#cash

Deposited $300 cash to a CitiBank atm but it returned an error, what are my options?

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Deposited $300 cash to a CitiBank atm but it returned an error, what are my options? As the title states, the atm returned a receipt with a phone number and it had an atm # (this happened July 19). I called Citi as soon as it happened. Citi opened an ‘investigation’ and they initially deposited the $300 but then they removed it. I called to ask why and they just said they would restart the investigation. I’ve called over and ove…

Reddit Personal Finance 1.1k 2023-11-07

Occupational Therapy does not accept chip reader. Only zelle, venmo, or cash. I would prefer to use my HSA Account than personal funds.

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Occupational Therapy does not accept chip reader. Only zelle, venmo, or cash. I would prefer to use my HSA Account than personal funds. My 3 year old daughter got referred to occupational therapy and they have advised us that they only accept zelle, venmo, or cash. No chip reader at this facility… which I think is ridiculous. I use my HSA card for everything medical because I always have enough to cover out of pocket that my insurance doesn’t cover. Is there any way to go about …

Reddit Personal Finance 1.1k 2023-10-26

I want my life insurance money to go to my husband if I die, but not as a lump sum in cash, what are my options?

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I want my life insurance money to go to my husband if I die, but not as a lump sum in cash, what are my options? My husband has struggled with drug addiction most of his life. He’s 5 years in recovery but before that his addiction got really bad after he was laid off from his job and he got a severance package and unemployment, basically some stressful life situations and access to money. I wasn’t in the best place when we met either and we both just insp…

Reddit Personal Finance 972 2023-10-25

What to do with cash while saving for a home?

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What to do with cash while saving for a home? Hey all! I am 35 yo bartender. I fortunately work in a nice busy restaurant and have been here hustling for 10 yrs now. I Make over 6 figures a year + cash tips. I live in a high cost of living area though. Basic homes go for between 620-730 k— just for a 1100 square ft home. I have 71,000 k in cash saved sitting in a Vangaurd Cash deposit fund …

Reddit Personal Finance 1.3k 2023-10-23

Cash only Traveling

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Cash only Traveling I live in Ethiopia and do a fair bit of traveling for business and some for family & friends. My ethiopian bank cards don’t work in any other country so I’m traveling with cash. While a lot of places try to simplify payments with card swipes and qr codes, I’ve been noticing the transition to strictly cashless payments over the past couple of yea…

Reddit Travel 613 2023-10-22

Father died and inheriting cash and assets that are fundamentally life changing.

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Father died and inheriting cash and assets that are fundamentally life changing. Hi all. I’m a 27M and my father died recently. My mother died 12 years ago and us kids will be inheriting everything he left. There are three of us and he stated in his will that everything be divided between us equally in an irrevocable trust. My fiancée and I have been struggling to afford to live recently. Namely because we recently moved to…

Reddit Personal Finance 470 2023-10-19

Does it make sense to sell basically all of my investments in order to buy a home with cash?

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Does it make sense to sell basically all of my investments in order to buy a home with cash? 75% of my assets are in stocks that I received from my retired dad’s work and from a relative’s estate. I’ve been living with my generous both-retired parents who don’t charge me anything to live with them (I’m 29 currently) but I really feel it’s time to move out, even if it’s not the most financially beneficial. My wages aren’t great currently…

Reddit Personal Finance 524 2023-10-17

Investing cash received for student loan

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Investing cash received for student loan I am in my first year of a master’s degree and I took out a student loan to finance it. I will soon receive all the cash on my bank account, but I will pay uni fees with monthly instalments from January. The idea of having all this cash there doing nothing and losing value with inflation, waiting to be paid to my university doesn’t feel sensibl…

Reddit Personal Finance 702 2023-10-15

Should I get a loan for a car or focusing on saving cash/fixing my horrible credit score

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Should I get a loan for a car or focusing on saving cash/fixing my horrible credit score To make a long story short i was up by 10k but my irresponsible ass blew it and ended up in share credit card debt and now im in a situation where i need a car urgently cause uber eats up my check. Im looking for a A to B car that can last for atleast a few years. Im in a ibew union and they do help people with sitty credit scores get approved, …

Reddit Personal Finance 149 2023-10-12

Any experience with Shop Cash?

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Any experience with Shop Cash? I’ve seen Shopify’s Shop Cash marketing feature for quite a while now but it looks like it’s only available to certain merchants. I’ve applied for early access but so far no luck. Has anyone been able to access this yet? Any tips for getting early access? submitted by /u/Pieceman11

Reddit ecommerce 154 2023-10-10

Finance Car or Buy it Cash?

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Finance Car or Buy it Cash? Hello, tomorrow I am going to pick up a new car. The sticker price of the car is $98,600. I have enough liquid cash were I can pay for the car in full. ​ My credit is good but not great (790). With interest rates being high right now, I am wondering if I should pay for the car in full, or if i should finance. My Finance rate will be 5.99% for 6…

Reddit Personal Finance 179 2023-10-09

What do I do with 60k cash from home sale?

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What do I do with 60k cash from home sale? We are selling our home and moving. After closing costs on both homes, we will have about $60k left over. My plan was to put this all in my HYSA with SoFi. I don’t want to do anything aggressive and try to make a bunch of money. I don’t want to deal with the risk of losing it. Hubby and I are 28 with 3 kids and this is a lot of money for us. Is…

Reddit Personal Finance 151 2023-10-03

Car payment or pay in cash

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Car payment or pay in cash Just purchased a new car for 26k. Putting 2k down on a credit card (need to meet a sign up bonus) and was planning on just financing the car and paying it all off immediately since they have a discount for financing with them and have no prepayment penalty fees. However they gave me a 2.9% interest rate for 36 months. Should I just put all the m…

Reddit Personal Finance 143 2023-09-28