Emergency fund calculation? Do you include student loans and credit card bills?
Emergency fund calculation? Do you include student loans and credit card bills? How do you calculate your emergency fund when you pay 90% of your bills via credit cards? I guess my first question is, in an emergency, would it be in an emergency like a job loss, does it make sense to continue to pay credit cards in full (if you have money to do so in your emergency fund specifically) or is it more prudent to pay the minimums…