#card

Drowning in credit card debt. Debt consolidation–do I take this life raft?

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Drowning in credit card debt. Debt consolidation–do I take this life raft? Right now I am treading water with my credit card debt and living in fear that they’ll start garnishing my wages. I live in NJ where the maximum wages that can be garnished by creditors is 10%. My cards are all consistently above their balance and all teetering at risk of being closed. I make $3200-3400 per month. I own my home and my mortgage p…

Reddit Personal Finance 916 2025-03-02

Considering a personal loan for credit card debt but open to input

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Considering a personal loan for credit card debt but open to input I’m 27 and I have about $7200 in credit card debt. I’m sitting with roughly 75% credit card utilization spread across 6 credit cards. Currently I have roughly a 680 credit score and I’m frantically trying to raise it in the next 3 months before I need to either lease or finance a car. Right now if I continue to make minimum payments on all of my…

Reddit Personal Finance 665 2025-03-01

Garcia, Haney, Lopez top May Times Square card

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Garcia, Haney, Lopez top May Times Square card Ryan Garcia, Devin Haney and Teofimo Lopez will share the spotlight May 2 in an outdoor boxing extravaganza set for Times Square in New York City.

ESPN 557 2025-03-01

Getting out of credit card debt

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Getting out of credit card debt I have been disabled since 2017. I worked here and there but my health issues always came back worse than ever so I would have to cut back on working. I started attending college online so I could at least be working towards something and got a WFH job June of last year. While I make a decent income now, I have probably close to $100,000 in deb…

Reddit Personal Finance 551 2025-03-01

Purchasing new cabinets, should I open a credit card for points?

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Purchasing new cabinets, should I open a credit card for points? I have the cash to pay up front, but am thinking I should open a card to purchase to get sign on bonuses. The total purchase will be in the 10-15k range. I have two questions, will any new cards give me a credit limit high enough, and if so is this the right way to go, considering I will pay the card off immediately? submitted by /u/Unfa…

Reddit Personal Finance 1.2k 2025-02-27

Unusually high credit card convenience fees charged by Indigo Air in India … what to do now ;(

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Unusually high credit card convenience fees charged by Indigo Air in India … what to do now ;( Why is Indigo Airlines charging super-high convenience fees for credit card payments, I got charged SGD 52 for a return ticket (with domestic to/from transit). Usually it was just SGD 20 for full ticket. Really frustrating on the way they fleece customers while their service quality is going down by the day Processing img fxim29c6sfle1… s…

Reddit Travel 595 2025-02-27

Stuck in a Credit Card Cycle

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Stuck in a Credit Card Cycle This month, my credit card bill was quite high ($420). With my salary of $579, plus the $140 in child support that I have to pay, I would be left with almost no money until next month. That would force me to rely on my credit card to cover my expenses, which could put me in the same situation again. I currently live with my parents, so I don’t h…

Reddit Personal Finance 953 2025-02-24

Credit Card Utilization

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Credit Card Utilization Hello, I just opened two credit cards for the first time to build up my credit. So I’m treating it like a debit card and will auto pay everything off each month. My question is regarding utilization rate. Let’s say my credit limit for the two cards are $1000 each. I’ve read that having a utilization rate above 30 percent is bad. So that means I …

Reddit Personal Finance 910 2025-02-23

Face Card Photoshoot

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Face Card Photoshoot Took these a month ago when I had the beard, came out so cute @ilmakiage FIF concealer in 16+ WULT Foundation in 240N @aesthetica.cosmetics cream contour and highlighting kit @hudabeauty Baby Bake Loose powder in Kunafa @alamar hydrating trio bronzer in Ove Morena @ilmakiage Baked Blush in Isla Bonita @elfcosmetics halo glow blush BROWS: @anast…

Reddit Makeup Addiction 653 2025-02-23

I have an unexpected ~$10,000 emergency expense. I can pay it, but I wouldn’t much left in emergency savings. Should I get a credit card?

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I have an unexpected ~$10,000 emergency expense. I can pay it, but I wouldn’t much left in emergency savings. Should I get a credit card? Hi, so I’ve only ever had two credit cards with different reward types. I have had them for 10 years. In all this time, I have never carried the amount on them forward to the next month. I make payments on them, enjoy my cash back, and pay them off at the end of the month. I have an unavoidable expense, in the $7k-$10k range. I could pay it off …

Reddit Personal Finance 1.2k 2025-02-22

Venus sets return with Indian Wells wild card

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Venus sets return with Indian Wells wild card Venus Williams has been awarded a wild card to play in next month’s BNP Paribas Open, which would mark her first tournament play in a year.

ESPN 968 2025-02-20

Is it worth paying off debt collectors for 6 year old credit card debt

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Is it worth paying off debt collectors for 6 year old credit card debt My old credit card debts are around 5-6 years old and passed around by so many debt collectors that the offers to settle are getting low Settling $2500+ outstanding debts for around $100 a piece is honestly a tempting offer for me, but aren’t credit card debts supposed to fall your credit score after 7 years anyway? Or is that 7 years after the …

Reddit Personal Finance 588 2025-02-20