Should I use all my savings to pay my credit card debt off? I have $11k right now in savings. My Apple Card is at 4% interest with a balance of $5,300. My Chase credit card is at 4% interest with a balance of $4,700. My Capital One credit card is also at 4% interest with a balance of $2,900. I know my interest rates are low but the money just looks good in my savings account and I’m always afraid that if…

I’m in the US, I have unemployment benefits card from 2021 program, card and program expired, could I still get new card? Sorry for the broken up title, I had to try fitting some context in the question without making it too long. For some clarification, I have a Way2go debit card from theunemployment program that started in 2021. I stopped using the card ever since the program ended, I see that I still have money in the account, but, the card is expired, and the a…

If you have travel insurance (either standalone or through a credit card – please specify) what mishaps did you NOT get reimbursed for? “Read the policy,” we are told, so we do. We have peace of mind – until something actually happens on a trip and the credit card insurance or standalone policy you were counting on turns out to not cover what you think it should. The legal team is always on the lookout for ways to avoid paying. I did have one experience with a standalone policy …

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Balance on Credit Card Is it best to keep a 10% or so balance on my credit card consistently (one-time purchase) or to pay it off in full and add that same amount every month to build credit? I have a 0% interest rate for a while if that clarifies anything. submitted by /u/Lopsided_Room5037

Sixt car rental Edinburgh – deposit + insur. debit card Hi. I would like some information about how sixt works – if anyone here is more known of this process. We ordered a car, paid before our travel. On the airport we had to pay deposit and also better insurance we agreed on + additional driver. By debit card. After rental, the invoice and confirmation of car return was send to me – everything OK. …

Which memory card for my camera? I have a digital canon IXUS 80 IS camera that’s at least 15 years old. The current memory card that I have is a verbatim SDHC Card Premium, class 6, 4Gb (949CD04GEFCC, 0907090210180). I am unable to find the same memory card that I currently have, which may be for the best since it got full pretty fast. Could anyone tell me which other memory c…

Credit card debt settlement Hi all, I unfortunately landed in the category of someone who made poor decisions and continued to let them spiral. I have a large amount of credit card debt, more than most people’s salary, and more than I like to admit out of pure embarrassment. I stopped paying them about two years ago (I know this was terrible decision making). The majority…

Credit card debt and personal loans I have 9k in credit card debt on multiple cards. The apr is all just about the same. Is it better for me to take out a Personal loan and pay them all off. Then put all my money toward the loan or pay it off credit card by credit card? submitted by /u/RoughUpstairs8942

What’s a good amount to put on a Sephora gift card ? This is a super random sorry but I needed advice and have nowhere else to get it from but here. I’m making a basket of gifts with decorations for my girlfriend for national girlfriend day next month. I know she shops at Sephora a good amount, so I wanted to know what was an appropriate amount to put on a gift card.I know things can get a lil pri…

SO’s dad is running up their shared credit card She 30f is the primary user on a credit card that her dad uses. She makes 19,000 USD a year. Her dad doesn’t work, but instead is living off of welfare. (2,000 USD per month) He keeps running up the card, using it monthly for his living expenses and other purchases. She keeps asking him to pay it off, but in his words he “doesn’t have the money”…

cannot verify my id during credit card application I applied for a mastercard credit card and was denied because it cannot verify my id with transunion. i am not sure what is the cause. but If I worked on resolving the issue to fix the error , will that count towards additional inquiry? thanks submitted by /u/veramata2016

Where to get a Visa Direct debit card that supports international Visa-Visa transfers? Most international banks have already adopted this standard where you can just send-receive money from one visa card to another but none my US banks do. submitted by /u/FillConstant7184

Hostel asking for picture of credit card and ID? First time booking a hostel – nomada in Puerto Rico. They have good reviews and I made the reservation directly on the site. Says that to book they’ll need a credit card and ID. After making the reservation I got a text with a link to the guest agreement and a form that asks for a picture of my ID and credit card with only the last 4 digits, exp…

Simple question about financing a bike or paying with credit card. What should I do? Bike shop said I could finance a bike at 0% for 12 months (would be $280 a month). Or should I put it on my credit card and get 3% back about $102. The thing is I would have to pay that credit card off that pay period (which I am more than capable of doing). I have a good amount of money in a HYSA making about $100 a month. I…

Debit card details stolen for the second time after a trip to Asia Last year I went on a long trip to Asia, where I visited mainly Thailand, Indonesia and Malaysia around February to April. One day, few months after I came back home, my phone started showing notifications of multiple transactions, one after the other, $100 each, it reached around $500 before I could get the card blocked which was difficult beca…

Should I pay off my credit card “statement balance” or the full card? If I had $2k statement balance on my CC but $6k total balance (due next month), is it best that I pay off just the 2k due (so no interest charged) or all asap? Does it make any difference to my credit score when I pay off the full amount as long as I’m paying the statement balance each month? Thanks! submitted by /u/DeluxeSpoon …

How to pay in Thailand? Card+Cash, wich bank does it offer with low fees? Hello guys and girls, I am a EU citizen and I will travel to Thailand for 1month. Can anyone help me with the question how to pay there? Ideally would be a banking card where I can pay at the POS devices without fees + be able to withdraw local currency without paying any/too much fees. Can anyone reccomend me a bank where I can get a card like …

401k loan/withdrawal to pay off credit card debt Long story short I find myself with about 25k in credit card debt. 8k of that is on a 0% balance transfer card, the other 17k is on the max APR. I have 30k sitting in a 401k…. Would it be a foolish idea to withdraw my 401k to payoff this debt? What about a 401k loan? I am unable to lower my expenses any further at this point in time. I understa…

Seeking advice on credit card debt Hi I live in Australia and I have 2 credit cards with a max of $1000 each that I got from being a dumb uni student with bad decisions.I have been paying the minimum balance every month but now have the capacity to pay it off in full. I work in retail but finally found another casual job. Should I pay it all off and close both cards? I am finish…