FSA – If you can afford to, I would recommend paying for medical expenses with a credit card and reimbursing later vs. using the FSA debit card. If you pay with your credit card, you get the rewards. You should only do this if you can pay it off when it’s due and not carry the balance. If you’re doing a bunch of small purchases at a pharmacy, it can be a pain to do the reimbursement, but if you have one or two larger expenses, it might be worth the effort. Another edge case to consider i…

Emergency Fund or Pay off Credit card I need advice if I should pay off my $9000 credit card or build up an emergency fund, or do both. (It will be the course of over a year) It’s just recently that l’ve been more mindful of my expenses and finances. Would be great to get an insight on other people’s opinions. Thank you! submitted by /u/isyogjoh

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Why Ipswich’s penalty vs. Chelsea stood; how Pedro escaped a red card Were Ipswich Town fortunate to get a penalty against Chelsea? Should Joao Pedro have been sent off against Brentford?

LPT: Check if your credit card offers price protection. If something you buy goes on sale shortly after, they may reimburse you the difference. submitted by /u/SophiaCole29

Refund to FSA card not hitting until 2025. What happens with that money? I’m expecting a refund to my FSA card from 2024 that won’t happen until after the new year. I tried calling to see where these funds are allocated to (2024 or 2025) but the customer service people can’t seem to understand what I’m asking. Does anyone know if these funds will be stuck in 2024 or be added to the 2025 bank? Also should I purchase …

Visa gift card emptied of funds almost completely by a fake transaction titled “Logic Force Telco” Hey guys, is anyone familiar with this weird charge? I received a $250 Visa gift card as a Christmas gift. I activated it yesterday, went to use it today, and was told it was declined because it only had $0.76 on it. I had only used the gift card once for a small gas station purchase (paid inside, not at the pump), so I should have had over $200…

Tackling Credit Card Debt (DINK for now) Long time lurker here, I’m 26 years old, I have about $28k of credit card debt on 5 credit cards that I racked up over the course of about 2 years. CC #1: $8,300 – $205/mo payment (0% interest until May) CC #2: $6990 – $176.00/mo payment CC #3: $5984 – $166.00/mo payment CC #4: $ $4640 – $100/mo payment CC #5: $2003 – $76/mo payment My wife an…

I have 12k in savings, and I have 12k in credit card debt….Should I just pay it off or keep an emergency fund? So overall I have a Paypal card with a 29% interest rate totaling $1699, a Capital One card with 28% with $2486 on it, and my bank credit card with $7462 on it at 17%. For a total of $11,647 of debt. The past probably year I’ve reduced my debt by around 15% in total. My savings account currently has 12k in it…This is all I have, I made $96,00…

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Randoms visa rewards card in the mail? I received a 35$ visa rewards card from Incomm in the mail. Yet I don’t know what it is or where the money is from. It even has my name embossed in it. When I checked the balance it says that the 35$ is there, so it’s not like some scammer stole the money. I’m just afraid that when I checked the balance I had to activate it with the card informa…

$50 Visa gift card just bought an over $300 purchase I got my daughter a Visa gift card for Christmas. I know for a fact that it was only loaded with $50. She went to use it today at Best Buy and it paid for the entire $300+ purchase. It is not the reloadable kind and has a max of $500. What do we do? Can they tap my original purchase (debit) card for this overage? Edit: When checking the balan…

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Should I pull money from my stocks to pay off credit card debt? Hi everyone, I’m looking for some advice on how to handle my current financial situation. I have about $90,000 in stocks, which I want to let grow for the long term. However, I also have about $5,000 in debt spread across three credit cards, and I’m having trouble paying it off quickly. The interest rates are making it harder to get ahead, and i…

LPT: Send the person who gave you a gift card, a picture of whatever you end up buying with it. Giving a Gift card usually feels less personal but that little extra effort on the receiving end helps make it more meaningful. submitted by /u/BrightenthatIdea

I’m 27 and I have 20k in credit card debt. Hey everyone need some help, just graduated from university but while was in school got into some debt from using credit cards. have about 20k in debt in credit cards. My current job I make about 40k a year. What would you recommend so could get out of this debt whole and actually start saving for retirement. submitted by /u/Euphoric_Come…

Chase credit card auto pay I just enabled auto pay for the first time. Due date is today ( Christmas) . It didn’t process yet. Will it trigger tomorrow? Will this be considered as late pay? As per my research, most banks don’t consider this as late pay. But wanted to confirm if anyone has experience with Chase to confirm if it is applicable as well. Auto pay is setup wi…

Closing my first credit card, is it worth it? So I received my first cc in 2016 when the Delta Gold Card was remotely worth it. It’s totally not now especially with the $100 annual fee. Within the next year I want to buy a home but I’ve heard that it’s good to keep cards open like this to show your credit history length. I have other cards that I opened in 2018+ I think. Would it be in my …

This 75-inch Samsung TV Comes With a Free Soundbar and Subwoofer Combo, and a $50 Gift Card You’ll also get a subwoofer, a $50 Best Buy gift card, and a month of Xbox Ultimate Game Pass.