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Credit card Debt feeling like a lot Hey guys, just curious on thoughts. I have 2 credit cards, one of them with a balance close to 25k and one around 5. Making payments every month on time, but I am trying to find a way to pay it down but the interest is pretty high on the first. A mistake I hope to never make again. Is a personal loan a good option to pay down debt? I get offers…

Loan/Credit card consolidation help Hi, so I’m 25 and I’ve racked up about $15,000 in credit card debt broken up into 3 accounts. This debt just got high because I moved out and didn’t focus on paying it off when it was in the promotional 0% APR timeline but I do have the money to pay it off. I can pay $1,000-1,500 towards the balance of those cards each month but struggle to keep…

Forgot my credit card and have only Apple play, what are the options Hi there, I just arrived in Istanbul and realized I left my credit card at home. I have Revolut saved on my phone though. Is there anything I can do like buying some prepaid card I can buy with applepay ? I am afraid Contact less paiement is not available everywhere? Thanks submitted by /u/Slna_thw

11-year-old rejects big haul for rare Skenes card Topps says the 11-year-old from the Los Angeles area who scored a one-of-a-kind baseball card featuring Paul Skenes declined a deal that included 30 years’ worth of season tickets behind home plate at PNC Park.

Fraudulent charges on debit card have started arriving at my house.. On Tuesday, my wife noticed ~$1,400 in fraudulent charges across five transactions. We immediately contacted the bank, who froze her card and started an investigation. Here’s where it gets weird: one charge was for a tire website, and today, the tires were delivered to our house. We called the non-emergency police line, filed a fraud report for …

One hefty credit card or a few smaller ones? Just finishing up paying down some debt I incurred on a few credit cards. Dumb spending from when I was a little younger, but as a result my credit is actually super high. I have 3 cards as of rn. I wanna get rid of at least one, possibly two. Is it smart to get one card (or maybe 2) with a credit limit that is as high or higher than the 3 combi…

LPT: Stop getting credit card offers in the mail Go to OptOutPrescreen.com and opt out of pre-screened credit card offers for 5 years or permanently. It only takes a couple of minutes and will clean up your mailbox fast. submitted by /u/FinanceMe03

LPT: Keep a spare health insurance card in your young child’s diaper bag Redundancy is always nice, in case you lose your main card for any reason. Also, if you need to leave your kids with anyone (e.g. grandparents), they’ll always have an insurance card in hand in case of emergency. submitted by /u/Daikaji

Xhusband reopened a credit card with me as an authorized user that was closed after the divorce. If this isn’t the right sub if you could please point me in the right direction let me know! Ex-husband opened a USAA credit card when we were married and set me as an authorized user. I didn’t know at the time but I discovered it in the divorce process, when the divorce was finalized I had myself removed as an authorized user. USAA let me know…

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Pirate treasure: Rare Skenes card to 11-year-old An 11-year-old collector in Los Angeles has scooped up a one-of-a-kind baseball card featuring National League Rookie of the Year Paul Skenes. The card could fetch a massive haul if the kid is willing to sell it or give it to the Pirates.

Someone used my credit card to send me a gift card? In late December I got a text message from my credit card provider about a fraud alert of a $100 purchase made at 1:44AM at BHN*GIFTCARDS. The purchase was made somewhere in California, I live in Florida. I did the whole process of filing a fraud alert and getting a new credit card and everything. My only place of confusion was the fact that who…

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drowning in $30k credit card debt, need advice There is $30k sitting on two credit cards, one at $21k and the other at $8k. between the $1,300 in minimum payments, my mortgage with hoa fees at $2,000, and my car at $900 monthly, my $5k after-tax income feels like it disappears instantly. After a dui, I lost a side hustle doing delivery work, and now i can’t afford basic car repairs. I’ve tho…

Unable to dent card debt Okay, I get it. My poor decisions put me in this spot. I racked up $25,000 in credit card debt over several cards plus $4000 left in vehicle. Credit history of 8 years with 0 missed payments. 687 credit score after the 3rd loan attempt. I haven’t used my cards in about a year now but I legitimately can’t pay off balances. I make $4200/month but …

Divorcing with $40k credit card debt, what’s the best way to handle this? I’m a female with multiple kids. 40 and divorcing (KY, not a community property state) with $40k credit card debt in my name and a joint mortgage with $50k debt remaining. Currently, he’s ok with me being awarded the house, but wants 50% equity. He does not wish to help with the credit card debt, despite much of it being marital due to job losse…

Mobile card reader? Has anyone got suggestions of a mobile card reader to upload jpegs on to a android just for quick social media posts of my digi cam shots? I was looking at the one by anker on Amazon but have no idea if it’s any good, I just know I love all my other anker products. submitted by /u/SeaworthinessOdd9137

LPT: Save a prepaid Visa gift card with a small balance for signing up for free trials without using your actual credit card. By using a prepaid card with a low balance, you can easily sign up for free trials without worrying about getting charged after the trial period ends. It adds a layer of protection against accidental or unwanted charges. submitted by /u/LucyWells50

Does a no-limit credit card hurt my credit score by skewing my credit utilization? I have an Amex card that has “no preset limit” which I think really means I have an arbitrarily high spending limit, as decided by Amex’s algorithm. On my credit report, the credit limit for this account is shown as “unknown” or “unavailable”. But of course the account balance is reported. When calculating my total credit utilization, this card’…