44K in Credit Card Debt-How Screwed Am I? I have somehow done it and am in serious credit card debt (over 44k). I live in an expensive city and make roughly 61K per year. My take-home pay is $3602 per month. Close to half of this goes to rent. I live by myself in a one-bedroom, older garden-style complex (this is one of the better deals in town, even compared to roommates). I’m increas…

I’m trying to install CHDK but can’t. Do I need to have a lower memory SD card like 32gb or not? I want to be able to shoot raw on powershit sx40hs it says it is supported but this shows. I can’t download stuff submitted by /u/Phantomuuuu

Credit Card Debt Repayments Hello I have amassed approximately $56,00 in credit card and personal loan debt. I’ve been running away from this problem and now I’m ready to tackle it after finally getting sued by one of the creditors. I make $4,200 a month on average after taxes. I do not own any property. What are my options? submitted by /u/Joeluv81

Should I pay off a 0% interest card early? Hey all had a question. I booked a vacation with a 0% interest credit card. My balance is currently $2250 on the card and my 0% Intro APR expires for the July 2025 payment I have been paying about $200 a month sometimes a little more toward the credit card. This would ensure it’s paid off in time for July 2025. Should I keep doing that or shoul…

Tezos Foundation Teams Up With Baanx for Non-Custodial Crypto Card Baanx has been working with Mastercard to deliver a range of non-custodial crypto card offerings.

The CMF Phone 1 by Nothing requires you to insert an Indian Sim card to setup the phone submitted by /u/sussywanker

Been out of work since December. Ran out of unemployment. Increase credit card utilization or deplete savings first? Hi, So random financial facts about me. -monthly expenditures of about 2k. 800 of which can’t be paid with credit. -have about 10k in a 80/20 split between HYSA and checking. -Have about 24k in investment account I really don’t want to touch. -Have about 26k in student debt. Payments for this are included at 2k a month. -Have about 8k in se…

The Differences Between a Line of Credit and a Credit Card (and When to Use Each) You don’t have to choose one over the other, but these lending products have certain pros and cons.

Need some help on how to plan out to pay off credit card debt 33 year old single living in NYC with 120k base income please help me budget to recover from debt I currently live alone and own a place. Base salary is 120k, with potential bonus being around 10-12k. Currently have 25k credit card debt(0% APR currently but will be more than 20% from Oct 2025) due to unexpected medical expense. And ran out of sa…

2 interest charges on Citi credit card I recent inquired to a Citi representative on why I am being charged interest x 2 on my personal credit card account. I’ve read that if you take a cash advance then you can have multiple interest charges however that’s not the case with me. They told me my terms had changed and I have x balance being charged at a 29.24% interest rate and y bal…

Should I get a new debit card? I am a high schooler with a TD bank debit card. When I go to college should I open a chase checking account in order to get a chase credit card as my first one, or is there a better first credit card. submitted by /u/Beautiful-Affect-443

LPT Put recurring credit card charges on a separate credit card It’s so convenient to see how much you’re paying for monthly recurring services when they are nicely and separately on a different credit card than the one you use daily for random purchases Edit: this is getting some hate. I have a bunch of credit cards (I have a good job) which I open whenever I don’t feel like moving money (i.e. sell stock) a…

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Sim card in san diego Hello, I am going to study in San Diego this summer and I wanted to know if anyone could recommend cheap sim cards for two months. submitted by /u/Tret-

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Currency exchange with a card to get yen in Korea? Hello this is probably such a dumb question but I’ve never had to do any money exchanges because I always just show up and use an ATM. But I’m taking an overnight ferry from Korea to Japan where they only accept yen, and I’ve heard there’s some fees you have to pay in cash before you can board. It is possible to get yen from a currency exchange …

Paid of credit card debt. When will my new score update? I had over 7 grand in cc debt. Paid it off full today. Currently my score is 640. Never missed a payment. I think it was that because I was using a big percent of my limit. How long until my score moves back up? submitted by /u/throwawayshatever

Beneficiary IRA vs credit card debt -33 years old, married, no kids, renter in CA Bay Area -$77k annual income (before taxes) -$40k in Roth IRA (not contributing right now) -$4k in 401k (contributing $150/mo with employer matching) -$1000 in emergency fund. No other liquid cash savings. -Approx $3200 in monthly expenses (rent, utilities, car payment, gas, groceries, etc) -$400 bu…

Need to open car loan and a new credit card… which to open first? Howdy, I’m in a breakup of sorts, so I’ve lost my access to transportation. My zero APR period has also just ended on my credit card, so I need to balance transfer to another for now while I readjust my budget. It’s $2000 on the card. I anticipate taking care of it within the next 2-3 months. My credit score is 800+. I have one credit line opene…