I think I’m limiting my career/income to stay safe with a pension. I (39/m) have about 12 years into a pension (2x the number of years of service x average best three years). No COLA. Current average is 90k. Current investment into pension is 70k. Current salary is 94k with 7.5% going into pension and 15% going into a low fee target date 403(b). 403(b) only has about 50k because when I was younger I heard “pens…