Dad (64m) drowning in credit card debt and mortgage. Hi everyone, as the title states, my dad is in a bit of a pickle and only recently revealed this to me. Note, I tried to post this earlier in my throwaway but somehow I think I was accidentally not following title rules, so please ignore if you saw. Stats (estimated): Him: 64M, Makes over $100,000 a year. Located in California His take home per…

How exactly does transferring credit card balances to a new card work? I have a credit card with a very high APR. I want to transfer the credit balance to a new card with a lower APR. How does this work? I am guessing not all credit cards will accept credit balance transfers. Is it possible to transfer more than one credit card balance to a new card? submitted by /u/Aggressive_Style9360

Affordable v90 card? Newbie here and an aspiring content creator! I recently bought a Sony A6700 and I would like to take some high quality photos/videos. Any V90 card recommendations? Ps: I saw the Integra SD, 128 GB UHS-II v90 300 MB/s on amazon as it’s only €90. Has anyone tried it? submitted by /u/Difficult-Cloud799

Forgot About Credit Card I feel pretty embarrassed about this whole thing and want to take care of it once and for all. I’ve had the Chase Southwest rewards credit card for almost 15 years and, prior to Covid, paid it off religiously every month. It started with a $5k limit then gradually increased over the years to around a $15k limit. I always paid at least the minim…

Should I sell my car to pay off credit card debt? I have $21,000 in credit card debt at 16% APR. My minimum payments are about $520 a month and it’s killing me. I made $62,000 a year before being laid off; with the job I just got I make $52,000 a year. I’ve had this debt for about 5 years and I’ve never made enough to make even a dent. My car is a 2018 Civic with 50k miles on it. I’ve had numer…

Credit card closed with $3000 unpaid debt, can‘t get a new card due to job loss. Advice needed. I’m in a difficult financial situation and would appreciate any advice. My only credit card was recently closed by my bank, but I still have an unpaid balance of $3000 on it. I lost my job 3 months ago and as a result, I’ve fallen behind on my credit card payments during that time. Because of my job loss and missed payments, my credit has taken…

Debit vs Credit Card I’m going to Korea tomorrow. What card should I use? Is there any differences in currency transaction fees between 2 cards? submitted by /u/Gold-Habit-1779

Credit card debt need advice Help with cc debt I have 4 cards totaling about 22k and I’m behind on 2 of them by a few months. Now I can’t catch up and didn’t know if I should call the lenders directly to try and negotiate or I also am thinking of contacting the national foundation for credit counseling so they can negotiate with my lenders to have one payment budget option….

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What was one of the first digital cameras with interchangeable lens system and used a removable card? And was made available in the mainstream consumer market. I’m thinking I might like to find and purchase something like this or something similar that works and that can be found and purchased just to have TIA submitted by /u/Texan-Trucker

Pay off credit card? Hey guys. I am 25 and I have about 6k in credit card balance. I have about $1500 in my savings and about $9200 in my Roth 401k. Should I take out of my 401k and pay off my credit card? submitted by /u/Aggressive_Pen_8286

Is 0% interest from a credit card safe/worth it, for buying a MacBook? I’m wanting to buy a MacBook and have an option to go for 0% interest for 24 months, if I buy it using latitude -gem visa credit card. I’m thinking of taking it up and investing the money on some stocks which I otherwise would’ve paid in lump sum. Is it worth it? Are there any risks? submitted by /u/Affectionate_Cat5302

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When It Makes Sense to Consolidate Your Credit Card Debt (and When It Doesn’t) Even consolidated debt needs to be paid off as quickly as possible.

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Should I open a 0% APR Credit Card while waiting to be paid? I’m receiving my paycheck sometime in late September for 9 months of work, but I need roughly 1500 USD to get by until then. Would it be a bad idea to open a 0% APR credit card, use it for my daily expenses (groceries, travel, etc.) and pay it all off in September? Or would that destroy my credit score since I wouldn’t be paying monthly amounts….

Better to keep this credit card open or close the account? I’m coming out of a bad financial hole, and instead of bankruptcy I settled with my creditors for roughly 60% of the balance. Ruined my credit score but trying to rebuild that now. My credit card accounts are all closed, except for one from over 10 years ago I forgot about. No balance, very small limit and I no longer have the card. I feel like…

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Need help finding out the best solution to Credit card debt My wife has around $14k in credit card debt. I wanted to ask what is the best solution for us to pay this down. She is getting hit with a high interest rate monthly. She has a great paying job and can pay around $1k a month towards it but would a balance transfer be our best option? Obviously to a card that has 0% interest on balance transfers. …

Is a personal loan a solution to credit card debt? My bank is offering me a personal loan of 10 grand to pay off my credit card debt which is 7.5k and I have no plans to increase my credit card debt (years past medical issue). I currently don’t have too much trouble making payments though growing savings is slow. submitted by /u/TehGuard