#car

Is my car worth all these repairs?

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Is my car worth all these repairs? I have a 2008 Honda Civic. I originally bought it for $8,000, with 103,000 miles. I put down around 2k or 3k if I remember correctly. It’s hard for me to remember because it was a car I bought immediately after getting into a car accident with a different car I bought a month earlier. That was about 2 years ago. Some things have gone wrong wi…

Reddit Personal Finance 284 2023-08-09

Car dealership ran multiple hard inquiries. How bad is it?

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Car dealership ran multiple hard inquiries. How bad is it? Hi folks, Asking on behalf of a significant other. His credit was thin and not very good (~550-600), and he was shopping for a car loan. Neither of his credit unions wanted to work with him without a co-signer. He went and saw a car he loved, and the dealer assured him with 1k down he could get a loan even if SO’s credit was 100 points lower. A…

Reddit Personal Finance 221 2023-08-09

This Small Car Is Easy To Park…This Small Car Is Easy To Park

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This Small Car Is Easy To Park…This Small Car Is Easy To Park According to Tom, a so-called “person who knows things about buying cars,” it’s hard to find a decent used car these days. But I, a person who knows more than him, can tell you for a fact that Tom is wrong. Not only can you find a decent car for less than $20,000, you can find an incredible car with that budget. Just… Read more…

Jalopnik 212 2023-08-09

Am I stupid for not paying off this car loan?

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Am I stupid for not paying off this car loan? So I had been wanting a new car for a few months. I’ve been able to afford one for a while now but I forced myself to push it off. Finally I decided on the car I wanted and I was planning to pay cash. Most of my money is in my Ally savings and I didn’t really plan on how I was going to work out getting the money out of Ally to pay for the car. …

Reddit Personal Finance 208 2023-08-08

Contemplating selling my car because I’m trying to eliminate all of my debt

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Contemplating selling my car because I’m trying to eliminate all of my debt Hi there! I’ve recently started taking my finances seriously (and when I say recently I mean this past week lol) after watching a bunch of finances Youtube videos. I’ve struggled to have a healthy relationship with my finances for many years, and I want to make a change. Through this realization, I’ve been reviewing my monthly bills and expense…

Reddit Personal Finance 205 2023-08-08

LPT Request: what to give coworker as a thank you for giving my car a jump?

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LPT Request: what to give coworker as a thank you for giving my car a jump? Left the office today and my car was completely dead (ugh). Asked around the office if anyone had jumper cables (I had just taken mine out of my car yesterday and forgot to put them back in the trunk…..smh). One of the managers was able to help me out. So what can I bring tomorrow to say “thank you”?? Manager is not my direct manager…..we …

Life Pro Tips 239 2023-08-08

LPT: When buying a used car, ALWAYS check the title with the DMV first

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LPT: When buying a used car, ALWAYS check the title with the DMV first We all know it’s important to get a car title signed over when buying a used car, but what some people don’t realize is that a title can have a lien that ISN’T printed on the title or that the title can be fake. So, if you want to avoid being scammed, paying for a lien you didn’t know about, or buying a stolen car… Insist you inspect the phys…

Life Pro Tips 138 2023-08-08

LPT: If your car breaks down in the middle of traffic don’t freak out and worry about being in the way

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LPT: If your car breaks down in the middle of traffic don’t freak out and worry about being in the way You are the one in an emergency, everyone else around you will be fine. Just focus and figure out how to get your car to safety, even if it takes awhile Edit: other commenters mentioned -Don’t get out of the car until you’re sure you’re safe -Put the your hood up so other cars know you’re broken down. -Put your flashers on too. submitted by …

Life Pro Tips 149 2023-08-08

Car-Free Community Opens In Arizona

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Car-Free Community Opens In Arizona As confusing as it may be for many of the people who live in the suburbs, a lot of people in this country actually enjoy living in areas where you don’t need to drive if you want to do literally anything other than sit in your house. Sometimes it’s because they’re elderly, have a disability, enjoy living in a… Read more…

Jalopnik 261 2023-08-08

Buy car or pay off debt?

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Buy car or pay off debt? Trying to make a pretty big decision. I’m 24F, make about $53k annually, and my monthly rent is $1000. My current credit score hovers at ~640 and I have about 9k in CC debt across 4 cards. I need to buy a new car. The first car I’m buying myself — my current car was my dad’s and I paid it off for him in December. My current car has fully crappe…

Reddit Personal Finance 186 2023-08-08

How much car can I afford?

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How much car can I afford? 25 years old. 90k salary. 75% of my net monthly salary goes towards living expenses with ~$1400 left over. Currently have ~$17k in savings. I’m carless and rely on public transportation or Uber to get to work but living in Texas the heat has gotten way too brutal for me to keep doing that so I’m looking at my options for buying a car. I’m also a…

Reddit Personal Finance 157 2023-08-07

Car payments are killing my wife and I

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Car payments are killing my wife and I My wife and I have a 1000 dollar monthly car payment. I was against getting this car because we were planning on moving out from our in-laws and getting our home. She persisted on getting it and guaranteed that she was gonna be able to afford it. Now we can’t move out because of the car payment and refinancing it will only drop it like 100- 200 …

Reddit Personal Finance 263 2023-08-06

Dad passed away, not sure what to do with his car I’d been driving.

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Dad passed away, not sure what to do with his car I’d been driving. I’m not sure if this is the right sub to ask, but here goes. My dad very recently passed away, he didn’t have a will or an attorney, or anything like that. He’d given me a car about a decade ago, but for whatever reason we just never bothered signing the title over. A few months before he passed we registered it as non-op (still under his name),…

Reddit Personal Finance 140 2023-08-06

10k in car + air conditioning repairs within 2 weeks. Emergency fund saved me.

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10k in car + air conditioning repairs within 2 weeks. Emergency fund saved me. ~40k in emergency fund as I took a new job that is more high risk high reward (high pay but high chance of getting fired if don’t perform) and wanted to be prepared in case I did get fired. Sitting in a 5% high yield account. Had both of my AC units crap themselves during the brutal Texas summer within a week of each other (6.5k fix for both) an…

Reddit Personal Finance 184 2023-08-05

Thoughts on refinancing car for some extra financial breathing room?

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Thoughts on refinancing car for some extra financial breathing room? About my situation: I am a resident physician, my take home after taxes is 44k. I’m married, my partner is also a resident physician, her take home salary is exactly the same as mine. We split expenses like the mortgage, bills, etc. except for things that are innately our own. I pay my own car payment, she pays her own credit card bills and thin…

Reddit Personal Finance 171 2023-08-05

Apple Car Executive and Former Canoo CEO Ulrich Kranz Facing SEC Lawsuit

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Apple Car Executive and Former Canoo CEO Ulrich Kranz Facing SEC Lawsuit Ulrich Kranz, the former CEO of electric car company Canoo and a key executive on the Apple Car team, is facing an SEC lawsuit, reports Bloomberg. The U.S. Securities and Exchange Commission believes that Kranz provided unreasonable revenue projections for Canoo and also misstated how much he was paid. Apple hired Ulrich Kranz back in 2021 for …

Mac Rumors 247 2023-08-05

Is it possible to see Normandy without a car?

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Is it possible to see Normandy without a car? My main base will be in Paris, but I would like to see the American Cemetery in Colleville-sur-Mer and Mont Saint-Michel. I would prefer to use rail and taxi rather than renting a car. From the research I’ve done, it looks like I could take a train to Bayeux, taxi to the Cemetery and stay in Bayeux for the night. I also see I can get to Mont Sai…

Reddit Travel 218 2023-08-05