#cash

Wise.com Warning: Abysmal service, holding cash hostage

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Wise.com Warning: Abysmal service, holding cash hostage I really hate to post this because I was a huge advocate of Wise for a long time, but it’s crazy how one little hiccup can derail years of loyalty… And it’s all because of their broken verification process. Here we go: The last few days have been a nightmare. I’ve spent hours going back and forth with customer service to get my verification pr…

Reddit Personal Finance 864 2023-12-17

Does it ever make sense to redeem credit card rewards for anything other than cash equivalent?

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Does it ever make sense to redeem credit card rewards for anything other than cash equivalent? So I have a few cards with rewards , and they offer a bunch of redemption options many from vendor products like flights, hotels, car rentals, electronics, etc, in addition to just using it as a cash reward and apply it to your balance or transfer it. I looked at a few of the choices such as flights,hotels, electronics and the pricing wasn’t any…

Reddit Personal Finance 1.1k 2023-12-16

I have $30k cash that I don’t need for a couple years. What’s the best way to safely, and passively, make money off of it?

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I have $30k cash that I don’t need for a couple years. What’s the best way to safely, and passively, make money off of it? My knowledge when it comes to personal finance is pretty basic. I was thinking of just putting it in a CD with a good rate. The current one I’m looking at is an 18 month CD term with Capital One, which has an APY of 5.25%, thus earning me $2,393. ​ Any other suggestions? ​ submitted by /u/moon_d0g

Reddit Personal Finance 624 2023-12-16

My boss is offering to pay me cash to come in on my day off to work

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My boss is offering to pay me cash to come in on my day off to work Maybe someone here can help me out with this. I live in California and my boss is offering to pay me cash hourly(not overtime pay) for coming in on my day off. My regular hourly wage is 35/ hour and my overtime wage (not being paid in cash) would be just over 52/hour. Is this a losing situation on my end? Not sure how to go about figuring this o…

Reddit Personal Finance 589 2023-12-16

Holding cash and exchanging cash in France and Spain

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Holding cash and exchanging cash in France and Spain Hi all, I’ll be visiting France and Spain for the first time from Canada and am wondering how much cash I should carry, if any. I know credit cards are big and aside from tipping, will there be any reason I should carry cash with me or will 200 euros suffice for a 2 week trip? Some questions, I have a bunch of USD from a previous trip and having…

Reddit Travel 1.2k 2023-12-15

Have cash but no retirement

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Have cash but no retirement If you had 20k saved, but no retirement fund (middle aged), what steps would you take to build a nest egg? Imagine all bills are paid, no debt and an emergency fund is established. submitted by /u/UrAntiChrist

Reddit Personal Finance 954 2023-12-10

Claiming cash for taxes

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Claiming cash for taxes Question do I report the cash I get such as 300-800? I do report the checks I get but what about cash? Someone told me to claim the cash submitted by /u/dreamup1234

Reddit Personal Finance 972 2023-12-07

Finalizing divorce. Should I sell the house to cover credit card debt or cash out refinance and keep it?

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Finalizing divorce. Should I sell the house to cover credit card debt or cash out refinance and keep it? I’ve been awarded the house and equity in the divorce, and I expect I can sell the house with about 90k$ in profit on the low end. The home has significantly increased in value post-covid. I have about 30K$ in credit card debt from the marriage. I had intended to keep the house and do a cash out refinance to pay off the credit card debt, but we …

Reddit Personal Finance 811 2023-12-06

Do you keep track of cash transactions?

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Do you keep track of cash transactions? I’m sure many of us have heard the old wisdom of always paying in cash since it allows us to physically see money leaving our hands but between cash back on credit cards and monthly spend statements from my bank, it’s much easier for me to keep track of digital transactions. Plus I rarely use cash, only at businesses that either don’t use, or h…

Reddit Personal Finance 765 2023-12-04

Is this “high interest rate” time better to buy a home if I do it in cash?

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Is this “high interest rate” time better to buy a home if I do it in cash? My parents keep telling me that this is a horrible time to buy and to stay away. However, due to a winfall, I will be buying in cash. I want to explain to them that this is actually a good time to buy because other buyers are scared away from the high cost of borrowing. submitted by /u/Ornery_Profession_35

Reddit Personal Finance 1.2k 2023-12-01

Need advice, non-US and small amount of cash not needed for 1 year

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Need advice, non-US and small amount of cash not needed for 1 year I make about 13k USD a year but where I reside currently that’s a normal entry level pay. I’ve saved about 5500 USD that I won’t need for the next year. I’m looking to grow this amount, even if by a little, but am restricted due to religious reasons. This means I can’t access any interest based growth (haraam). My options are to set into a 1 yea…

Reddit Personal Finance 1.2k 2023-11-18

Car dealer offered me $1000 off if I financed instead of paying cash — is there any reason to say no?

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Car dealer offered me $1000 off if I financed instead of paying cash — is there any reason to say no? I had originally planned to buy this car with cash, but during the process of negotiating the price, the dealer offered to remove the remaining $1000 I was asking for if I financed instead of paying for the car outright in cash. During discussions, the offered me a shitty interest rate (12%) apparently because I have a short credit history. I mo…

Reddit Personal Finance 865 2023-11-17

How much cash should I take to Cuba for a long weekend?

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How much cash should I take to Cuba for a long weekend? American here, can’t use cards in Cuba. Surprising my wife with a weekend in Cuba for her birthday. We’ll be in Havana from Friday morning until Saturday morning when we head to Viñales for the day, then back to Havana Saturday night until late Sunday afternoon. Not looking to spend a ton of money while we’re there but not on a tight budget eith…

Reddit Travel 870 2023-11-13

In Philippines right now and none of my cards work in ATM. How can I get cash?

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In Philippines right now and none of my cards work in ATM. How can I get cash? I have two credit cards and a debit card. I’ve tried each at over 20 ATM’s. None will let me withdraw cash. They all say something like “we cannot process your request”. I called customer service and they were no help at all. The area I’m in is virtually all cash, none accept cards. I’m totally stuck, any advice would be helpful. submitted b…

Reddit Travel 1.2k 2023-11-08

Arriving at Incheon without any cash

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Arriving at Incheon without any cash I’m on a ten day tourist visa to Korea and have all bookings in place. I have an Indian passport. Is it a good idea to travel without any cash, hoping to withdraw from an atm after I land. Some countries are tough on Indian travelers and sometimes ask to see a set amount of usd in currency notes before boarding/ at immigration. Korean Won is no…

Reddit Travel 905 2023-11-07