#capital

Someone at capital one apparently entered data incorrectly and now I’m missing $6.6k

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Someone at capital one apparently entered data incorrectly and now I’m missing $6.6k 3 days ago I was attempting to purchase some concert tickets and my card was declined. I’d made some transfers to my brokerage account that day and hadn’t re-budgeted so I assumed I needed to transfer from saving to cover it. I went into my accounts to transfer and the app (capital one) tells me I have an insufficient balance. I have a balance o…

Reddit Personal Finance 441 2024-01-09

Are co-owners equally liable for capital gains when selling the property?

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Are co-owners equally liable for capital gains when selling the property? The situation: my wife and I co-own a house in another state with our son, who has lived in it for 3+ years. He is going to sell this house after considerable capital gains and buy another one, in only his name because now he can qualify for a loan. My question: what happens to the capital gains? Are we on the hook for 2/3 of the capital gains t…

Reddit Personal Finance 659 2023-12-28

Am I understanding capital gains tax correctly?

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Am I understanding capital gains tax correctly? If I retire to WA state on $1M and receive 40k in long term investments of QUALIFIED dividend stocks and I quit working altogether, I receive this 40k tax free am I right? WA has no state income tax either. You’re not working so you’re definitely earning less than the 44,625 as a single male. Am I understanding this correct? submitted by …

Reddit Personal Finance 1.1k 2023-12-27

RSU grants, taxes, capital gains…

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RSU grants, taxes, capital gains… I’m not young, but am in a job that grants RSUs as part of my comp, for the first time in my career. Note: the RSU grant is one-time, but paid quarterly for four years. I’m also not much of an investor. I do long term 401k contributions and that’s about it. I don’t really have much in the way of stocks outside of something like a 401k or 529. So…

Reddit Personal Finance 1.2k 2023-11-08

Capital One says we can only have 1 debit card for our joint account?

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Capital One says we can only have 1 debit card for our joint account? My fiancé and I opened a joint checking account about a year ago with capital one. We were supposed to receive two cards after opening the account, one in my name, the other in hers. My card came, hers did not. We have called numerous times saying they need to send another card in her name and they repeatedly tell us there can only be one card o…

Reddit Personal Finance 203 2023-10-11

Capital One won’t increase my credit limits 3 years later

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Capital One won’t increase my credit limits 3 years later 4 years* (can’t edit title) ago in the summer of 2019 I opened a regular platinum card with capital one at a $500 limit. I paid it off regularly each statement. 6 months later in December 2019 I opened a Quicksilver One cash back card with a $1,500 limit. During the last 4 years I let a couple delinquencies fall off my report and my credit is no…

Reddit Personal Finance 150 2023-10-09

Sold stocks, when to pay capital gains taxes?

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Sold stocks, when to pay capital gains taxes? Sold about 60K of funds from my taxable account to pay off my student loans once repayment began. My question is, when do I pay the capital gains taxes on these? Do I just make a big estimated tax payment this month? I heard somewhere that each estimated tax payment for the year has to be equal, though, so not sure if I’m allowed to pay more thi…

Reddit Personal Finance 199 2023-10-05

AI Is Killing Crypto Venture Capital Interest

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AI Is Killing Crypto Venture Capital Interest Scandals like FTX drove away VCs, leading to a collapse in venture funding. Now, artificial intelligence is soaking up the capital still available in an uncertain macro environment, says Chris Coll-Beswick, at Transcend Labs, a startup accelerator.

Coindesk 141 2023-09-30

LPT: Rarely has any business taken off with little to no capital, don’t get caught up with the hustle and grind culture

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LPT: Rarely has any business taken off with little to no capital, don’t get caught up with the hustle and grind culture Alot of those influencers already have money from their relative or have atleast 1 generational wealth. You need capital and the only way to do that is to double your income by having a better paying job. Don’t get caught up with all those success stories but take examples from them. Efficiency is better than spending years grinding it out hopin…

Life Pro Tips 120 2023-09-17

Mortgage Overpayment – Capital vs Interest Only (UK)

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Mortgage Overpayment – Capital vs Interest Only (UK) Hi, I have a mortgage made up of part capital and repayment and part interest. I want to make a lump sum overpayment and I am not sure if I should pay it of the capital or interest only sub part. Which would be the most beneficial? Thanks. submitted by /u/Osprey379

Reddit Personal Finance 216 2023-09-04