$203K in Debt (Credit Cards & Loans). Time for bankruptcy or try to climb out?
$203K in Debt (Credit Cards & Loans). Time for bankruptcy or try to climb out? Long story short, I had to deal with medical issues which weren’t covered by insurance and then spent a year unemployed. Foolishly took out multiple personal loans and lived off credit cards while grinding to get another job. Was on the verge of filing Chapter 7 last week after much consideration and then finally received a job offer the same da…