#car

My friend has TWO upside down car loans. What is his best path forward?

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My friend has TWO upside down car loans. What is his best path forward? My friend admitted to me that he has TWO car loans that are upside down. The terms and status of each loan is summarized here: https://imgur.com/a/rZBDIcd. My friend was making the payments on loan #1. His daughter was making the payments on loan #2 until recently when she decided the purchase a different vehicle in her own name (!!!!). Please …

Reddit Personal Finance 1.1k 2024-12-08

Pay off car vs investing.

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Pay off car vs investing. Bought a 2019 Nissan Sentra 3 years ago when I was dead broke but my other car died. Refinanced it and now owe 9k with a 4.5% interest rate. Monthly payment is $218. This past year I’ve been putting $1500 towards retirement accounts and a joint account for a rental property. Question is should I just hold off on everything but the ira and aggres…

Reddit Personal Finance 712 2024-12-08

Trade In or Refinance My Car

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Trade In or Refinance My Car I’m currently considering trading in my 2022 Honda HRV (25000ish miles) for a used 2010s Prius C (100000+ miles). My current payment is $483 per month. I have a $24400 balance remaining and I’m at 8.84% interest. I bought the car earlier in 2024 when I was really desperate because my old car was dying and I am young and stupid and got too excite…

Reddit Personal Finance 1.1k 2024-12-08

Underwater Car Shoppers, Rogue Teslas And The Deadliest Cars On The Road In This Week’s News Roundup

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Underwater Car Shoppers, Rogue Teslas And The Deadliest Cars On The Road In This Week’s News Roundup Americans owe trillions in car payments and the last few years have shown that people are willing to accept life ruining payments to be able to drive what they want. A recent video of a customer at a Mercedes dealership showed in real time just how wildly financially irresponsible folks who get into these car buying… Read more…

Jalopnik 920 2024-12-08

Former Stanford Student Finally Loses Defamation Suit Against Family Of 2 He Killed In Car Crash

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Former Stanford Student Finally Loses Defamation Suit Against Family Of 2 He Killed In Car Crash Former Stanford student King Vanga killed Pamela and Joe Juarez in a car crash back in 2021. That is an undisputed fact. When the Juarez family told the university about the whole “killing two people” thing, however, Vanga sued for defamation, claiming they couldn’t call him a murderer because he had only been charged… Read more…

Jalopnik 884 2024-12-07

An unknown dealership paid off my car loan by mistake

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An unknown dealership paid off my car loan by mistake I had my car financed and put on monthly auto pay. My most recent payment was canceled and that’s when I logged in and realized that the loan got paid off. I also received a stapled paper letter letting me know that the loan was paid off in full along with my original truth in lending disclosure and how they appreciate my business. It also said …

Reddit Personal Finance 838 2024-12-07

Taking out a car loan when married, does it matter whose name the loan is under?

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Taking out a car loan when married, does it matter whose name the loan is under? Buying a new car to replace one of our old ones. We just got married in September. I have a car we bought last year with a loan, title, and insurance in my name. The car we are replacing has the title and insurance in her name. Does it make a difference as far as credit score or anything else who the title, loan, and insurance are under? I plan …

Reddit Personal Finance 978 2024-12-07

Serious Question – the trend for “thought leaders” to record and share from their car

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Serious Question – the trend for “thought leaders” to record and share from their car Stating this is a trend might be a little much, more like a technique. We have all seen it – some thought leader is recording some profound thought from their car? This knowledge that they want to share is sooo important that they must get it off their chest NOW. Honestly the only thing I’m thinking of (which is not the knowledge they are sharin…

Reddit Social Media 768 2024-12-07

18 y/o, will be going to college in the fall as an independent, considering buying a car

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18 y/o, will be going to college in the fall as an independent, considering buying a car Turning 18 in 3 weeks, I have 11k in savings and will be going to college on my own dime without scholarships and grants, I’ve been contemplating getting my own car for a while now but I’m not sure on if it’s financially wise, I haven’t been insured before. I make 20.32 and hour and live in Colorado, any advice would help! Edit: I don’t belive t…

Reddit Personal Finance 733 2024-12-06

I Need ’60s Style With Modern Usability! What Car Should I Buy?

