddit Personal Finance 222 2023-07-15