LPT: When cooking from a recipe box service, DON’T follow the recipe card process to the letter! I’m talking about Hello Fresh, Gousto etc. This tip can just as well be applied to any cooking you do, but I’ve noticed the recipe cards from these boxes encourage bad habits and really aren’t helpful. Here’s my order of things, and it’s improved my experience and the results tremendously. 1) Do ALL your ingredient prep before you start cooking …

Capital One says we can only have 1 debit card for our joint account? My fiancé and I opened a joint checking account about a year ago with capital one. We were supposed to receive two cards after opening the account, one in my name, the other in hers. My card came, hers did not. We have called numerous times saying they need to send another card in her name and they repeatedly tell us there can only be one card o…

I’m 39 and own my home. I’ve never had a credit card. Now I might need one and I don’t know if it’s a good idea… I have a maximum of $6000 set aside for a down payment on a modest used car that I must buy before winter arrives. My goal is to keep my monthly car payment around $250. This week I was hit HARD with a major plumbing bill. The cost was about $4900. The good news is that they offered financing and I have one year to pay it off. But that’s about $…

Secured credit card from borrowed money For starters I’m a loser without any credit cards on my name (freelancer). I don’t have any debt tho. My mom offered me to borrow a couple grands from her retirement savings to get a secured credit card and then send her back the money afterwards. So is that a thing? I will try to use the card “smartly” by paying everything with it and then payi…

LPT: Do you keep getting pre approved credit card offers in the mail? This is how you can make it stop (US) I’ve recently been getting a bunch of credit card offers through the mail. This is something I found posted by LA business and commerce: Stop Pre-Approved Credit Card Offers: Tired of receiving those pre-approved credit card offers in the mail? You can “Opt-out” by calling toll-free: (888) 5-OPTOUT (888-567-8688) This service is operated by the …

Credit karma physical card use but here’s the kicker So I got an email saying my physical debt card from credit karma has been blocked bc of unusual activity, I checked the history and someone tryed to use it online. So here’s the kicker 1. There has never been any money in the account 2. The physical card is locked in a NFC protection case in a book safe hidden in my house 3. The card has never b…

I was just denied a credit card. How screwed am I really? I was just denied for a credit card. Evidently I have 2 medical bills I was completely unaware of that were sent to collections. They were very small, both under $200. I was hoping to buy a house within the next 8 months. How badly will this impact my ability to get a home loan? How long should I wait? Is there anything I can do to get my credit…

Have you used smartphone + USB-C hub + SDXC card reader + SSD USB drive to download photos in the field? I travel to take photos. I currently use a 51mpix DSLR camera and sometimes produce 150GB of photos in a day. I have multiple SDXC cards. One 256GB card failed recently while in storage. I filled it with photos, I downloaded them, but 3 months later it was unreadable. This got me a little worried and I’m thinking about field backup ideas that do…

The best luxury credit card that “pays for itself?” I’m at an age and financial status where I’m ready for a nice fancy little metal credit card, but I really don’t know how to choose. Id love some suggestions that would best suit my lifestyle. 1) I’m not a huge, huge spender on material items, luxury goods etc etc. honestly I can be kinda cheap. 2) most of my spending goes to traveling, grocerie…

iPhone 15 Rumor Report Card: The Biggest Hits and Misses Apple this week unveiled four new iPhone 15 models at its “Wonderlust” event. As always, there were many rumors leading up to the event that gave us an idea of what to expect from the devices, but not all of them were accurate. Below, we have recapped some of the bigger hits and misses from the iPhone 15 rumor mill. Hits All four iPhone 15 mod…

Android loophole allows Google Wallet to leak credit card details via NFC, fix coming submitted by /u/McSnoo

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iPhone 15 Models Sold Outside U.S. Still Have Physical SIM Card Tray Apple’s new iPhone 15, iPhone 15 Plus, iPhone 15 Pro, and iPhone 15 Pro Max models all remain equipped with a physical SIM card tray outside of the United States, as a rumored eSIM-only expansion with the devices failed to materialize. Tech specs on Apple’s website confirm that all four iPhone 15 models remain compatible with nano-SIM cards in …

800 dollar credit card debt sent to collections, help Hey, so I’m in my 20s and was doing fine making payments to my credit card back in 2022, but then I lost my job. Since then I’ve been struggling to find employment of any kind. I’ve been applying to jobs left and right just trying to get anything but no luck. A little less than a month ago I got contacted by a credit card collections company say…

I am being charged interest on a credit card with 0% APR until this October, what am I missing? I’ve had a Capital One card since last October and should not be accruing interest for 12 months. Recently I’ve noticed charges for interest and I don’t understand why. I know that these promotions can be cut short if you miss a payment, but I’m quite certain I haven’t. The car is currently almost maxed out which was not my initial intention (ne…

Credit Card Got Scammed Need Help My Chase credit card was charged by a vendor called V GOLDEN BIRD three times up to almost $600 in purchases under “health & wellness”. When googling this vendor, it shows up as a chinese restaurant in Brooklyn, NY. Chase refuses to refund these purchases because they see it as apple pay and as chip insert. I informed Chase of the fraud, and upo…

Select Xfinity Rewards Members: $20 Fanatics eGift Card Free Xfinity is offering *Select Xfinity Rewards Members*: *$20 Fanatics eGift Card* for *Free* when you follow the instructions below. Thanks to Community Member *johnritchie* for sharing this deal. …

High schooler needs a credit card I’m hoping for some advice. I think my high schoolers need a credit card, but my students aren’t 18 yet. Class trips to destinations that no longer take cash is becoming a problem. Buying gas will be an issue too. How do I go about getting them cards. Do I apply under my name for a student card with a low credit limit and then add my children as…

citibank closed my mom’s credit card because my dad died. is this legal? My mom called citibank after my dad died and upon hearing he had passed, they immediately closed their account and refused to hear anything my mom said. She lost her entire credit line and had to apply for new ones. I’m baffled. Is this actually legal?? submitted by /u/Environmental-Pop250

I’m trying to figure out the math of how I am slowly paying off my credit card? So I have a $4600 balance at 19.5% and on the same card a balance of $10500 at 27.5%. I make a $500 payment per month and the min payment is usually around $455 a month. The issue is that the payment I make all goes toward the lower apr balance ($4600) and the higher apr balance ($10500) the interest per month on it gets applied to the higher a…