Help 1st time financing a car! Any tips appreciated I’m 23, I have a credit score of 740 and I’m looking to get a new car. I currently have a 2011 ford Taurus and would like to trade it in. I plan on applying for an auto loan through a credit union and trading in my car. This all seems very daunting and I would appreciate any tips or help. I’m looking to get either a Toyota Corolla or a Honda Civ…

First car loan, can you pay additional? I just got my first new car through a dealership and am financing to own through Ally. Is there a penalty for paying my monthly loan amount AND placing additional down towards the principal? Can I just pay more then my monthly loan payment. First new big purchase and want to make cover all my bases. submitted by /u/Vonquiqui69 …

Buy a new/used car or keep saving? I’m 25, have graduated college, and since have secured a good and stable job. I have driven a 12’ Nissan but was recently presented with the offer to buy a 21’ BMW 330e with 10k miles, for $33k. I have asked every single person on what I should do. It’s definitely not a need, but a want. I have almost 40k in savings and I’m in between just enjoy…

Worth refinancing car for 1.5%? I have a 2023 car that I bought new a few months ago at 6.13%, and I owe just over 12k on a 48 month term. Navy fed just lowered their rates, and can potentially offer 4.54%/36mo plus a 200 dollar incentive to refinance. Either way, I’ll be paying the vehicle off within a year and a half from now. Would you refinance or is it not worth the troub…

I hit a parked car and left a note and the owner called me to pay for damages but he’s taking forever letting me know how much things cost I hit a wheel of a truck and the wheel cover fell off. He called me a week later and said that he took a while since he was busy but it will cost around 100 dollars. That was now total of 3 weeks ago. I texted him if he had the receipt yet and he said not yet cuz he hadn’t picked a wheel cover. I’m tempted to just toss 100 dollars at him so I ca…

LPT – The fastest was to get your car cooling down this summer. It’s no surprise that it’s getting hot hot hot out there, especially here in the sub-tropics. Here’s a time-tested way to get your car cooling down ASAP on these brutal days. Inspired by my brother, bless his heart, who will do it literally any other way and spend the next 20 minutes cussing about how hot his car is. 1) Open the windows. As hot…

Is it illegal to take a picture of someone’s car? I was trying to car spot some cars, and I found a car that was cool enough to take a picture, question is, is it illegal to take a picture if it’s outside their house? I don’t want any problems with them, I just wanted to take a picture of their car. submitted by /u/09PUGFISH_

Selling deceased Dad’s car, but buyer wants it gifted? My dad recently passed, and he left a car (no liens). My mother went through the process of transferring the title and registration in her name, as she planned on selling the car soon. One of my dad’s friends wants the car, and we’ve agreed on a price. However, he wants us to gift him the car instead of going through the normal private party sal…

Got rear-ended and car is being considered total loss. Now what? My 2003 Honda CRV got rear-ended recently and the other party’s insurance (State Farm) took 100% fault. I took it to a shop and the estimate was around $3k for repairs. Now State Farm is saying it’s a total loss and the “total net payable” is $3810. Now I’m not really sure what to do to ensure that I get enough money to get a car (I kinda need t…

Donald Trump Vows To Stop All Electric Car Sales, But He Definitely Can’t Former United States President Donald J. Trump, currently facing 34 felony counts in criminal court, is campaigning for re-election this fall by taking shots at the increasingly popular electric car industry. Trump has already called for oil and gas industry executives to donate significant campaign funds in exchange… Read more…

Seeking Advice on Leasing a Car as a Recent Graduate moving to Westchester, NY Hello everyone, I will soon be starting a new job as a recent college graduate and am in the process of looking to lease a vehicle. My annual pre-tax salary will be approximately $75,000, and I will be residing in the Westchester area of NY with a monthly rent of $2,000. I am considering leasing instead of purchasing a car because my position is…

Should I pay my car off? I (24F) have a $24k car note at 8.49% for 60 months. My monthly payment is around $520 and I have 58 payments left of a 60 month loan. I am trying to decide if I should pay my car loan off this Fall or if I should save and just continue to pay the monthly payment. Some background: -This is my only debt -I live at home and typically save anywhe…

Car loan/re-fi? Suggestions? I have 42 months left on my car loan. My interest rate is high. 16.99. My credit score is low 500. I do plan to have all my cc and loan paid off by September that should raise it some By December I should be able to save about 6,000. If I choose to re-finance I would only want a 12 month loan and I don’t think they do that. I do see 24 month opt…

National Rental Car Didn’t check me out properly at the emerald aisle? It’s been 2 hours and I just realized I don’t have a copy of the rental agreement. On the app it says I never picked up a car. I called National helpline and they said I never picked up a car, but they could fix it and have the local branch send me the rental agreement. I’m still waiting, it’s o…

MUNSTERS Reboot, CAR WASH Series in Development at Universal Studio Group submitted by /u/exophrine

Which money to use to buy a car? The time approaches to trade in my paid off SUV for a minivan. The last time I bought a car I got an auto loan at 1.8% and bought gently used. However, I see that auto loans now are not so great. I have $25k in HYSA, $250k in 401k, some difficult to calculate and inaccessible $$ in a pension fund. And some crypto. What’s the best move for buy…

Doubling interest rate by refinancing car I’m in a really bad situation. I co-own a vehicle with someone and that person has back taxes, so the DMV blocked my vehicle from being registered. I cannot legally drive it. I can get my co-owner off the loan by refinancing but it would double the interest rate. Outstanding balance is $21,500 at 7.5%, I pay about $515 per month. Refinancing wo…

Rental car window wont roll up. Should I call the rental company In USA HI, I just noticed that one of the window roll down but doesn’t roll up without a little tug, at which point it will roll up. It’s a little annoying. Should I reach out to the rental company to discuss this and get potential replacement, or would they say that I caused the damage and ask me to cover it? The rental insurance is with my ban…

Why is my car insurance increasing so much? I’ve had a Geico for the longest time now and have been paying $100.50 a month for my car insurance with them. I recently bought a brand new car 2024 Honda Accord and geico quoted me $883 a month for insurance now. I started looking at other auto insurance companies and majority have quoted me between $600 to $750 a month for insurance now. I me…

Pause Monthly Roth to pay off car? First time posting! Just wondering what everyone’s thoughts are. I have monthly automatic payments into my Roth IRA account. (It’s an additional retirement tool as my job has a pension system and a voluntary account which I max out.) I currently owe $9,500 on my car and am itching to pay it off. Minimum payments will have it paid off Dec 2026. I…