#car

Does car insurance really take this long? It’s been 40 days.

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Does car insurance really take this long? It’s been 40 days. I hydro locked my engine on a flooded street and I’ve been told by the agent and the adjuster and everyone basically “we’ll get back to you” for the last 40 days. I finally was told 2 weeks ago that “it looks like they are going to total it” but every week I message them online (Progressive) and I just get a text back saying “We should update yo…

Reddit Personal Finance 418 2023-12-06

What’s The Worst Car You Ever Bought?

( jalopnik.com )

What’s The Worst Car You Ever Bought? Buying a car can be one of the most expensive decisions that a person can make. Whatever you decide to bring home to park in your driveway is a massive financial commitment. Besides the purchase cost, there are insurance, maintenance and fuel costs. However, we all need to sign on the dotted line at some point because… Read more…

Jalopnik 789 2023-12-05

Can’t decide on what kind of car to buy while in college

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Can’t decide on what kind of car to buy while in college Unfortunately, my old Toyota Corolla broke down 2 months ago. I’m currently in college and have about 10k in personal savings saved up, as well as some financial support from my parents. I’ve tried attending college without a car for the past 6 weeks or so, and I’ve come to the realization that this just isn’t sustainable without a car. So I’v…

Reddit Personal Finance 1.0k 2023-12-05

Should I upgrade my car or should I keep going with what I have?

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Should I upgrade my car or should I keep going with what I have? Looking at a new Honda CR-V Hybrid with a $36,430 quoted price. I already pre-qualified for a financing rate of 3.9% for 48 months. There is also a special which might allow me to do 0% for 36 months (need to see if I could do this). At the 3.9% APR I would be paying ~350 a month and ~1,300 in interest over the 48 months. This includes the trad…

Reddit Personal Finance 1.3k 2023-12-05

Irresponsible to buy a $40k car, or am I a tightwad?

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Irresponsible to buy a $40k car, or am I a tightwad? I (37m) am a car person. I love cars and spend an inordinate amount of time researching cars that I will never buy. My style is usually sub $10-15K cars in great condition that have already hit the bottom of the depreciation curve. I love the feeling of having no car payments. I love the fact that if my car were to be set on fire, it would hardl…

Reddit Personal Finance 921 2023-12-05

Should I pay off my car loan?

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Should I pay off my car loan? I bought a used car in 2021. There’s roughly $7k left on the loan at 4.39%. I’m currently getting 4.3% in my HYSA (high yield savings account). Obviously the rates are so close that it doesn’t make much difference, unless you factor in that I’m paying state (CA) and federal income tax on the interest from the HYSA. I have the cash to pay off the…

Reddit Personal Finance 927 2023-12-04

Feel like I made a mistake with my car loan.

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Feel like I made a mistake with my car loan. The interest rate is killing me and I’m trying to pay this car off as soon as possible. I originally leased it and then in January 2023 I bought it. It’s a 2019 Subaru Crosstrek Original loan amount $20,173.84 I owe $18,141.54 Interest 8.49% I pay $415.26 a month Any advice would be great submitted by /u/Indie-lee213

Reddit Personal Finance 805 2023-12-04

Bought a slightly used car but having buyers remorse over total price. Could you guys help me out?

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Bought a slightly used car but having buyers remorse over total price. Could you guys help me out? Hey everyone, I bought a used car from a dealership (first mistake) due to its enticing sales price of $21K. It is a Corolla 2022 with 4K miles on it. After all the paperwork, the total price is now $28.5k. I financed through the dealer (second mistake) though they say they work with the local credit union directly. Weird cause it’s the weekend …

Reddit Personal Finance 1.3k 2023-12-04

Should I use zero interest loan offered by my mom to pay off my credit cards and the rest on car

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Should I use zero interest loan offered by my mom to pay off my credit cards and the rest on car Mom offered to loan me 21,000 to pay off the car and just pay her with 0 interest in 500 dollar payments. I was just unsure if it would make more sense to payoff all my credit card debt and use the remainder for the car? Currently owe around 14936 in credit card debt with varying apr rates Chase 1 20.2 7,700 Chase 2 27.5 3,300 Bank of America no…

Reddit Personal Finance 935 2023-12-04

Rental car disaster need advice

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Rental car disaster need advice I rented a car from Hertz last Sunday at 1pm. I returned it today at 2pm. When I got my receipt via email it was 1800+ as opposed to the $600 that was on my paperwork. I was looking in my emails and it looks like I made a mental error and had originally booked it for the 1st-8th so I returned it a day early. So instead of a weekly rate they have…

Reddit Personal Finance 874 2023-12-03

Which car should I keep?

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Which car should I keep? I bought a 2017 Nissan Murano 3-4 years ago for $18k. Base model, 40k miles but I knew that would level out because I work a couple miles from home. It has 70K now. I’ve always wanted this car, my whole working life. I’m 50. It was special to me to get/achieve and I love it still. I inherited a 2013 Lincoln MKX with 18k miles, so like a brand ne…

Reddit Personal Finance 739 2023-12-03

Advice for car loan?

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Advice for car loan? Long story short, I bought a car (in KY) last July. So I’ve had it for just over a year, and in that time it’s been in the shop more than I’ve been able to drive it. It started messing up in November of last year, it went in the shop in February, and it’s been a constant back and forth since then, up to present day. I still owe just under $11k o…

Reddit Personal Finance 1.3k 2023-12-03

Car reposessed? Not sure by who.

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Car reposessed? Not sure by who. I was behind on car payments and I think my car got reposessed. I tried calling Navy Federal (the lienholder) and they said they cannot tell me if it was reposessed and that I would have to contact the local PD. I’m awaiting a callback from the officer who is investigating now. Navy federal also told me that the loan was written off and sold to…

Reddit Personal Finance 655 2023-12-03

Car insurance debacle

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Car insurance debacle If this is the wrong place, I’m sorry! So I was paying for car insurance via payroll deduction to MetLife. My pay varies due to overtime so I figured it continued. Recently changed jobs so I contacted farmers as they bought out MetLife in July 2023, only to find out that they had not taken any payments since Aug 2022. They said ‘something went …

Reddit Personal Finance 549 2023-12-02

Avoid These Common Car Washing Mistakes

( lifehacker.com )

Avoid These Common Car Washing Mistakes Once you’ve invested in the necessary supplies, washing your car yourself—as opposed to taking it to a car wash—can save you money. But beyond that, it also gives you more control, allowing you to spend additional time on especially filthy areas, or be extra gentle on delicate parts that may have seen better days. Read more…

Lifehacker 1.3k 2023-12-02

Car Buying Advice, relatively new to the country

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Car Buying Advice, relatively new to the country Hi All, My first post here so I hope I don’t break any rules I am interesting in financing a used car and I am wondering what interest rates I may be likely to get based on my credit score and history. My info is as follows: Income: $70k pretax Credit History: 6 months (new to US) Credit Limit: 500$ secured card Credit Score: 763 (average of 3 b…

Reddit Personal Finance 1.0k 2023-12-02

Costco Members-LEGO McLaren Formula 1 Race Car $159.99

( slickdeals.net )

Costco Members-LEGO McLaren Formula 1 Race Car $159.99 Costco Wholesale has for their *Members:* *1432-Piece LEGO Technic McLaren Formula 1 2022 Race Car Set* (42141) on sale for *$159.99*. *Shipping is free*. Thanks to Community Member *LeonW2651*…

Slickdeals 419 2023-12-02