Paying with personal credit card but transferring money from HSA? Hi there, I called Fidelity and asked and they said that that was fine that I can pay with my credit card and transfer the money from my HSA to my personal account. However, I do that with most transactions as it’s easier for me to keep track of however, is that opening me up to more possible scrutiny? I do try to keep all of my receipts, but of…

Credit card in collections on report for 4 years. Will it fall off after 7? Credit card went to collections in 2020. It’s 4 years. Everywhere I read says after 7 years it will fall off the credit report. Also read and hear conflicting advice that if you answer the collection agency’s call or letter it “resets” the clock. Is that true? Debating if I should just hold out another 3 years and let it fall off. Or try to scro…

Question regarding credit card Hey guys. I want to open my first credit card for A) to build my score a bit and B) I’m short on money for the next month or so. If I were to open a card for like $400 and use most of that money but pay it off well before the 60 day limit, will I be penalized for that? I’m very new to all of this and it wasn’t explained great to me growing up, …

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Olympic drone spying scandal lands Canadian coach a red card Canadian soccer coach Bev Priestman will miss the Olympic team’s opening match against New Zealand. | Photo by Vaughn Ridley / Getty ImagesA member of the Canadian Olympic women’s soccer team was caught using a drone to spy on New Zealand’s practice session on Monday. It’s said to be the second “drone incident” at a New Zealand practice over the…

I have gotten myself into some credit card debt, but I have a settlement payout coming. What would be the best option? So I’ve gotten myself into some credit card debt that I’ve been slowly digging myself out of. I have 2 cards with a lower balance (one has 0%apr), and I have one card with a high balance (over $13k). The lower balance cards I have no problem with paying, it’s the high balance one. I make so many payments throughout the month on it, but the inter…

Subsidized Student Loans to Help with Expensive Credit Card Payments So, I’ve been offered approximately $1800 per term in subsidized student loans at a 6.7% fixed interest rate. (I’ve also been offered unsubsidized loans for similar amounts through federal aid) Currently I work full time and attend school. I’m approximately $17000 in credit card debt from years of bad decisions… they’re all standard credit cards…

LPT – Manage your finances better by setting credit card limits every month Credit cards (CC) are essential and pretty good for their points and offers, but they lead to a very easy spiral of CC debt. To control expenses people altogether let go of CCs and spend using debit cards, e-wallets, or cash. A better way that I use is, every month when my salary credits, I take away 40-50% and put it aside in another bank accou…

Five Ways to Spot a Credit Card Skimmer Card skimmers are easy to install and hard to detect. But if you do these five things every time you swipe or insert a card, you’ll be fine.

Need opinions on clearing $3700 Credit card debt Currently looking to clear credit card debt of $3700 between two cards. Apr on them are 25% so naturally I’m paying interest out the rear. Currently looking at a personal loan with 17.12% Apr 36mos @$117 a month to clear and consolidate. Is there anything I should know going into this, or tips? I want to buy a home next year and I feel this need…

What’s the best Rewards Credit Card overall for Gas, Grocery, and Hotels? I’ve been thinking of eventually moving from my primary Credit Card to an actual Rewards Credit Card that can help me earn Cashback with zero annual fee in regards to the things I listed in the title. Forgot to add *Dining too! Which would be the best Rewards Credit Card to apply for overall? submitted by /u/nightsky_cxiv

Which credit card should I get next? I’m looking for a new credit card with a great sign-up bonus. I have some big purchases coming up so I know I’ll easily hit any minimum spending requirement. I already have quite a few cards like Venture, Venture X, CSP, Chase Freedon, Bilt, Citi Custom, and Discover. I know it seems like a lot, but I love to travel and I’ve saved so much on fli…

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LPT – write out what you want to put in a card before putting pen to paper Why did no one tell me this before! I used to go straight in with “to so and so, happy birthday, from me” submitted by /u/CraftyAxle

Are my debit card details compromised? Hi All, I recently opened bank account with a bank in UK. I got their debit card next week but the back of envelope had prints of card which is difficult to explain so I am attaching pic. It looked as if some one tried taking print of card details on carbon paper or white paper with pencil by taking print. I checked inside the card & it does hav…

Existing card offered 7% balance transfer rate? I currently have a card with $0 balance offering a 7% interest rate. I have about 14k on a 29.94% interest rate card. Does a balance transfer make sense here when considering the maybe $700 balance transfer fee I’d have to pay? Currently making 3.1k in payments monthly towards the 14k card. submitted by /u/Same-Frame9130

If you had $100 gift card to use at Sephora/Ulta what are you buying and why? If you had $100 gift card to use at Sephora/Ulta what are you buying and why? I am looking to try some new things and would love to hear how everyone else would spend this gift card before I decide on my cart. It can be anything they sell, not just makeup. submitted by /u/MonetSouffle

LPT – If you were affected by today’s flight cancelation and bought your ticket with a credit card you may be eligible to some compensation from your card’s travel insurance Check your policies. The insurance in most cards are automatic, but for some you need to issue the insurance ticket before the scheduled time for the trip. LPT pt. 2: Before start spending any money believing it will be reimbursed, call your bank to know if you’re covered and that the situation applies to you. LPT pt. 3: Record the call. sub…

Cash vs travel card vs store card Long story short I am about to make a bigger purchase, ~$7000 and have 3 options to pay it. Ihave the ability to pay cash for it but was wondering if it was worth the cash hit. I also have a travel card but that would be a large sum on there, would get the points but it would be a credit hit. My final option is the in-store credit card which wo…