#car

Need to open car loan and a new credit card… which to open first?

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Need to open car loan and a new credit card… which to open first? Howdy, I’m in a breakup of sorts, so I’ve lost my access to transportation. My zero APR period has also just ended on my credit card, so I need to balance transfer to another for now while I readjust my budget. It’s $2000 on the card. I anticipate taking care of it within the next 2-3 months. My credit score is 800+. I have one credit line opene…

Reddit Personal Finance 757 2024-07-06

Moving Overseas: To sell my relatively new car, or not?

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Moving Overseas: To sell my relatively new car, or not? Hey guys. I am in a bit of a pickle. I recently got a great opportunity through my job to work as an expat overseas. I will be moving to Italy for 3-4 years. I live in the US and have a fully paid off 2022 Toyota Rav4 with 17k miles. Its worth 23-24k. I love this car so much, but I won’t be able to use such a large vehicle in the dense urban are…

Reddit Personal Finance 1.2k 2024-07-05

Rental car deposit question

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Rental car deposit question I rented a truck with avis In Edmonton about 4 days ago with my capital one credit card. The truck reservation was $500 and all together there was $750 authorization places on my credit card. Well, I return this truck in 3 days and it looks like the money for the trip and the security deposit was all returned to my credit card last night as my a…

Reddit Personal Finance 414 2024-07-05

I got a car loan….

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I got a car loan…. it’s for a healthy sum over 42months (they wouldn’t give me a shorter term) at nearly 8%. I’m in a fortunate spot that I can make larger monthly payments and will pay it off over a year, but it’s still kind of crazy how much interest I will pay. We really need to get the message out about how to more people about how it’s not all about the month…

Reddit Personal Finance 567 2024-07-05

These Are The Worst Car Ads Of All Time

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These Are The Worst Car Ads Of All Time Remember when Lexus had artificial intelligence write an entire car commercial for them, and it was exactly as boring as everyone thought it would be? This wasn’t during the recent (ridiculous) AI explosion, either, it was all the way back in 2018, using IBM’s Watson. This is a great example of a bad ad, and I’ve… Read more…

Jalopnik 558 2024-07-05

Sole Proprietor Car Lease (CA) PHEV

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Sole Proprietor Car Lease (CA) PHEV I ended up going with a 3 year lease on a plug in hybrid but as a sole proprietor I’m worried about the tax deductions. I heard many mixed things during the shopping process leading me to believe I’d be able to write off payments at least for that first year since the car is going to mostly be used for business. For instance, if it’s used for 75…

Reddit Personal Finance 1.1k 2024-07-05

New credit card or refinance car?

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New credit card or refinance car? Hey everyone, This year, I focused on paying off a lot of debt and managed to increase my credit score from the 500s to currently 720. I want to avoid have high credit utilization in the future and want a good credit card with travel benefits (chase sapphire or amex), but I am also considering refinance my car since rates are better. I bought m…

Reddit Personal Finance 474 2024-07-05

Should I pay off car loan?

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Should I pay off car loan? I owe about 17k on the loan. The interest costs $3.66/day. I will have the cash to pay it off soon. Have an emergency fund already. What’s the wise move here? It seems the interest rate is 7.59% which is higher than what the money earns in a HYSA, so seems like I should pay it off and own the car free and clear. Am I missing something? su…

Reddit Personal Finance 660 2024-07-05

Is it worth is to refinance my car loan at a rate 2.9% lower?

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Is it worth is to refinance my car loan at a rate 2.9% lower? Current loan status: 36 monthly payments left and interest is 8.39%. Current monthly payments are $445, but I’m two years ahead of schedule. Amount left on loan is $10,530.84 Terms offered for refinanced loan: 37 month loan at 5.49%. Monthly payments would be $314.88 and the new loan amount is $10,690.19. The catch here is that either way I plan…

Reddit Personal Finance 714 2024-07-05

What Is The Most American Car Ever?

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What Is The Most American Car Ever? It’s the Fourth of July, babes, and to celebrate the land of the free and the home of the brave (ignoring all of the bad shit going on right now), we’ve decided to make today’s question all red, white and blue. We want to know what car you all think perfectly exemplifies America. Read more…

Jalopnik 588 2024-07-04

Should I use student loans to pay off my car?

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Should I use student loans to pay off my car? I have 10k left on my car loan. Apr is 11%(I have bad credit). I got approved for 7k in federal student loans and with the 7k in student loans plus making the minimum payment I can have this car paid off in 9 months. The car is worth 12k but I honestly don’t want to buy another car at this point so I have only 50k miles on it. submitted by …

Reddit Personal Finance 743 2024-07-04

Renting a car to ENTER Mexico

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Renting a car to ENTER Mexico Hi all! Long time lurker, first time poster. We are heading to Mexico from Arizona. In the past we’ve rented a car in the United States and driven it across the border. We are having so much difficulty this time finding a place that will let you there now! What changed? And is there any service that allows you to do this? I’ve tried Turo, Avis,…

Reddit Travel 1.2k 2024-07-04

When should I pay off Car Loan

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When should I pay off Car Loan I recently bought a new car with $23k financed at 3.9% over 4 years. I recently came into a chunk of money that I could put towards this. Should I? Or should this money be invested in the market? submitted by /u/Spare-Instruction-81

Reddit Personal Finance 602 2024-07-04

The Secret To Making Your Car Sound Like An Old F1 Racer Is Found Under Pressure

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The Secret To Making Your Car Sound Like An Old F1 Racer Is Found Under Pressure If you stay awake late at night trying to figure out how to make your car sound more like an F1 car from the late 1990s, with that ridiculously resonant howl exhaust sound, you’re going to want to watch this video from Maisteer on YouTube. There are three key features that you’ll need to engineer in to your exhaust… Read more…

Jalopnik 429 2024-07-04

Should I Fix my car’s A/C before I sell it?

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Should I Fix my car’s A/C before I sell it? A Little context: I have an older car (2008 Kia Rio5) with 190k miles that runs smoothly however I am pretty sure the A/C compressor is shot. I have been calling around and I can get the compressor repaired from anywhere between 700-1300, depending on if I bring my own part, and other factors. I do want to get a new (used) car within the next 6…

Reddit Personal Finance 1.2k 2024-07-04

What car can I afford comfortably?

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What car can I afford comfortably? I’m a 23/M netting $4400 monthly in Houston Texas (I invest $325 in Roth 401k) I have no debt and am scared to take a car loan out. Just need something reliable for short commutes…..(not really a car guy) My housing is somewhere around $1600 (single apartment and includes utilities and Cable and spend )$300-$350 in groceries. I currently am ca…

Reddit Personal Finance 462 2024-07-04

Small Car Supremacy Imminent

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Small Car Supremacy Imminent After covering Ford CEO Jim Farley saying America needs to fall back in love with smaller cars despite running a company that killed the Fiesta, Focus, Fusion and Taurus, we decided to take a look at the sales figures of the smallest, cheapest cars still on the market. It is July, after all, meaning most of the Q2… Read more…

Jalopnik 1.1k 2024-07-04

You Can Lease A New Car For $19 Per Month, But It’s A Nissan Leaf

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You Can Lease A New Car For $19 Per Month, But It’s A Nissan Leaf For as long as there have been electric vehicles, their critics have disingenuously argued that it’s impossible for EVs to ever take hold in the U.S. until the working class can afford to drive them. Despite that not having been a prerequisite for the proliferation of pricey trucks and SUVs, it’s been a pervasive… Read more…

Jalopnik 548 2024-07-03