Help! Consolidate onto one card or leave it alone? Hello. I owe a big balance on two different cards. Card A: $5,853 at 20.99% Card B: 8,699 at 17.99% There is no room to balance transfer remaining the balance from Card A (higher interest) to Card B (lower interest). However, I could move the balance from Card B to Card A, even though the interest rate is a bit higher. Is there any advantage to…

please help me, 20k in credit card debt i have $20k in credit card debt across 3 high interest cards. i looked into accredited debt relief but i am a renter and i want to move to a less expensive apartment next year to help save money to get out of debt. i recently broke up with my boyfriend and im locked into a $1925/monthly apartment for the next year. i make $69k/year and live in l…

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27 yo, no credit, need a secured credit card, which one? Title, really overwhelmed with how to start entering the world of credit, all my jobs have always paid me cash, I buy cars in cash,I pay rent in cash, I buy everything in cash. I now live in the Bay area and even for places to rent to me they want to check my credit. Help plz. submitted by /u/HC_Zyg

SD card error? Panasonic DMC-Tz70? ^ Lumix camera sorry! Hi guys I have always ejected SD cards from cameras and inserted into a Pc to transfer images/videos. Today I ejected the card when the camera was off, inserted it to the PC. Successfully copied them, ejected. When I inserted back into camera it said “insert SD Card again” tried a few times no success. I then inserted back …

While paying off Credit Card debt what’s the best strategy to use while I still use the cards? Basically I’m working on paying off my credit cards I opened before the interest starts to hit on them because they had a zero percent APR promotion. Each card has its own date it’ll start charging interest at different times so I write down the dates to make sure I have the cards paid off before that happens. But I’m confused on how I can still…

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Travel forex prepaid card OR credit card+ATM withdrawal for spends – 18 days in NZ It’s my first long international trip. My credit card has a 1.75% markup fee on forex transactions. Which of these is better? TIA! Option 1: Swipe CC for transactions and withdraw cash using debit card for smaller expenses. Option 2: Top up NZ$ in travel prepaid card from agency or my bank + some USD cash and exchange locally. Option 3: Carry …

New 0% APR Card or Balance Transfer from Existing card Overall credit debt is at like 8k. Have 5 accounts, 2 fully paid off. One of the cards are offering me a balance transfer offer of 1.99% APR for a year, 4% transfer fee. Should I take this, or open a 0% APR card, and transfer it to the new card? Thank you so much. submitted by /u/CaptainCoops02

LPT: to help preserve your Social Security Card put it in a top loader One thing I dislike about social security cards is they are so flimsy and I feel like they if I hold it the wrong way they’ll get destroyed. Not to mention these are very important documents that can get lost. Using a top loader like how collectors used it for baseball or Pokemon cards can help alleviate those issues. submitted by /u/ph…

Should I close the “bad” credit card I opened from my early 20s? I (26F) made the terrible decision of opening a retail credit card when I was 21. After being haunted with the 26% APR for 5 years, I am officially debt-free and want to get rid of this stupid card once and for all. I don’t want to keep this card because I want to keep my credit portfolio as simple as possible, and redistribute my spending acros…

23K on Hand 36K Credit Card Debt My husband just got out of the navy and stockpiled some cash but also sold his house he shouldn’t have bought and has 23K on hand to pay down debt 2 Credit Cards 10.47% at 24.4K 18.00% at 11.6K No other debt. What should be do? He has no bills for the next 6 months other than car is insurance so we can throw a decent amount per month. But based…

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debit card stolen, money deposited into account instead of taken out So long story short, me and my roommate where scammed by this taxi scam. It’s essentially a scam where 2 people, 1 pretends to be a taxi customer, and 1 pretends to be the cab driver. The customer came up to us and explained how tap didn’t work with the reader when trying to pay, and offered us $10 in cash to pay for his ride. The cab driver als…

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Sd card reader? So I’ve been using the same sd card reader for about a year now and noticed its not reading my cards that good anymore so I’ve been looking at new ones and all of them or ether $10 or $70+ $10 feels too cheap and i dont really want to spend $60+ on a reader. Does anyone have recommendations on card readers? I would feel comfortable spending arou…

Got married May 2024. My husband is not a us citizen/green card holder. Do I tax as single or married? Hi all, just got married May of this year, and I’m not so sure how to file my taxes. My husband is not a US citizen or green card holder so I can’t have us file together, but I saw online that if I do file as married but filing separately, I might owe the government money? There is also an option that I could file single and planning to file as …