Wife and I need to buy a car. Loans are complicated and I need help. Okay, story time. My(M24) wife(F24) a few years back got her car totaled by some jackhole that hit and ran. So, I let her use mine and borrowed my parents car until my car got totaled by an idiot not even looking. This leaves us with the need to buy two cars. I’ve already purchased mine, 2019 Honda Civic EX-L at 28k after all fees, taxes, and ge…

IndyCar Driver ‘Hit Everything But The Pace Car’ In Crash-Filled Laguna Seca Finale It’s Monday, September 11, 2023, and this is Racing Recap, your summary of last weekend’s motorsports action. IndyCar delivered its championship trophy to Alex Palou at Laguna Seca after a season finale with eight cautions. In NASCAR, it was the best of times and the worst of times for 23XI Racing at Kansas Speedway.… Read more…

Am I making a mistake by wanting to sell my 2 year old car for something cheap? This will be typed on mobile so I apologize for the formatting. In October 2021 I bought a new Hyundai Tucson because I thought I wanted a new car with all the safety features and such. I purchased it for ~$31,000 with $4,000 down and 2% interest on my loan. Today I owe about $18,000. I justified the purchase by planning to keep the car for 10 y…

New to shopping for low interest car loan any advice will help. Hey my wife and I are waiting for delivery of a new vehicle- we havnt bought a new car in 10 years, we are members of a big bank chain, and a friend told us to apply for loan at credit union. What can we expect from the process? How long does it take? Do you have to be a member ? And any tips at all would be appreciated. submitted by /u/T…

Car payment or pay in cash Just purchased a new car for 26k. Putting 2k down on a credit card (need to meet a sign up bonus) and was planning on just financing the car and paying it all off immediately since they have a discount for financing with them and have no prepayment penalty fees. However they gave me a 2.9% interest rate for 36 months. Should I just put all the m…

Should I buy used or a new car? My 15 year old Nissan finally gave out on me . I tried my best to keep it running and paid thousands of dollars getting it fixed. This year I probably paid close to $3000 in repairs and my finally break down was the final straw. I got approved at credit Union with a 10.09 % interest rate. I’m looking at used Honda and Toyota but the monthly paym…

If a husband leaves without paying off the car loan can the wife finish paying it? If the car loan is in the husband’s name how can the wife finish paying it off? Can she get the loan transferred over to her name? submitted by /u/Pepper-Jack3

Best approach to car purchase and paying down CC debt I have about $10K in credit card debt, with over $8K split between two 0% promo rate cards (one expires next May, the other in August). I’m waiting for delivery of a new car and currently have about $6K for a down payment (car price is $25K); by the time the car is delivered, I could get the down payment to at least $8K. Ongoing, I can put $1,50…

Is a new car worth purchasing if you run it until the wheels implode? Hey all My 2010 mazda 3 is around 240,000 miles and I’m afraid it’s starting to redline. I’ve been doing some research lately and am falling in love with the 2024 editions. However, it comes at a cost. I spent $15,000 for a new one in 2009, looking at $27,000 for a new one in 2023. I’m thinking about using cash to purchase though, so at least h…

I Want to Move Out but I Got This Car I got it in July, it’s September now. The loan was $17,000 and now it’s $12,800. I’ve been doing great paying it off. I make an average of $2,100 a month. I pay $404 on the car payment and its insurance alone. I have $7,000 in my savings right now. The thing is, I’m quite miserable living with my family cuz they’re fucked up in the head but I’m…

Do you guys use a circular polarizer filter during a car shoot? I’m curious if a lot of you use a circular polarizer filter when taking cars photos or if you don’t? Do you prefer it? Does it look more professional if you use it? submitted by /u/TheRealMediaChad

Is it worth it for me to repair my car? My girlfriend got into an accident in my car (she’s okay!) and we’re trying to figure out what’s the best financial move now. Some background: The car is a 2010 Toyota Corolla S with about 150,000 miles I didn’t have collision coverage so repairs would be out of pocket. The estimates I’ve got so far I put the costs at around 4000. There’s some …

Car Insurance Companies wont insure me (i don’t know if this is the right sub for this, so if not i’ll delete it) I recently had to buy a new car after my last one was totaled (in a no-fault accident, will give details below). The car dealership got me a binder for a free month of insurance with their company, but it expires tomorrow. i’ve called at least 5 companies right now and th…

Cutting spending by selling car? I currently have a car that I want to sell. I took the loan out about 2 years ago and my Financials have changed dramatically since then and i can no longer afford it. I still owe about 22k and I’ve paid about 13k in both principal and interest. It’s a 2015 WRX STI. It has about 65,000 miles. The engine was replaced at 50,000. It wasn’t blown bu…

How do I get cheaper car insurance? So I am 25, male, and single so already I know I am the deadliest person on the road lol. But up until a few months ago I was still under my parents insurance. I was paying 45 a month for full coverage on a 20 year old midsized pickup. When I got my own insurance under my own name, I am now paying 220 a month for the minimum liability coverage. …

Bought a car – having buyer’s remorse Hi everyone. I make 90k/yr and just purchased a 2021 car (low miles) that ended up coming out to 31k. After my down payment, monthly payments will be 350 for 6 years. I’m at a 6.8 APR rate (which seems average with a good credit score right now). I plan on refinancing down the road. I’ve done the math with friends and family, and everyone thinks…

Cop Who Shot Driver 5 Seconds After Leaving Squad Car Charged With Manslaughter A Philadelphia police officer who shot and killed a man last month surrendered to officials on murder charges Friday. Read more…

What Subscription-Based Car Features Are You Willing To Pay For? Automakers are counting on EVs and software being a gravy train. With less revenue being made at the dealer level with the advent of EVs — there’s less moving parts and no engine, so not much to service. So they’ve come up with the brilliant idea of building the cars with the features you might want, but locking them… Read more…

Watch A Typhoon Push A Car Backwards As It Drives Into The Wind Southern China has been battered by Typhoon Haikui. High winds and the heaviest rains in recorded history have flooded cities like Hong Kong and Shenzhen, injuring multiple people and compounding damage already created by last week’s super typhoon Saola. Even though Haikui was downgraded to a tropical depression after… Read more…

Tesla Is Promising A $25,000 Car Again, This Time Inspired By The Cybertruck Back in 2018, then again in 2020, Elon Musk promised that Tesla would bring a $25,000 electric car to market within three years. The pandemic may have messed with our collective perception of time, but I’ve done the math, and it’s been five years since that initial promise and we still don’t have that $25,000 Tesla.… Read more…