LPT: If you need to free up your hands before getting into your car, set things on the hood, not the roof. We’ve all had that moment where our hands are full and we need to fish out our keys or whatnot, so we set what we are holding on the roof, figuring we won’t forget it up there. And generally you don’t forget, hopefully never have, but the risk does exist that you will drive off with it still up there. If you set it on the hood of your car on the…

Paying off car before applying for mortgage? I owe $1k on my car (next payment not due til March next year) My payment was $433 a month Would it be wise to pay off this debt before or after applying for a mortgage? I assume the extra $433 a month would look better for approval but I’m not sure how it would effect my credit score. I have no other debt besides revolving credit on a card. Mor…

How do I find lowest interest rate for used car loan? My lease is ending on a 2021 RAV4 and have the option to purchase it for a little over 19K. Which is a good deal. I need to find a car loan. The dealer has me at 6.49% for 48 and 60 month loan. Is it possible to find a lower interest rate? My credit score is 845. Of course my bank is closed today and I can’t call them but on their website it say…

Austria, etc. — train or car? I am traveling to Graz, Austria, next summer for the F1 race. I have two weeks and I want to go to several other places. My rough-draft idea is to fly into Zurich, then stay in Lucerne, Venice, Graz and leave from Vienna. Is this feasible by train or do I need a car? I understand dropping off rental cars in other countries is insanely expensive….

Car loan at a negative equity Hi! Asking for a friend, they currently have a $13k value car with $29k auto loan. It was purchased in 2022 for a $35k price, they pay $1000 per month and it has only gone down to $29k after 2 years. They said they had really bad credit (600s) when they purchased the car and they also traded in an old car for a new one. Now, their credit had inc…

How do I lower my car insurance? I am a 22 F who is driving a 2014 Mitsubishi outlander sport and I am paying 2,128.86 a year for insurance. I am on my own plan and being on a parent’s plan is not an option. I haven’t been in any accidents as well. I am currently with Allstate and I live in South Carolina. Does anyone have any tips or suggestions? submitted by /u/Allurin…

I rarely drive, is a car worth it? Recently loss my car due to an accident that I’m not at fault. It was an older car (about 20 years old), paid off, etc. I’ve been looking into buy another car and I’m struggling to think its worth it. Between parking costs, car payments, insurance, etc; It would cost me about 7300 a year. Problem is I rarely drive. Everything I need (medical, fo…

I’ve never had a loan before, I took one out to get a car after someone hit mine, HELP plz. So I had to take out a loan to get a car. I was told that with the warranty my car would be like 24,000, I put down 8,000 so my loan was supposed to be like 16,000. I’m looking at these papers now and it says that my annual % rate is 7.24. I knew about that, the finance charge is 6,218.33 I guess that’s a charge to finance something? Sounds ridi…

Refinance Car Question I want to refinance my car loan but my mom is telling me not to so I’m coming here to ask for some advice. My monthly payment is $628/month @ 12.72% with Santander. I know this APR is very high, I’m young and it’s my first ever loan, it’s the best offer I got, I’m still building my credit, etc. What’s done is done. I got this car in May, so I …

Buying a new car and insurance. Me and my wife are considering buying a new car. And not it is not the first time we are buying one. It is the first time we are considering to buy one with a big down payment. For example we are looking to buy a $60k with a $20k to $30k down payment. In favor of paying off early. But where Im confused is if there is an accident and vehicle is t…

Repair car totaled by insurance? My car was recently totaled out by my insurance. Repairs around $9k while they’re valuing the car at $8.6k. After including my deductible and paying off the remainder of my loan, I’ll be getting about $3k from my insurance. I’m looking around at new (used) cars, and not seeing much good news anywhere. I purchased my 2017 Jetta in April of 2020 …

LPT: Turn off your music while driving at least once a week during your daily commute. This enables you to listen for noises from your car that could be potential problems. For example, if your brake pads are done, you most likely won’t hear the disc scratching until it’s too late. Turning the music off and driving for atleast 20 minutes makes you ‘feel’ your car and understand if something’s off about it. submitted by /u/InternalMarsupial_

Primus – Jerry Was A Race Car Driver submitted by /u/solus-mort

Is it worth an extra 8 thousand for lower mileage car? So I’m in the market to look for a car for my fiancée and my 9 month old as we’re only using my car at the moment. I know a guy that has a dealership and is selling a 2011 Honda Accord LX with 214k miles for $7k plus taxes and fees. He said he was willing to negotiate. Honda dealership near me is selling 2013 Honda Civic LX with 97k miles for $…

A Free Fiat, A Fancy Ultima GTR And A Manual Plymouth Colt Vista In This Week’s Car Buying Roundup The Fiat 500e is small, electric and starts a little under $35,000. It’s also more spacious than the old 500e and comes with significantly more range. Unfortunately for Fiat, there aren’t a lot of places in the U.S. where its small size is an advantage, so it’s a little surprising that Fiat decided to offer it… Read more…

The Fuel Door Location Debate Rages In This Week’s Car Culture Roundup More than 1.7 million packages go missing in America every day, whether they get lost in transit or are swiped from your stoop while you’re out and about. Not wanting to add to that stat, a Tesla Cybertruck driver chased after a porch pirate who allegedly swiped one of their packages, forcing them off the road and… Read more…

Should we pay off our car before buying a home? We’re looking to buy a house in the next year or so, but we have two main debts remaining: Student Loans – $29,200, $211/mo (these are actually 4 loans at roughly $5-$8k each) Auto Loan – $17,890, $361/mo (the car is upside down about $3k) With a job in sales, we’re confident we can aggressive pay off our car by about May (hopefully sooner). O…

Should I buy this car? 26M. Current Salary TC: $121,000 Savings: $130,000, Half is liquid, half isn’t. Looking to finance a $26,000 Audi Q5, smart decision or no? I don’t have any medical expenses, do have a bit of student loan ( < $5,000), and is currently renting an apartment. Going to wait till I get married for a house. Est. Payment is around $299-$450 dependi...

Car loan, 2.9% for 60m or 3.9% for 72m Getting a 10% discount on a new car. Out the door cost is 36K dollars. Here are finance options that the car company is offering. 0% for 36 months: 1k a month 2.9% for 60 months: 645.27 a month, total interest paid, 2,716.46 3.9% for 72 months: 561.59 a month, total interest paid 4,434.32 1k a month payment is something that I am not comfortable…

Dealer wants car back due to ineligibility to get rebate from manufacturer Hi, my neighbor recently bought a new ram 1500 truck from dealer, paid full in cash. But they didn’t get the sales contract for some reason, they only got payment receipt. Two days later the dealer called him saying they couldn’t get manufacturer rebate for the car, so they want the truck back or my neighbor pay the rebate difference. What legal…