#cards

Credit Cards with Rewards what’s best?

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Credit Cards with Rewards what’s best? Hey everyone, I’m weighing options on credit cards with cash back or travel rewards. Which in your experience are best? I’m wondering too if it makes sense to have one card with cashback options and another with travel miles. I’ve heard good things about Citi Cash and Delta Amex Sky Miles. Please feel free to share your experiences with either, …

Reddit Personal Finance 542 2024-10-25

What sd cards should i buy?

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What sd cards should i buy? I’ve been using sandisk 128gb sd cards for awhile but was wondering what others use and recommend. I mostly do sports photography so i need to use sd cards with a fast readout speed. Any recommendations? Edit- im looking for a sd card that’s reliable and won’t have problems with corrupting. And have a decent amount of storage like 128gb or more….

Ask Photography 1.2k 2024-10-25

Hallmark has new greeting cards for the lazy gift giver who cares

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Hallmark has new greeting cards for the lazy gift giver who cares There’s a banner printed on the top of the card that tells you there’s a gift card inside. | Image: HallmarkHallmark announced new physical greeting cards that include digital gift cards inside. The “Gift Card Greetings” line means you can hand someone a real card, paired with the convenience of not needing to tape on an extra piece of plastic. …

The Verge 1.1k 2024-10-25

Multiple Credit Cards To Help Spending Tracking?

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Multiple Credit Cards To Help Spending Tracking? Does it make sense for me to consider getting a second CC so that I have one for necessities (groceries, medical, etc) and one for nice-to-haves (eating out, vacations, etc) to make tracking my spending habits easier? Any downsides I should consider (e.g., credit score?) I’ve tried using online tools with my single credit card, but it always end…

Reddit Personal Finance 1.1k 2024-07-20

Should I pay off credit cards or save more?

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Should I pay off credit cards or save more? I currently have $14k in savings, but about $4500 in credit card debt. I consolidated all of my CC debt with a balance transfer. I am nearing the end of my interest free period in a few months. My goal is to have $20k in savings by New Year’s. However, if I need to postpone it I will. I’ve come down to two decisions: -Use my savings to pay off m…

Reddit Personal Finance 1.1k 2024-07-18

LPT – Improving your US credit score by paying cards early

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LPT – Improving your US credit score by paying cards early If you’re somebody who uses and pays off credit cards regularly, making a large payment just before the closing date will help your score. The major credit card companies report the closing balance to the bureaus, so if you have a large balance every month it hurts you even if you later pay it off. For example, you have a $5K limit and use $3500…

Life Pro Tips 488 2024-07-18

Maxed 2 credit cards and don’t know what to do next.

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Maxed 2 credit cards and don’t know what to do next. The last few years have been crazy and I wasn’t able to keep up with a couple of my cards as I thought I would. Next thing you know, I’m about $12k in debt in credit cards and I feel stuck. Both of them have now been sent to collections and I’ve been sent affidavits for paying back the money. If I start paying it back I’ll still be stuck in the …

Reddit Personal Finance 1.2k 2024-07-10

Mom put my name on her credit cards (and is currently sinking credit) help

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Mom put my name on her credit cards (and is currently sinking credit) help My mom intended well – she wanted me to start my adult life with credit under belt and so she had added me to a few of her credit cards. However, she’s currently maxed out on the cards and it’s really hurting my credit (currently at 560). My cards are often paid in full, so I know it can’t be from mine entirely. I’m looking at moving and really …

Reddit Personal Finance 1.1k 2024-07-07

I admit I have a problem: how did you stop using credit cards?

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I admit I have a problem: how did you stop using credit cards? I’ve been living outside of my means for around a decade now, I’m 32 and started swiping credit cards in my early 20s. I could make excuses for some of it, but mostly I got addicted to wanting something and having it immediately. I’ve been blessed most of my life by having “get out of jail free” cards, whether that is family, inheritance, tax re…

Reddit Personal Finance 1.0k 2024-07-06

City cards / passes are never worth it

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City cards / passes are never worth it We’ve done a bunch of family travel that included multi-day visits to some larger cities with many great attractions. Invariably these cities had some form of city card or pass. These passes provide free or significantly discounted admission to many of the attractions, discounts on some restaurants, and (frequently in Europe) free public transpo…

Reddit Travel 701 2024-07-05

Mom opened multiple credit cards under my name

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Mom opened multiple credit cards under my name So this happened years ago while I was at school, and I just found out that it happened again recently. In 2018, my mom opened up a credit card under my name without telling me. She was broke and desperate, I found out and made her cancel it, pay it back etc…. At the time I was young enough to know it wouldn’t set me up for failure so I forgave …

Reddit Personal Finance 1.0k 2024-06-28

Credit cards, Revolut, cash in Europe. What is the best minimalist strategy?

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Credit cards, Revolut, cash in Europe. What is the best minimalist strategy? I will be in Spain, France, and other European countries for 2 months. -I have no Foreign Fees with my credit cards. -I can get ATM fees returned through my debit card. Is there a use for a Revolut card? I am wondering if depositing cash in Revolut is even worth it since Europe has credit card payments everywhere. I may need some carrying cas…

Reddit Travel 948 2024-06-27

Credit card debt on 3 cards

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Credit card debt on 3 cards Hello all, been in CC debt for over a year or so now due to some hardships. Would it be smarter to go into my savings which is around $3000 to pay off 1 card fully but then have no savings left? Income is steady to the point where I can last a while without savings. My total debt across 3 is $8.1. Getting rid of one (Amazon) would help a ton due…

Reddit Personal Finance 459 2024-06-24

Young cards 59, lowest on PGA Tour in 4 years

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Young cards 59, lowest on PGA Tour in 4 years Cameron Young shot a 59 on Saturday at the Travelers Championship, recording seven birdies and two eagles for the first sub-60 round on the PGA Tour in four years.

ESPN 1.0k 2024-06-23