LPT: When using PayPal to buy items in a foreign currency, use your credit card to convert the currency instead of PayPal The conversion fee is likely lower from your credit card than it is from PayPal. The default option is to let PayPal convert it to your local currency unless you specifically say otherwise. When finalizing the PayPal payment, look for the currency option and change it to the currency that the vendor accepts. For example, a $22 USD item costs me …

Please help me, my card is being declined everywhere I’ve been traveling for 7 weeks. I already called my bank a month ago (had to wait on the phone for almost 2 hours AND my phone bill was over $100 due to the call being long distance) but I informed them I’m traveling so they made a note. I had no more issues until today. I was successfully able to pay for my hotel as I was checking out. But my …

Should I use student loans to pay off credit card? I have 2.7k in credit card debt. I cannot afford more than minimum payments of 83 each month. The interest is 22.4apr. I should also mention this is a closed account but it is not charged off yet. I can take out enough in subsidized loans to pay that off completely. I won’t graduate until summer of next year. Should I take out the student loans…

Was reimbursed via Virtual Credit Card, but I am not a business. I am but a man. UPDATE: PayPal to my wife with her sending it back worked. I’m not sure why Venmo didn’t. I thought they were the same. Leaving this up in case anybody in the future comes across a similar issue. I tried to search it on Reddit and wasn’t smart enough to find a similar thread, so maybe this will be useful for someone in the future. Thank you all!…

Credit card debt at retirement age Mom has $30k in credit card debt. She just turned 65, is not working currently. She is receiving disability of about $2k per month after a liver transplant. Her 401k has 90k in it and she has 40k in savings. Should she draw from her 401k to pay off the credit cards? Or use her savings? She has 5k in her checking account. Any idea on the best sol…

LPT Request: I’m 18 and just got a credit card. Tips? I thought it would be a good idea to get approved and start building my credit score. I did some research on good credit cards for students, and decided to go with the Chase Freedom Unlimited card. It has a $1200 limit and earns a small amount of cash back on most purchases. What are some tips to efficiently and safely build my credit? How can …

Zitahli Slim RFID Money Clip Bifold Leather Wallet w/ 11 Card Slots $8 Zitahli wallets via Amazon has *Zitahli Slim RFID Money Clip Bifold Leather Wallet w/ 11 Card Slots* on sale for $15.97 – $7.99 when you apply promo code 9LT9VQ2J at checkout = *$7.98*. *Shipping is…

likely credit card scammer, but stripe radar says its okay There was a customer on my site that looked like a scammer(multiple failed transactions from different cards), but when he used a card that was accepted stripe radar evaluated him at a risk level of 0. I’ve had a couple customers, who had a risk level of 30 or 40, but I knew they were legit. Has anyone ever had this happen and gotten a dispute? …

Import from SD card to iOS Looking for advice I’m looking for a cloud storage service with an iOS app that allows me to import directly from an SD card (using lightning adaptor). I’m wanting to bypass the Apple iCloud Photos storage app and have a separate cloud library elsewhere that I can directly import to from my SD cards. All the apps I’ve been trying so far want to…

How did someone steal my debit card info for a card I’ve NEVER used? I have a business checking account that I only used for 3 things: paying rent, paying electricity bill, and sending/receiving venmo payments. I have NEVER used the debit card associated with this account. All 3 applications mentioned above debit directly from routing/account information. Yesterday I got a notification that an $80 payment was dec…

I was recently declined for a citi credit card because they were “unable to verify some of the information on my application”. Will my credit score take a hit? I just moved to a new address as well and used my new address on the application. I am worried to resubmit an application with the old address because I don’t want to run my credit again. Any advice on how to proceed? Should I reach out to citi to amend the application? Any advice is appreciated! submitted by /u/_Iampotat

Bank Teller made up job/income so I could get a student credit card Is that normal? This was BoA. I went in-person because my online app was getting rejected (reason: I just moved). The BoA employee entered a fake job and income to “make sure” I would get approved. I questioned this, and he said “just trust me.” Should I? EDIT: thank you everybody for the advice. I canceled the card. I didn’t file a complaint, b…

Closing a credit card I just opened? I am 20 years old. I opened one of those crappy store credit cards out of an impulse decision. Yes, I now realize that it was probably unwise, and I should I have thought about it. I used it once for like 10$ and then paid it off. I only had it open for like 2 months and I decided that I don’t want it anymore because I don’t shop there that much…

Earn More Credit Card Points by ‘Double Dipping’ Credit card rewards programs offer a fantastic opportunity to earn points, miles, and cash back on your everyday spending. And if you’re looking to maximize your rewards, the concept of “double dipping” can be a game-changer. Double dipping involves combining various strategies and leveraging your credit card benefits… Read more…

Star Wars: The DeckBuilding Strategy Card Game $31 + Free Shipping w/ Prime or on $35+ Amazon has *Fantasy Flight Star Wars: The DeckBuilding Strategy Card Game* on sale for *$31*. *Shipping is free* w/ Prime or on $25+ or $35+ orders (minimum requirement varies by location). Thanks…

SM Card error on Olympus D-380 Hi everyone I recently bought a used Olympus D-380 and was so excited to use it. I bought a SMART MEDIA, that’s right, a SMART MEDIA card (not an SD card) from Depop in order to use this camera. The card was in great condition and worked so I immediately started taking pictures with it. I realized I needed to buy a card reader in order to upload…

CF card reader issue. I’ll need a new one. Help? Howdy fellow photographers. I’m shooting real estate photography. I had a cheap Amazon USB-C CF card reader that I used about 400 times before a pin bent inside, so I had to very urgently replace it. I found a SanDisk USB-C to micro-B (I think this is correct? It’s SanDisk’s cable) that’s suppos…

Apple Highlights Apple Card Customer Satisfaction Ranking Apple Card is the “Best Co-Branded Credit Card for Customer Satisfaction with No Annual Fee” in the J.D. Power 2023 U.S. Credit Card Satisfaction Study, Apple announced today. This is the third year in a row that Apple and Goldman Sachs have taken the number one spot, and the third year that Apple has highlighted the study. “Since the start, we…

My credit score is 775, why can’t I get a credit card? When I was in my early 20s my mom put me on one of her cards, so I obtained a credit score of 775 without ever using the card. Now years later, I have applied for so many cards and get denied every time. They say they will mail me a reason, but they never do. I reported 50k a year. Any ideas? submitted by /u/NorthProspect

Venus gets wild card to play in 24th US Open Venus Williams will be playing in her 24th US Open when the tournament gets underway later this month after receiving a wild card from the United States Tennis Association on Wednesday.