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I Need ’60s Style With Modern Usability! What Car Should I Buy? Mackenzie lives in Texas and is looking to buy a fun drop-top with classic ’60s European style, but it needs to seat four comfortably and have some level of modern amenities. She is prioritizing style over speed. With a budget up to $40,000, what car should she buy? Read more…

Jalopnik 1.1k 2024-12-06

Owe 12k on a car that needs 10k in repairs.

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Owe 12k on a car that needs 10k in repairs. I owe 12 grand on an Escalade I financed 2 years ago. It requires an engine replacement, shop quoted me around 10 grand. I spoke to my lender (Canvas credit union) and they said my only option is to trade the car in. However, whatever the outstanding balance on the loan is, I have to purchase a car 3x that amount. Hoping to get around 4K for it…

Reddit Personal Finance 929 2024-12-06

LPT: Every time you fill you car with gas, make a habit of collecting bits of trash in your car and throwing them away. There’s ALWAYS a trash can right next to the pump, and your car will never accumulate trash.

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LPT: Every time you fill you car with gas, make a habit of collecting bits of trash in your car and throwing them away. There’s ALWAYS a trash can right next to the pump, and your car will never accumulate trash. And if you live in a state or country that doesn’t allow gas stations to have that little clip think on the nozzle that holds the squeeze handle down to dispense gas automatically while you collect the trash… well, move to a place that does allow it. submitted by /u/meatfrappe

Life Pro Tips 958 2024-12-06

Humane wants to put the AI Pin’s software inside your phone, car, and smart speaker

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Humane wants to put the AI Pin’s software inside your phone, car, and smart speaker Image: HumaneHumane, which makes the not-great AI Pin, wants other companies to build AI devices and gadgets that use its CosmOS operating system, and it has released a video that appears to show that the company already has it working in a car, TV, smart speaker, and phone. But note that the video, according to Humane’s own fine print, is for “…

The Verge 728 2024-12-05

Customer Tells Dealer They Are Underwater $29,000 On Car Loan And Willing To Accept A $2,500 Monthly Payment On A New Mercedes-Benz

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Customer Tells Dealer They Are Underwater $29,000 On Car Loan And Willing To Accept A $2,500 Monthly Payment On A New Mercedes-Benz Americans owe trillions in car payments and the last few years have shown that people are willing to accept life ruining payments to be able to drive what they want. A recent video of a customer at a Mercedes dealership showed in real time just how wildly financially irresponsible folks who get into these car buying… Read more…

Jalopnik 557 2024-12-05

Would You Trade 40 Minutes Of Daylight To Prevent 300 Car Crashes? Musk’s DOGE Proposes Axing Daylight Saving Time

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Would You Trade 40 Minutes Of Daylight To Prevent 300 Car Crashes? Musk’s DOGE Proposes Axing Daylight Saving Time When the world was at its lowest during World War I sacrifices needed to be made in order to support the global effort to snuff out nationalism, militarism, and imperialism. In a bid to conserve fuel and energy, the U.S. turned to Daylight Saving Time in 1918. We pulled the clocks forward by one hour during the summer… Read more…

Jalopnik 1.0k 2024-12-05

Uk to Nepal by car.

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Uk to Nepal by car. Is this possible considering the current geopolitical state of the world? Specifically driving through Iran and Afghanistan. submitted by /u/Sea_Presentation1113

Reddit Travel 1.2k 2024-12-05

Should I sell my car for something cheaper?

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Should I sell my car for something cheaper? I (26M) am a mechanical engineer making close to $100k/yr, which after taxes is about $6000/month. I have a mortgage which is about $2400/month. $25k in student loans (3-5% interest), and about $35k debt left on a car (7% interest). About $800/month each on the car and student loans is what I choose to pay. So at the end of all that I have about…

Reddit Personal Finance 800 2024-12-04