#card

Which credit card is best for me? High credit score (771) but low income (student/creative)

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Which credit card is best for me? High credit score (771) but low income (student/creative) I’m late 20s and have only ever had one credit card, through my old original credit union when I first set up bank accounts as a teenager. Limit is $1k, balance is around 70% right now. I would like to open another line of credit, mainly for job-related expenses (studio engineering 🎚️🎚️🎚️ happily I’ve been hired at a commercial studio, but don’t…

Reddit Personal Finance 1.0k 2024-11-04

credit card debt loan

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credit card debt loan Hi everyone! I’m looking for some advice on paying off my credit card debt and would love to hear your experiences, especially if you’ve gone the route of a personal loan or have done a 0% balance transfer credit card. I’ve already cut back on spending, so that’s not an issue—it’s really about finding the best way to consolidate and pay this off…

Reddit Personal Finance 685 2024-11-04

10k credit card debt high interest

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10k credit card debt high interest Hey, I’m in need of some advice. I have $10k of credit card debt in high interest credit cards (29-32% APRs). I’ve been paying down on these cards and trying to apply the snowball method for the last few months. I’m struggling with this a lot. For the last year, with my income, my debts are swallowing me and I have been wanting to consolidate. I…

Reddit Personal Finance 1.0k 2024-11-03

Someone keeps using my debit/credit card no matter what I do

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Someone keeps using my debit/credit card no matter what I do I need help. Someone keeps using my debit card and credit card. I’ve tried making multiple new cards but it doesn’t help. I was with Wells Fargo and reported a fraudulent charge they told me they were sending me a new card in the mail but in the meantime they will send me an e-card through the app. Not even 5 hours later I got another fraudulent…

Reddit Personal Finance 659 2024-11-02

how do i fix this card error message?

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how do i fix this card error message? card error on ff finepix a350 (cross posting) hi! i recently thrifted this camera, and bought quite an expensive memory card for it on amazon. i tried reading around online, and most people were saying that this camera only takes an XD memory card. i am not familiar with cameras, but everything else on the camera seems to be working fine. i watc…

Ask Photography 1.1k 2024-10-31

$10 Chick-fil-A eGift Card (Email Delivery) $5

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$10 Chick-fil-A eGift Card (Email Delivery) $5 Sweet Deals has *$10 Chick-fil-A eGift Card* (Email Delivery) on sale for $10 – $5 (50%) when you apply promo code SECRET50 (all caps) in your cart = *$5*. *Note*: Limit 1 voucher per…

Slickdeals 1.2k 2024-10-31

When to use debit card?

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When to use debit card? I’m just entering the world of credit and debit card for the first time, so bear with me if I ask basic questions. I see everybody says: use credit card because it has fraud prevention, cash backs/ benefits, and credit scores which can help you in future. I agree with that. But in what situation should I use debit card over credit card? Nobod…

Reddit Personal Finance 1.0k 2024-10-31

my card has been hacked even tho i haven’t even received it in the mail?

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my card has been hacked even tho i haven’t even received it in the mail? hi so my card has been hacked 4 times this year alone and around 10 times total in the last 10 years. i was hacked last week for 600$ and went to the bank and had the card canceled, i was given a temporary card that i haven’t used and have not received the new card yet. i did get my money back luckily! yesterday i was hacked again for 600$ i a…

Reddit Personal Finance 961 2024-10-31

Best way to repay credit card debt

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Best way to repay credit card debt Hi all, Just wondered if I could get some advice on the best route to pay off my credit card debt. I currently have two credit cards, one with ÂŁ3100 (6250 limit) 26.9% APR and one with 11,000 (15250 limit) 26.9%APR on it. I am currently repaying these back around 4-500 a month but they are now ticking off the interest free periods and I’m rackin…

Reddit Personal Finance 370 2024-10-30

Loss of partner job caused me to fall behind on credit card payment, can no longer make the payments

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Loss of partner job caused me to fall behind on credit card payment, can no longer make the payments So months ago my partner lost her job and we have been in a bad position since. Lost all my savings and fell behind credit card payments to the point I just can’t catch up anymore while still keeping a roof over my head. At this point I am trying to find a way to close the accounts and pay close to 100 probably a month if anything without accumu…

Reddit Personal Finance 517 2024-10-29

Should I avoid the payment plan given to me by my credit card company?

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Should I avoid the payment plan given to me by my credit card company? So after a very rough year and a half of unemployment and working low paying jobs, I missed several card payments for the first time in my life and the amount has been too high to catch up with my income. I’m slowly catching up on all my bills, but I’m so behind on this one, I can’t fathom being caught up. They closed my account last month and o…

Reddit Personal Finance 872 2024-10-29

Tackling Credit Card Debt: Loan vs Balance Transfer

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Tackling Credit Card Debt: Loan vs Balance Transfer So, needless to say I am in debt. My USAA card currently has a negative available balance but my balance has not exceeded my credit limit. I was able to get a BofA balance transfer card that I put in a request for on 10/17 but it says the processing date is 10/31? Will this show on the new card on 11/1? I’ve been spiraling and stressed about thi…

Reddit Personal Finance 370 2024-10-29

Apple Card Users Can Get Up to 5% Daily Cash on All Purchases Through Holiday Season

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Apple Card Users Can Get Up to 5% Daily Cash on All Purchases Through Holiday Season Apple is launching a new Apple Card promotion for ‌Apple Card‌ users, providing the option to earn up to five percent Daily Cash on purchases made from November 6, 2024 to April 30, 2025. To unlock the Daily Cash back promotion, users will need to spend between $5,000 and $15,000. At $5,000, three percent Daily Cash is unlocked. Spending $10,00…

Mac Rumors 871 2024-10-29