Fiancé paid off car loan & credit score dropped 100 points. Trying to buy a house – now what? My fiancé paid off his car loan and his credit score dropped to a 630. His Experian is still 740+ but the other two tanked. They are showing that was his only open account, so his credit history is pretty much N/A, 0 years old, etc. He’s on a CC with me, but it appears TransUnion doesn’t recognize that. We’re in the process of trying to buy a h…

70M w/ no pension no house no income and no car Hello all! I’m writing this on behalf of my dad who is 69M with no pension, no house, $300 a month income and no car. My dad has been a missionary for most of his life and not put any money towards retirement. (he’s a US citizen) My mum is unemployed and currently living in England after we lost our house in December 2022. My dad is also current…

Bastogne from Cologne or Luxembourg without car? Are train times for this route reliable? I’m considering going to Bastogne in December but do not want to rent a car. I see I could fly into Cologne or Luxembourg, and Google maps shows trains to Bastogne in a little over 2 hours from Cologne, then a bit under 2 hours from Bastogne to Luxembourg. Also is this itinerary too tiring? I assume all …

Should I consider downgrading my car for lesser/ no debt? I will put 36k miles on it every year. I just started my first job (80k annually) and did not want to risk moving to a new place with an unreliable beater. Here are some details: I bought a 2021 Camry SE with 60k miles with a 28k principal balance on it. I could sell it for about 21k. I pay 520 for car payments. I drive 100miles every day for work. By the time the car is paid off,…

Dead engine on a car with a note Okay so here’s the deal: I purchased a 2017 Hyundai Santa Fe in October 2021 for just under 19k. Today, I owe just over 12k on the vehicle. I commute for work and put a lot of miles on my vehicles, so I usually drive them as long as possible bc they depreciate faster than I pay off principal on my loan. Last weekend, my vehicle experienced sudde…

Just got new higher paying job, car needs work, small loan? (Will do work myself, and will be able to pay off quickly) As the title says I started a job that pays bi weekly with great pay but only just started a few days ago. To get the parts (I’ll fix myself) I’m looking at about 2k-2.5k. Where can I find a loan with almost no credit history? As soon as I get paid I will be able to pay it off in about 3 months comfortable, 2 months if I’m put close to all spend…

Nine-Car Heist Orchestrated By Thieves Wearing ‘Pimp Coats’ And Cowboy Hats Three car thieves orchestrated a massive nine-car heist from a North Spokane, Wash. dealership on Tuesday morning between two and five AM. The trio broke into the dealership office through a duct in the roof and rappelled in, grabbing 15 sets of keys before climbing back out. Over the course of the evening, the trio… Read more…

Armed Robbers Crash Victims Car And Raid Its Contents A group of armed robbers wearing ski masks rammed a car off the road before taking “whatever they could” from the back of the car and fleeing the scene. The group forced an Alfa Romeo sedan off the eastbound I-10 Freeway in California with a Dodge Caravan minivan. Read more…

LPT – buying a used car I have been buying new cars for the last few years but the dealerships I visited suggested considering a used car option due to budget. The options I saw are either an Elantra, MAZDA3, Sentra or a Civic. All three cars are 2022 with about 20k miles. They are all priced about the same ~ $21k. All three dealerships said that I would get a warran…

Blown head gasket, repair or new car? My wife and I both drive older vehicles with 200k+ miles on both of them. We just purchased a house that needs a lot of work, so most of our money goes into that. Our combined income is 93k and our mortgage is 1k We were unlucky yesterday and BOTH our vehicles broke the same day. Mine is something simple thankfully, but my wifes car overheated a…

Where can I go skiing without the need of a car? I want to go skiing this winter but can’t drive and traveling solo. Looking for recommendations on where to ski where I can rent gear and ski without the need of a car. I’m willing to fly anywhere in the US or Canada. submitted by /u/03d8fec841cd4b826f2d

Talk me out of going into debt and trading in a reliable car I’ve had my 2012 Acura tsx 4 cyl for 2 and a half years. It has been reliable only minor things that I had to fix, But I hate the way this car drive, it feels like a cheap civic. The speakers rattle and sound bad. I already changed one and they went bad again. The transmission feels so sluggish and the brakes suck, this car is too heavy for the …

Should I buy a car in full? So I’m very indecisive about what to do with my money right now. I make $80,000/year and already own a house, I pay $1181/mo. I have 7,000 in savings. I contribute 3% to 401k. I owe $24,000 in federal student loan debt, interest rate around 4.25% and private student loan debt of $28,000, interest rate 5.46%. I also have a 2016 Honda Civic that …

When do you give up your beater car for a new one? Long story short I have a Toyota with almost 300k miles on it. I just replaced the transmission for 3k (kind of regret it) and had other problems come up. It works now BUT If something else comes up wrong with the car should I just cut my loses? My daughter was just born and would not feel safe driving her in it if I ever need to. Luckily wife …

Can a car dealership cancel a purchase after the financing was approved unless I give them more money? I purchased a used truck last week, the truck was an awesome deal, too good to pass up but the whole buying process seemed super sketchy. To begin with they tried to charge me $700 for a bed liner (there’s already one in the truck.) Then the dealership finance lady said I didn’t get approved for any financing except the dealerships in house fina…

Thieves Steal Car, Fix It, Clean It, Sell It Most of us could stand to treat our vehicles a little better. Vacuum the carpet more often, change the oil a bit more frequently, patch that leak from the tire that’s just slow enough to not be worth dealing with. If you want top dollar for your car when you go to sell it, though, you’re going to need to deal with… Read more…

Car Enthusiasts In New Zealand Are Blaring Celine Dion Songs In ‘Siren Battles’ Residents of a small city in New Zealand are beset by drivers blasting Celine Dion songs late into the night. The loud music comes from cars that have been modified by local enthusiasts who participate in “siren battles” that run on any given day of the week from 07:00 PM to 02:00 AM, according to the AFP. Read more…

I Need An Affordable Project Car For A Tall Driver! What Car Should I Buy? Caleb is going to sell his Z3 project car because at 6’8” he doesn’t exactly fit safely within the confines of the car. He and his fiancé have a $12,000 budget for a zippy, manual transmission car that can accommodate a taller driver. What car should they buy? Read more…

What Car Would You Curse Your Worst Enemy With? We’ve all got mortal enemies. I know I do (it’s you). They’re people you wish nothing but misfortune upon. People you want to see down and out, having a bad day. Maybe it’s the hater in me, but I do get a lot of joy out of that, and I’m sure you folks do too. It’s what leads us to today’s question. Read more…

Car needs 8k in repairs, still owe 7k on it. I have a 2015 Hyundai Tucson and the engine seized a couple weeks ago, the dealership is trying to get a new engine approved through the warranty but as of right now they don’t know its chances of approval so I’m planning on the worst seeing that I don’t have extensive oil change records since it was being changed at home up until last year. Tho…