#car

Selling a car back to the dealership

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Selling a car back to the dealership Could you please explain me like I’m a child how this works step by step? I’m going through a divorce, and I’ll be awarded a car that I don’t want. It’s a fairly new car (1 year old, less than 10K miles in it). The remaining loan is for 36K or so, the estimated value according to KBB is in the 20-25k range. I don’t yet have a quote. The dealersh…

Reddit Personal Finance 840 2024-04-29

i’m thinking of financing a 2-5 year old used car, but my grad program in 2 years doesn’t want me to work during it. help!

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i’m thinking of financing a 2-5 year old used car, but my grad program in 2 years doesn’t want me to work during it. help! this is gonna be a longer one! i am 22 and my 15 year old paid off car is started to die on me and it is costing more to fix than what it’s even worth. i am a long term planner, so i’m just starting my bachelors program, graduating in 2 years, and then i will begin a 2 year masters program that is full time, and its heavily discouraged to keep a…

Reddit Personal Finance 592 2024-04-29

Should I refinance my car loan right now?

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Should I refinance my car loan right now? I am paying off a 2021 Corolla I bought used one year ago for $22500. I owe 19,200 on it and pay $467 monthly with a 14.77% interest rate. (Very bad, I know.) I recently got a credit line increase on my main credit card and my credit jumped from 680 to around 730. Would now be a good time to leverage that for a lower interest rate? I have 63 mon…

Reddit Personal Finance 1.1k 2024-04-29

What fees are reasonable or required when buying a used car?

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What fees are reasonable or required when buying a used car? I got a “proposal” from a dealer that had 7 line items of fees.. which included a $3k dealer fee, an out of state fee (I am buying out of state), and then the usual document fees, registration, title processing, ERT (?). In total, $4700 in fees, not including taxes, which I’m not arguing, that’s the only line item that makes sense. Which fees do…

Reddit Personal Finance 1.3k 2024-04-29

Would it be dumb to get a new car with a 1.9% interest rate?

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Would it be dumb to get a new car with a 1.9% interest rate? I have a vehicle that is paid off; 2017 Subaru Outback with 80k miles on it. Out of curiosity I took it to a few dealers and was offered 15k for it so it got me thinking about upgrading. Right now, Subaru is having financing deals for 2024 vehicles at 1.9%. I was thinking of trading in my vehicle and using that amount towards a new 2024 Outback…

Reddit Personal Finance 678 2024-04-29

Got denied for a personal loan for a car

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Got denied for a personal loan for a car My car recently kicked the bucket the other week. My job depends on me having my own mode of transportation. I tried applying at my bank for a personal loan of 13k to buy a car, but was told I was denied due to having ‘shallow credit’. I have 1 credit card that gets paid off in full every month that I’ve had for about a year. I don’t want to buy…

Reddit Personal Finance 988 2024-04-28

Car loan went down by itself?

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Car loan went down by itself? My monthly car loan payment is usually $254 and some change, but I usually just pay $260 to make budgeting easier. Today I went to pay it and it was at $80? I don’t know what could’ve possibly happened for this to go down so much. submitted by /u/THE_A_TRA1N

Reddit Personal Finance 707 2024-04-27

Car Dealership lost cashier’s check, asking for a new one

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Car Dealership lost cashier’s check, asking for a new one Appreciate the input! bought a car and payed part of downpayment with cashier’s check. Dealer called about 1 month later saying it was “shredded” and they need a new one. I said I would be ok once funds are returned to my account. spoke with my bank and said they cannot reissue a new one unless I pay an indemnity bond or wait until 90 days have …

Reddit Personal Finance 503 2024-04-27

LPT you can change your car key battery for a few dollars instead of paying a mechanic or dealership

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LPT you can change your car key battery for a few dollars instead of paying a mechanic or dealership Most car keys with the remote lock buttons use standard watch batteries. Taking it to a dealership may cost you hundreds of it is a high end car but the battery is likely a Panasonic made in Indonesia you can buy for 2 dollars in a pharmacy. submitted by /u/islandDeeper

Life Pro Tips 1.0k 2024-04-27

If Your Car Doesn’t Have Side Exhaust That Glows Red, What’s The Point?

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If Your Car Doesn’t Have Side Exhaust That Glows Red, What’s The Point? I’ve always been into wild tuner car companies, from ’80s icons like Rinspeed and Koenig to more modern brands like Liberty Walk and Mansory. Whether or not the end product actually looks good, to my eyes the crazier it is the better. One of my favorite tuners is Brabus, the longtime modifier of all types of Mercedes,… Read more…

Jalopnik 1.2k 2024-04-26

Make This Incredibly Rare Renault Hot Hatch Your Next Track Car

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Make This Incredibly Rare Renault Hot Hatch Your Next Track Car It goes without saying that we love a mid-engine hot hatch here at the good ship Jalopnik. We’re always on the lookout for the weird stuff that came from the factory with an engine where your cargo should be. Most of those oddballs came from France, because that country’s primary export is the base concept of weird.… Read more…

Jalopnik 654 2024-04-26

Car loan at 3.9% worth it or cash purchase?

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Car loan at 3.9% worth it or cash purchase? $30k out the door on a 2024 civic which includes tax, reg, and fees. I’m approved for 3.9% for 48 months with a $20k down payment but I do have the cash to buy the car outright. Given that my state tax exempt money market gives me 5% right now, wouldn’t it would make sense to take the loan and possibly put less money down to pocket the interest…

Reddit Personal Finance 1.2k 2024-04-26

I Want Something With Speed, Style, And Exclusivity! What Car Should I Buy?

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I Want Something With Speed, Style, And Exclusivity! What Car Should I Buy? Nik has a 2010 Aston Martin Vantage that he really likes, but he is getting the bug for something different. He wants something with style and exclusivity like the Aston and therefore doesn’t want to get one of the typical brands. With a budget of around $100,000 what car should he buy? Read more…

Jalopnik 954 2024-04-26

My car had full coverage, was totalled, and was valued 8k less than is owed on the loan.

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My car had full coverage, was totalled, and was valued 8k less than is owed on the loan. So my vehicle was totalled, the insurance company has valued it 8k less than we owe on the loan. My husband is the only one on the title, not me, and wants to just default on the payments and just settle with a collector. Is there any other way to go about this? If we keep paying the monthly is 640 (I know high, but not an issue when he was able…

Reddit Personal Finance 964 2024-04-25

What Deeply Unreliable Car Is Worth The Headache?

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What Deeply Unreliable Car Is Worth The Headache? As car enthusiasts, we do not always make the most rational decisions when it comes to buying a new vehicle. Things like practicality and reliability mean a lot to the average consumer, but for us, we can look past that sort of that scares normal folks away. That theory is what got me thinking about today’s question. Read more…

Jalopnik 1.0k 2024-04-25

This 1928 Custom Casket Car Is Killing The Game

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This 1928 Custom Casket Car Is Killing The Game This custom-built coffin on wheels is currently available on Bring A Trailer, and was inspired by the legendary Dragula coffin car from the TV classic “The Munsters.”Even undead Grandpa Dracula would likely be too spooked to straddle the rear diff in this death trap. The “body” of this coffin cruiser is a nine-foot… Read more…

Jalopnik 1.3k 2024-04-25