Is it generally wise or dumb to make 4.8% – 5.5% on cash that would otherwise pay off a 0% interest CC? Instead of paying off my credit card in full, (which I can do at any time) I have been holding a large amount (~$20K), in High Yield cash accounts to take advantage of the current interest rates. I have made many hundreds of dollars in interest with zero risk, but at the expense of placing in the stock market where i would have made more, but at…

Can I cash a $18k certified check at the issuing bank? If I take the $18k certified check to the issuing bank (Wells Fargo), will they cash it for me? I’ve taken checks to their issuing banks before, at most I had to pay a small fee, but they were all under $1,000. I don’t have an account with this bank. Would they force me to open one? If they did force me to open one, would the funds be available…

Should I sell realestate to survive interests hike? Or just deplete my cash reserve? Hi everyone, I currently run 2 clothing retail stores and a clothing related supply line (raw material to make clothes). After covid my business is generating lower income than it used to, which leads me to wanting to sell off some real-estate to mitigate mortgages. I am averaging around $250k of revenue per month after tax, overheads and expen…

Traveling in Europe? Avoid Euronet ATMs for Cash Withdrawals Hey fellow travelers! Just wanted to share a life pro tip if you’re visiting Europe and need cash. Avoid using Euronet ATMs at all costs! These machines are basically a scam, charging outrageous fees and offering terrible conversion rates. Trust me, you don’t want to fall into their trap. Instead, try and use local banks like Multibanco or other…

Home Renovation Loan or Pay Cash My wife and I inherited a house from our family and recently sold our primary residence while we live in a mobile home we owe 20K on. We walked away with 175K when we sold our primary residence and have been slowly working on the inhertited property. The house is at the point where we are getting ready to spend money on custom cabinets, floor, p…

Wells Fargo Active Cash® Card: Spend $500 in First 3 Months Earn A $200 Cash Rewards Bonus Update: This deal is still available. *Wells Fargo* is offering a *$200 cash rewards bonus* when you spend *$500 in purchases* in the first *3 months* with their *Wells Fargo Active Cash® Card*….

Tornado Cash Indictments May Prove to Be Just a Localized Storm After All The Tornado Cash indictments could be another tipping point for crypto. How the case plays out could define how the federal government can deal with decentralized trading platforms if they’re seen as broad precedents. But the case may be much more straightforward than initial reactions suggested.

Help identifying which is more appropriate Vanguard money market or cash plus I was hoping for some advice to figure out which is more appropriate for my situation. I have an IRA with Vanguard already so I thought it would be convenient to use them. Functionally what is the difference between their Money Market such as the Federal Money market and this new cash plus product. The money I’m putting into would best be descri…

(Offset) reported cash, what does this mean? Tip offset, what does this mean? I am bartending (in Texas). I have a pretty decent hourly pay of $8 an hour after asking for a couple raises since I’m a longtime employee, as most places pay $2.13-$5 an hour for bartenders. My paychecks used to be a little over $300 weekly after working 40+ hours regularly. In January my paycheck went substanti…

Any need for cash while traveling to London? Europe seemed pretty amenable to credit cards earlier this year and used cash at a minimum. Trying to decide how much is enough to exchange for a few days in London vs if even needed. Appreciate y’all! submitted by /u/anappaadaykpsdraway

Candidates Look to Cash In on First G.O.P. Debate — Especially Haley and Pence Campaigns saw the nationally televised event, the first of the 2024 campaign, not just as a way to reach voters, but also as an appeal to donors big and small.

Tornado Cash Devs Are Caught in a U.S. Dragnet

China – Cash vs WeChat Pay or AliPay Haven’t been to China in about a decade. Back then I just did strictly cash, but what about in 2023? Would I be better off just doing mobile payments this time around? submitted by /u/Hutongs

Tornado Cash Devs Charged With Helping Hackers Launder $1B, Including Infamous North Korean Attacks Tornado Cash developers Roman Storm and Roman Semenov were arrested and charged with money laundering and sanctions violations tied to their work with the privacy mixer which “facilitated more than $1 billion in money laundering” for North Korea’s Lazarus Group.

Tornado Cash devs charged with laundering more than $1 billion Photo by Amelia Holowaty Krales / The VergeTornado Cash developers Roman Semenov and Roman Storm have been charged with three conspiracy counts in an indictment unsealed today. Storm has been arrested and Semenov remains at large, according to a statement from the Southern District of New York. Tornado Cash is a so-called “mixer,” a privacy serv…

Tornado Cash founders charged with laundering more than $1 billion, including millions for North Korea Tornado Cash founders have been charged with laundering more than $1 billion in criminal proceeds.

Manliness, Prestige and Cash: How Military Service Is Sold on Russian TV The Times tracked several months of Russian state messaging in the Kremlin’s effort to recruit soldiers.

Why do Vanguard target date funds keep 4% in cash? Is it for flexibility? For instance Vanguard 2055 target date fund has 53.03% US stocks; 34.70% non-US stocks; 9.41 Bonds; 3.96% Cash; .04% Other; submitted by /u/10runtime

Selling $1,000 item in person. Buyer wants to pay in cash. Is this safe? Via Facebook Marketplace, he’s offering to buy my PC and pay in cash. He says he gets paid on Friday. Should I be worried about any funny business with that much cash? I offered to use Facebook Messenger payment but he wants to do cash. I don’t know how to identify fake bills etc, should I worry about that? Sorry if this is too noob of a questio…

Pakistan hands out cash to Christians who lost homes in rioting over alleged desecration of Quran MULTAN, Pakistan (AP) — The government of caretaker Prime Minister Anwaar-ul-Haq Kakar said each household was getting 2 million rupees ($6,800) in compensation on Monday. The post Pakistan hands out cash to Christians who lost homes in rioting over alleged desecration of Quran appeared first on Religion News Service.