First Time Opening a Credit Card Hi, 19 year old male here. Just recently started a minimum wage job about a month ago and I’m about to start college in the Spring. I use Capital One as my bank and was wondering if anyone thinks I should open a card with them, and any advice you might have on opening a card for the first time and ways to build a good credit score early on in my…

sd card won’t read for transfer? hiiii i have a sony cybershot (dsc-w90) and for some reason i’m not able to use the sd card to transfer my photos. there’s no warning while i’m using the camera but i’ve tried using 2 different sd card readers to transfer my photos and neither are reading my card 🙁 is it a damaged card or is it something i can fix? thank you! submitted by …

If I get a loan to pay my Credit card, will I screw myself over?? I’m am new to all of this and struggling to comprehend some of this. So I have a credit card, and due to unforeseen circumstances and switching jobs, it’s at $8,150 (within 13 months) with a max of $9,000. APR is 15.65. I just learned about the interest charge, and it’s more than my monthly payments so I’m worried it won’t go anywhere with payin…

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Mom put my name on her Capital One credit card which is now 120 days past due, I just found this on my credit report, what do I do? Hi folks, I ran a credit report and found 1 account that is 120 days past due with capital one. This is my mother’s account, she put me on it years ago to build my credit. I asked her to take me off several months ago but she did not. The debt is ~$3000. Mom has let it go 120 days past because she is planning to file bankruptcy. We didn’t realiz…

Best new credit card So I’m 20 in college and have a 670 credit score, I only have one open line of credit from a personal loan for my car. I have a 100% paying on time rate. I really want to get an actual credit card just for gas and food related things. I’d pay it off in full every month. Capital one has sent me a pre approved quick silver card with no annual fee …

Someone Stole my Credit Card and used AfterPay Last week I got an email from afterpay saying I had signed up. I assumed it was spam so ignored it for a day. Then I got a notice that an order from DSW has shipped – to my name but not my address. It had the last 4 digits of my credit card listed. I go to login to my app and I get a notification to call the company immediately because there was…

Contribute to 401(k) while paying off credit card debt with no employer match? Hey everyone. I’ve seen that the general opinion is to always contribute to 401k while paying off credit card debt to at least get the employer match, but what about if there is no match. This new company I am working for doesn’t match until year 2. I have about $5k in credit card debt that I have a plan to attack and be done with by the middle …

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What to do with credit card debt during divorce? I’m going thru an ugly divorce and expect to receive about $500,000 within a year as my share of our assets (home and 401k’s). In the meantime, I’m on limited income and debt is piling up, to where I have over $16,000 on my credit card. I will need to give my attorney another $5k any day now, so am bumping up against my credit card limit. I’m co…

Why has my credit score lowered and now has been flat for 3 months? No longer have a mortgage, but do have a car payment. Is it due to paying off my credit card every month? December of last year I had a $250k mortgage and a credit score of 771. I’ve since sold that condo, bought a house with cash, bought a car I carefully make on time or early payments for and have been saving money and paying off my credit card every month. Now my credit score is 743. Two years ago when I was carrying a large balance on my credit …

Employer company card reimbursement is it legal for an employer to require employee to use a company card, and use their personal account to pay balance? I get reimbursed of course, but this is really messing up my personal finances because the reimbursemt often comes in after the corporate card payment is due sometimes resulting in an overdraft of my personal account. Not to ment…

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When should i be paying my credit card off? I’ve Had my credit card for roughly 3 months now and i’m a full time college student and full time employee i currently have the blue cash through amex so i can build some history with them and my limit is 2,000 i only utilize roughly $200 per statement although i could afford more. Here’s a breakdown of my situation. When i get paid, $100 per p…

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best tool for card abandonement hey everyone I’m looking for a tool that will help me build a great card abandonment flow but it should be affordable at the same time I tried customer io but could not find the benefits I was looking for. Any recommendations? submitted by /u/SonerAlm

Favorite software for copying images from SD card to PC? I’m looking for a utility that copies images (jpeg + raw) from my SD card to my PC. Preferably, I ONLY want it to copy files that have not yet been copied, so it needs to ignore files on the SD card that have previously been copied. Even if the files are no longer on my PC (because they have been moved to long-term storage) I want the utility to…

LPT: if you enter a chain restaurant and see a deal for “bonus” card when you buy gift card, ask the hostess to buy a gift card before even mentioning seating/that you will be dining. Buy an amount less than what you plan to spend if you’re unsure of you will return to the restaurant in the near future. E.g., if you know you’ll be spending more than a hundred but less than 150, and the deal is $10 bonus card for every 50, buy 100. Get $20 in bonus cards. When you pay for your meal, use the 100 you bought an hour earlier. The …

How to Scale Sales for My Digital Card Deck Beyond My Mailing List? Hey everyone, I’m launching a digital card deck based on my expertise in design and innovation. I’ve got 100 people pre-signed up on my mailing list and some automation set up to manage sales, which is great, but I’m looking to scale beyond that audience while keeping my current list engaged. As I imagine not all 100 will buy. Here’s what I have…